Truly Finance

Truly Finance As a client, there's nothing better than a professional service that acts in your best interests. We’re legally obliged to act in YOUR best interests.

Negotiating your best deal for your lending, finance and mortgage strategies.

- Home Loans
- Investment Loans & SMSF Property Loans
- Asset & Equipment Finance
- Car & Ute Loans
- Specialist Lending
- Business Loans -> secured or unsecured
- Commercial Property, Development funding

Most of the time, this service is FREE for you (the lender pays us). If you go direct to a bank for finance,

they are not! James Brett, Director and Broker, is highly respected and awarded in the industry - professionally trained and educated. He has taken home every industry award category over almost 20 years. We maintain close relationships within every single lender - most of them keen to fight for your business! Most satisfying for James is knowing that he’s been memorable, worthwhile and contributed constructively to someone’s life, wealth and financial success. Sharing success, building dreams along the journey with clients. Credit Representative Number 536117 is authorised under Australian Credit Licence 389328.

📅 MONDAY IS COMING✨✨✨ If anyone deserves a long weekend, it's our absolutely stunning team of superstar broker support e...
02/06/2026

📅 MONDAY IS COMING

✨✨✨ If anyone deserves a long weekend, it's our absolutely stunning team of superstar broker support executives! Meme, Kim & Maria (who hates being in photos LOL).

Truly and Honestly .. we could never have asked for a more dedicated and caring handful of beautiful humans to work with 🥰

BUT UNTIL THEN: There's still 3 full days for us to supercharge client scenarios and support beautiful client's mortgage and finance advice needs! So get in touch by Friday.

Official: The Truly Finance office will be closed on Monday 8 June 2026 for the Kings Birthday Public Holiday, and back charged on Tuesday 9 June 2026!

Truly's advice, financial services and property strategies are complimentary. We do this for the best interests of our clients and we relentlessly strive to serve as the best mortgage brokers in Australia with uncommon excellence!

James Brett. Principal Mortgage Broker ☎️ 0439 591 759
Victor Simone. Principal Mortgage Broker ☎️ 0449 659 029
Nermalee Bowe. Senior Mortgage Broker ☎️ 0431 274 554
Dragan Disljenkovic. BD & Relationship Manager ☎️ 0422 435 900

Credit Representative Numbers 521733, 550284 & 547037 are authorised under Australian Credit Licence 389328

CHOICES - Life is just a series of choices.According to the Harvard Business Review, adult humans make 33,000+ choices E...
01/06/2026

CHOICES - Life is just a series of choices.

According to the Harvard Business Review, adult humans make 33,000+ choices EVERY SINGLE DAY! 🤯

When we look back and consider small daily choices, there are some real "sliding door moments".

For some of us.. these moments are right now.

If you need professional experienced support with finance and property decision making - book your free appointment!

Truly's advice, financial services and property strategies are complimentary. We do this for the best interests of our clients and we relentlessly strive to serve as the best mortgage brokers in Australia with uncommon excellence!

James Brett. Principal Mortgage Broker ☎️ 0439 591 759
Victor Simone. Principal Mortgage Broker ☎️ 0449 659 029
Nermalee Bowe. Senior Mortgage Broker ☎️ 0431 274 554
Dragan Disljenkovic. BD & Relationship Manager ☎️ 0422 435 900

Credit Representative Numbers 521733, 550284 & 547037 are authorised under Australian Credit Licence 389328

01/06/2026

“It’s not often that we come across brokers who are so proactive and responsive and it certainly makes our job much easier.” Thanks Ella!! 🙏 🥰

🙏🥰 Thank you Anne - we absolutely love working with clients like you!🌞 It truly makes our day that we get to support you...
31/05/2026

🙏🥰 Thank you Anne - we absolutely love working with clients like you!

🌞 It truly makes our day that we get to support you and your family, making a difference to your life with our free finance advice service!!

"Victor and Meme from Truly Finance were wonderful to deal with and so helpful in answering every little question throughout the process of obtaining our mortgage. They were able to get everything in place for us very quickly. Definitely recommend working with them."

Truly's advice, financial services and property strategies are complimentary. We do this for the best interests of our clients and we relentlessly strive to serve as the best mortgage brokers in Australia with uncommon excellence!

