Vijay Krishna - Citywide

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Vijay Krishna - Citywide

Mortgage Executive
Turning Financial Freedom into REALITY!
0426 963 400
Citywide - Sydney Olympic Park

At Citywide, we endeavor to seek the most suitable loan for your individual needs. With expansive access to several lenders, unprecedented expertise, and an endless array of possibilities, Citywide can ensure that you optimise your opportunity for return on investment.

03/11/2026

Another rate rise. What does it mean for your home loan?

The RBA has increased the cash rate, and we know this isn’t the news many households were hoping for.

If your lender passes on the increase, your variable home loan repayments could rise. The timing and impact will depend on your lender and loan.

Our Citywide Parramatta team can help you understand where you stand, review your current rate and explore whether there’s a better fit for your circumstances.

👉 Message Citywide Parramatta to arrange a home loan review.

13/10/2026

There’s a bigger rental problem coming that not enough people are talking about.

Rents at $1,000 to $1,500 a week might look great on paper today.

But the real question is:

Who is going to be able to keep paying them?

Professionals are under pressure.
Small businesses are getting squeezed.
AI is changing job security.
Unemployment concerns are growing.
And household budgets are being stretched harder than ever.

So when you’re investing, you can’t just look at the rent you want.

You need to think about the tenant market that can actually afford it.

Because a high-rent property with no tenant is not a flex.

It’s an expensive problem.

Full video coming soon.

Ask Uncle Veej on 0426 963 400

12/10/2026

Everyone loves hearing that property prices are softening.

But here’s the part most people miss.

A cheaper property doesn’t automatically mean it’s easier to buy.

If rates are higher, repayments are higher, and the bank is testing your income harder, the loan can still be the hardest part of the whole process.

That’s why you can’t just look at the listing price.

You need to understand:
your borrowing power
your deposit
your repayments
your buffer
your strategy

Because the opportunity isn’t just in the market.

It’s in being ready when the market moves.

Ask Uncle Veej on 0426 963 400

09/10/2026

Rate rises don’t randomly destroy good strategies.

They expose the people who never had one.

When rates move, everything gets tested.

Your borrowing capacity.
Your repayments.
Your cash flow.
Your buffer.
Your next move.

This is why buying property isn’t just about getting approved.

It’s about structuring things properly so you’re not panicking every time the market changes.

The people who are prepared adjust.

The people who are winging it get exposed.

Ask Uncle Veej on 𝟎𝟒𝟐𝟔 𝟗𝟔𝟑 𝟒𝟎𝟎

01/10/2026

AI isn’t coming.
It’s already here.

And it’s not just affecting tech people.

It’s affecting lawyers, accountants, admin teams, finance roles, marketing, customer service, and almost every industry that relies on information, systems, and paperwork.

The scary part?
AI is moving faster than most people can keep up with.

What existed two weeks ago may already be outdated today.

This matters because your career, your income, your borrowing power, and your long term financial strategy are all connected.

If the industry you work in is changing, your property strategy needs to be built with that in mind.

Don’t just look at what you earn today.

Think about where your income, your industry, and your options are heading.

Ask Uncle Veej on 𝟎𝟒𝟐𝟔 𝟗𝟔𝟑 𝟒𝟎𝟎

29/09/2026

Another rate rise. What could it mean for your home loan? 🏡

The RBA has increased the cash rate by 0.25 percentage points to 4.60%. If you have a variable home loan, any change to your rate and repayments will depend on your lender’s response.

Now is a good time to check:

👉 Your current interest rate
👉 How a repayment change could affect your budget
👉 Whether your loan still suits your circumstances

You don’t have to work through it alone. Message the Citywide Parramatta team to arrange a home loan review and understand your options.

21/09/2026

Everyone is watching inflation.
Everyone is watching interest rates.

But there’s another conversation that deserves more attention.
Unemployment.

Layoffs.
Redundancies.
AI.
Automation.
Outsourcing.
Businesses tightening up.

These things don’t just affect jobs.

They affect borrowing power, confidence, property decisions, investment decisions, and how much risk people can actually afford to take on.

This is why strategy matters.

Not just when the market looks good.
Not just when rates are moving.
But when the broader economy starts showing warning signs most people are ignoring.

Headlines change every week.

Your plan needs to be built properly enough to handle more than one headline.

Ask Uncle Veej on 𝟎𝟒𝟐𝟔 𝟗𝟔𝟑 𝟒𝟎𝟎

10/09/2026

Today is R U OK? Day, a reminder that checking in with someone can make more of a difference than we realise.

Sometimes the most important conversations start with a simple question:

Are you OK?

Take the time to check in with a colleague, friend, family member or someone who may have been a little quieter than usual.

Listen without judgement. Give them your time. And remember, the conversation doesn’t have to end today.

At Citywide, we believe looking after people goes well beyond business.

07/09/2026

Everyone loves hearing that property prices are softening.

But here’s the part most people miss.

A cheaper property doesn’t help much if your borrowing power has dropped at the same time.

Rates matter.
Servicing matters.
Your deposit matters.
Your debt position matters.
Your structure matters.

The market can create opportunities.

But only for the people who are actually ready to move.

Don’t just watch prices.

Understand your position.

Ask Uncle Veej on 𝟎𝟒𝟐𝟔 𝟗𝟔𝟑 𝟒𝟎𝟎

02/09/2026

This SMSF conversation is bigger than most people realise.

For a lot of Australians, buying property through super isn’t about being fancy.

It’s about having options.
It’s about building wealth.
It’s about having more control over where your retirement money goes.

And that’s the part that should concern people.

When choices get taken away, everyday Aussies need to pay attention.

Whether you trust property, shares, or a mix of both, the point is this:

It’s your retirement money.

You should understand what’s changing, what your options are, and what strategy makes sense before the rules shift again.

This isn’t fear mongering.

It’s a wake-up call.

Ask Uncle Veej on 𝟎𝟒𝟐𝟔 𝟗𝟔𝟑 𝟒𝟎𝟎

Address

2 Fraser Avenue
Sydney Olympic Park, NSW
2172

Website

http://www.citywideLPI.com.au/

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