Vijay Krishna - Citywide

Vijay Krishna - Citywide Mortgage Executive
Turning Financial Freedom into REALITY!
0426 963 400
Citywide - Sydney Olympic Park

At Citywide, we endeavor to seek the most suitable loan for your individual needs. With expansive access to several lenders, unprecedented expertise, and an endless array of possibilities, Citywide can ensure that you optimise your opportunity for return on investment.

The phones always ring after an RBA announcement.The question isn't "Did rates move?"It's...What should YOU do now?Every...
16/06/2026

The phones always ring after an RBA announcement.

The question isn't "Did rates move?"

It's...

What should YOU do now?

Every situation is different.

Before listening to headlines or social media opinions, get advice that's actually relevant to you.

📞 Ask Uncle Veej
0426 963 400

A cheaper rate sounds good.Until it limits what you can do next.People get obsessed with the smallest number on the page...
11/06/2026

A cheaper rate sounds good.

Until it limits what you can do next.

People get obsessed with the smallest number on the page and forget to ask the bigger questions.

Does the loan suit your future plans?
Can it help you buy again?
Does it give you flexibility?
Is it structured properly?

Cheap isn’t always smart.

Sometimes it’s just short term comfort with long term consequences.

Ask Uncle Veej on 𝟎𝟒𝟐𝟔 𝟗𝟔𝟑 𝟒𝟎𝟎

There’s a point where “doing research” becomes an excuse.- Watching videos.- Checking prices.- Asking mates.- Waiting fo...
09/06/2026

There’s a point where “doing research” becomes an excuse.

- Watching videos.
- Checking prices.
- Asking mates.
- Waiting for the perfect suburb.
- Waiting for rates to magically behave.

At some point, you’re not researching anymore.
You’re avoiding the decision.

The people who move forward usually don’t know everything.
They just get the right advice, understand their numbers, and make a plan.

Ask Uncle Veej on 𝟎𝟒𝟐𝟔 𝟗𝟔𝟑 𝟒𝟎𝟎

Property prices soften and suddenly everyone thinks they’re a genius.“See, I told you I’d wait.”Cool.But here’s the part...
01/06/2026

Property prices soften and suddenly everyone thinks they’re a genius.

“See, I told you I’d wait.”
Cool.

But here’s the part people miss.
A softer market only helps if you’re actually ready to move.

If your finance isn’t sorted
your borrowing capacity isn’t clear
your deposit isn’t structured
and you don’t know what you’re buying or why

then you’re not waiting for opportunity.

You’re just watching it.

The market doesn’t reward people who wait.
It rewards people who are prepared when the moment comes.

Ask Uncle Veej on 𝟎𝟒𝟐𝟔 𝟗𝟔𝟑 𝟒𝟎𝟎

Everyone says they want to buy property.But then they keep making decisions like renting forever is the plan.No savings ...
26/05/2026

Everyone says they want to buy property.

But then they keep making decisions like renting forever is the plan.

No savings plan.
No borrowing strategy.
No uncomfortable conversations.
No changes to spending.

Wanting property is easy.

Preparing for it is where most people go missing.

If you actually want to buy, stop treating it like a “one day” thing and start building the plan now.

Ask Uncle Veej on 𝟎𝟒𝟐𝟔 𝟗𝟔𝟑 𝟒𝟎𝟎

Let’s be honest…Some of the loudest property experts are:your mate at the BBQ 🍖your cousin who’s “been meaning to buy”th...
21/05/2026

Let’s be honest…

Some of the loudest property experts are:
your mate at the BBQ 🍖
your cousin who’s “been meaning to buy”
the bloke in the comments predicting a crash since 2017
random TikTok finance gurus with zero runs on the board

And somehow… people take that advice seriously 😅

Meanwhile, the people actually building wealth usually have one thing in common:

A strategy.
Not opinions.

Not all advice is equal.

Be careful who you let shape your financial future.

Ask Uncle Veej on 𝟎𝟒𝟐𝟔 𝟗𝟔𝟑 𝟒𝟎𝟎

19/05/2026

Business is one thing.

But building a team with people you genuinely trust, respect, and have known for decades… that’s something special.

VJ and Owen’s friendship goes back more than 20 years, and what makes it even better is that the same values that built that friendship are the same values they bring into Citywide Parramatta every day.

Looking after people.
Putting others first.
Taking the stress and trauma out of what can be one of the biggest financial decisions of someone’s life.

Because at the end of the day, we’re not here to be transactional.

We’re here to help people properly.

Welcome to more of the Citywide Parramatta family.

Ask Uncle Veej on 𝟎𝟒𝟐𝟔 𝟗𝟔𝟑 𝟒𝟎𝟎

Let’s be honest.A lot of people assume property owners have some secret formula.They don’t.Most of the time, they just m...
17/05/2026

Let’s be honest.

A lot of people assume property owners have some secret formula.

They don’t.

Most of the time, they just made a move while everyone else was still waiting for:
• rates to drop
• the market to crash
• their salary to increase
• the “perfect time”

Perfect timing doesn’t exist.

Strategy does.

If you keep waiting until everything feels comfortable… someone else will buy the opportunity you were watching.

Ask Uncle Veej on 𝟎𝟒𝟐𝟔 𝟗𝟔𝟑 𝟒𝟎𝟎

Everyone’s waking up today talking about the budget.Tax changes.Housing announcements.Investor reactions.First home buye...
12/05/2026

Everyone’s waking up today talking about the budget.

Tax changes.
Housing announcements.
Investor reactions.
First home buyer hopes.

But here’s the uncomfortable truth…
Governments don’t build wealth for you.

They create rules.
You create outcomes.

The people who move forward aren’t the ones waiting for politicians to make life easier.

They’re the ones who understand the game and build a strategy around it.

That’s the difference.

Ask Uncle Veej on 𝟎𝟒𝟐𝟔 𝟗𝟔𝟑 𝟒𝟎𝟎

11/05/2026

With the Federal Budget announcement tonight, everyone’s focused on what changes might impact housing, cost of living, and investors.

But here’s a conversation most people aren’t having.

Capital gains isn’t just a property conversation.

It impacts shares.
ETFs.
Crypto.
Long term wealth strategies.
Even things everyday Australians are exposed to through super.

So while everyone waits for the headlines… it’s worth understanding the bigger picture.

This one’s worth the watch.

Ask Uncle Veej on 𝟎𝟒𝟐𝟔 𝟗𝟔𝟑 𝟒𝟎𝟎

Address

2 Fraser Avenue
Sydney Olympic Park, NSW
2172

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