James Brett. Principal Mortgage Broker ☎️ 0439 591 759
Victor Simone. Principal Mortgage Broker ☎️ 0449 659 029
Nermalee Bowe. Senior Mortgage Broker ☎️ 0431 274 554
Dragan Disljenkovic. BD & Relationship Manager ☎️ 0422 435 900

Credit Representative Numbers 521733, 550284 & 547037 are authorised under Australian Credit Licence 389328

📅 YES - we work long and hard for clients.. Even on weekends..👨‍🏫👨‍💼👨‍🔧👨‍⚕️👮‍♂️ Just like our real estate friends, accou...
28/05/2026

📅 YES - we work long and hard for clients.. Even on weekends..

👨‍🏫👨‍💼👨‍🔧👨‍⚕️👮‍♂️ Just like our real estate friends, accounting friends, tradie friends, emergency services friends, and most small business owner friends in Australia!

Happy Friday! If you need finance advice on the weekend, call/SMS/email.

Truly's advice, financial services and property strategies are complimentary. We do this for the best interests of our clients and we relentlessly strive to serve as the best mortgage brokers in Australia with uncommon excellence!

James Brett. Principal Mortgage Broker ☎️ 0439 591 759
Victor Simone. Principal Mortgage Broker ☎️ 0449 659 029
Nermalee Bowe. Senior Mortgage Broker ☎️ 0431 274 554
Dragan Disljenkovic. BD & Relationship Manager ☎️ 0422 435 900

Credit Representative Numbers 521733, 550284 & 547037 are authorised under Australian Credit Licence 389328

🤷 The age-old debate..Is it better to pay weekly, fortnightly or monthly?🧮 I detailed the mathematical formula in a long...
28/05/2026

🤷 The age-old debate..

Is it better to pay weekly, fortnightly or monthly?

🧮 I detailed the mathematical formula in a long client email last night.. [WHY JAMES WHY!!]

The conclusion is 🟰 When you use an offset account and other payment structure (like Credit Card clearance), payment frequency becomes irrelevant.

The ideal strategy is generally to keep ALL cash/savings/salary inside the offset account itself (and doing your best not touching it).

PRO TIP - Multiple offset accounts can still allow flexibility to allocate funds for separate purposes, like "holidays" or "car" for instance. Precisely the same psychologically as separate high interest savings accounts with improved savings benefit. No judgment on your desired structure!

EXTRA PRO TIP - keep your hands off your money! Recall a NEED vs WANT argument. If you can't do this, perhaps the money is better off locked away in a harder-to-reach spot.

*This relates to a typical Home Loan and desire to pay off ASAP. Investment loan strategy can be different.

Truly's advice, financial services and property strategies are complimentary. We do this for the best interests of our clients and we relentlessly strive to serve as the best mortgage brokers in Australia with uncommon excellence!

James Brett. Principal Mortgage Broker ☎️ 0439 591 759
Victor Simone. Principal Mortgage Broker ☎️ 0449 659 029
Nermalee Bowe. Senior Mortgage Broker ☎️ 0431 274 554
Dragan Disljenkovic. BD & Relationship Manager ☎️ 0422 435 900

Credit Representative Numbers 521733, 550284 & 547037 are authorised under Australian Credit Licence 389328

Increased discussion and advice for Truly's beautiful clients lately."What is Debt Consolidation?""Is it worthwhile for ...
26/05/2026

Increased discussion and advice for Truly's beautiful clients lately.

"What is Debt Consolidation?"
"Is it worthwhile for my situation?"

We need to assess everyone differently - we're all unique.

Pros:
✅ Lower interest rate
✅ Single, simplified repayment
✅ Lower monthly repayments
✅ Potential to reduce financial stress

Cons:
❌ You pay more interest over time
❌ Unsecured becomes secured debt
❌ Risk of repeat behaviour
❌ Longer time in debt

If you want to consider consolidating - the Trulies will assess and recommend the best finance advice outcome for your scenario!

Truly's advice, financial services and property strategies are complimentary. We do this for the best interests of our clients and we relentlessly strive to serve as the best mortgage brokers in Australia with uncommon excellence!

James Brett. Principal Mortgage Broker ☎️ 0439 591 759
Victor Simone. Principal Mortgage Broker ☎️ 0449 659 029
Nermalee Bowe. Senior Mortgage Broker ☎️ 0431 274 554
Dragan Disljenkovic. BD & Relationship Manager ☎️ 0422 435 900

Credit Representative Numbers 521733, 550284 & 547037 are authorised under Australian Credit Licence 389328

Auction Clearance update - both Seasonality and Policy issues have contributed to this trend.📢 "Melbourne and Sydney pro...
24/05/2026

Auction Clearance update - both Seasonality and Policy issues have contributed to this trend.

📢 "Melbourne and Sydney property prices are expected to fall by as much as 9 per cent by the end of 2026 as experts warn a years long property correction is under way, caused by interest rate hikes, global instability and Labor’s proposed changes to property taxes"

"Auction clearance rates remained subdued at below 60 per cent, with buyers displaying caution almost two weeks after federal Treasurer Jim Chalmers unveiled his landmark overhaul on property taxes – ending the 50 per cent capital gains discount and axing negative gearing for established dwellings."

SQM’s Louis Christopher said: "Based on our modelling, housing prices are likely to fall up to 9 per cent in our two largest capitals this calendar year,” he said. “The live reality on the ground is the housing market is tanking in Sydney and Melbourne"

- Bonnie Campbell, AFR (article link in comment)

Truly's advice, financial services and property strategies are complimentary. We do this for the best interests of our clients and we relentlessly strive to serve as the best mortgage brokers in Australia with uncommon excellence!

James Brett. Principal Mortgage Broker ☎️ 0439 591 759
Victor Simone. Principal Mortgage Broker ☎️ 0449 659 029
Nermalee Bowe. Senior Mortgage Broker ☎️ 0431 274 554
Dragan Disljenkovic. BD & Relationship Manager ☎️ 0422 435 900

Credit Representative Numbers 521733, 550284 & 547037 are authorised under Australian Credit Licence 389328

🖤🤍 Friday Funny?!?! 🖤🤍Have a fabulous, fun and memorable weekend!Sometimes if I don't laugh, I'll cry...Q: Why don’t mor...
21/05/2026

🖤🤍 Friday Funny?!?! 🖤🤍

Have a fabulous, fun and memorable weekend!

Sometimes if I don't laugh, I'll cry...

Q: Why don’t mortgage brokers tell scary stories?
A: Because interest rates are frightening enough! 🤣

However, some bittersweet news this week..

UNEMPLOYMENT RATE DATA RELEASED: "Job losses among younger Australians have pushed up the unemployment rate to an almost five-year high of 4.5 per cent, giving the Reserve Bank of Australia room to leave interest rates unchanged at its next meeting." - AFR Article

This is both GOOD news and BAD news. Call us to find out why???

Truly's advice, financial services and property strategies are complimentary. We do this for the best interests of our clients and we relentlessly strive to serve as the best mortgage brokers in Australia with uncommon excellence!

James Brett. Principal Mortgage Broker ☎️ 0439 591 759
Victor Simone. Principal Mortgage Broker ☎️ 0449 659 029
Nermalee Bowe. Senior Mortgage Broker ☎️ 0431 274 554
Dragan Disljenkovic. BD & Relationship Manager ☎️ 0422 435 900

Credit Representative Numbers 521733, 550284 & 547037 are authorised under Australian Credit Licence 389328

THANK YOU Tori! 🙏We love working with you! 🥰Congratulations on your home!I know it took some time but it's absolutely wo...
21/05/2026

THANK YOU Tori! 🙏
We love working with you! 🥰
Congratulations on your home!
I know it took some time but it's absolutely worth it!

"Thank you James, Meme, and the team for all your wonderful work throughout this process.
You were incredibly patient with me and my indecision, always taking the time to tailor the experience to my needs.
Your prompt replies and constant support kept me reassured every step of the way.
Thanks to your guidance, I’ve secured the home of my dreams, and I couldn’t be more grateful."

Truly's advice, financial services and property strategies are complimentary. We do this for the best interests of our clients and we relentlessly strive to serve as the best mortgage brokers in Australia with uncommon excellence!

James Brett. Principal Mortgage Broker ☎️ 0439 591 759
Victor Simone. Principal Mortgage Broker ☎️ 0449 659 029
Nermalee Bowe. Senior Mortgage Broker ☎️ 0431 274 554
Dragan Disljenkovic. BD & Relationship Manager ☎️ 0422 435 900

Credit Representative Numbers 521733, 550284 & 547037 are authorised under Australian Credit Licence 389328

Address

Sydney, NSW
2000

Opening Hours

Monday 8:30am - 9pm
Tuesday 8:30am - 9pm
Wednesday 8:30am - 9pm
Thursday 8:30am - 9pm
Friday 8:30am - 9pm
Saturday 9am - 5pm

Telephone

+61296306888

Website

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