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Truly Finance - Amazing Mortgage Brokers

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Australia
Sydney, NSW
Truly Finance - Amazing Mortgage Brokers

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Amazing Mortgage Brokers for Amazing Clients We’re legally obliged to act in YOUR best interests. If you go direct to a bank for finance, they are not!

Negotiating your best deal for your lending, finance and mortgage strategies.

- Home Loans
- Investment Loans & SMSF Property Loans
- Asset & Equipment Finance
- Car & Ute Loans
- Specialist Lending
- Business Loans -> secured or unsecured
- Commercial Property, Development funding

Most of the time, this service is FREE for you (the lender pays us). James Brett, Director and Broker, is highly respected and awarded in the industry - professionally trained and educated. He has taken home every industry award category over almost 20 years. We maintain close relationships within every single lender - most of them keen to fight for your business! Most satisfying for James is knowing that he’s been memorable, worthwhile and contributed constructively to someone’s life, wealth and financial success. Sharing success, building dreams along the journey with clients. Credit Representative Number 536117 is authorised under Australian Credit Licence 389328.

01/11/2026

HUNDREDS OF BILLIONS ON DEPOSIT EARNING NOTHING?

Rates have gone up four times this year, and a fifth is expected tomorrow.

The other side of the ledger doesn't get much attention... the big four banks are holding more than $330 billion of customers’ money in accounts earning zero interest.

Bonus savings accounts don’t always help either. The ACCC found more than 70% of them missed the bonus rate because the monthly conditions weren’t met. Miss the conditions and you drop back to 0.1%.

If rates are rising on what you owe, make sure they’re rising on what you’ve saved.

✔️ Check what rate you’re actually earning
✔️ Check the conditions on your bonus account
✔️ If you have a home loan, ask whether an offset account would work harder for you

01/11/2026

Friday night message from these beautiful clients:

💬 “Turns out with a team like you, dreams do come true!”
“Thank you again, dream team!”

🙏 We are super grateful and fortunate to be able to help this young family into their first home - after saving for so many years!

Meme was the superstar Truly team member who made this happen once again!

Truly's advice, financial, wealth and property strategies are complimentary. We do this for the best interests of our clients and we relentlessly strive to serve as the best mortgage brokers in Australia with uncommon excellence!

James Brett. Principal Mortgage Broker ☎️ 0439 591 759
Victor Simone. Principal Mortgage Broker ☎️ 0449 659 029
Nermalee Bowe. Senior Mortgage Broker ☎️ 0431 274 554
Dragan Disljenkovic. BD & Relationship Manager ☎️ 0422 435 900

Credit Representative Numbers 521733, 550284 & 547037 are authorised under Australian Credit Licence 389328

29/10/2026

Sometimes it's the little things... ☕

Coffee is always a topic in living expenses 🤣😂

"My wife told me I spend too much money on coffee."
"I told her it's not spending. It's investing in my ability to tolerate people!!!"

Happy Friday beautiful humans, please be tolerant of each other, we are all doing the best with what we know, and what we have 🥰

Truly's advice, financial, wealth and property strategies are complimentary. We do this for the best interests of our clients and we relentlessly strive to serve as the best mortgage brokers in Australia with uncommon excellence!

James Brett. Principal Mortgage Broker ☎️ 0439 591 759
Victor Simone. Principal Mortgage Broker ☎️ 0449 659 029
Nermalee Bowe. Senior Mortgage Broker ☎️ 0431 274 554
Dragan Disljenkovic. BD & Relationship Manager ☎️ 0422 435 900

Credit Representative Numbers 521733, 550284 & 547037 are authorised under Australian Credit Licence 389328

29/10/2026

🏡 The banks used to hold the cards. Not anymore!

One of the best things to happen to the Australian mortgage market? Competition! 👏

Mortgage brokers have helped change the game by giving everyday Australians more choice, greater transparency and access to lenders they may never have considered.

Your bank might have a great loan. But how would you actually know if you haven't compared it with others? 🤔

At Truly Finance, we believe a home loan should suit YOU, your goals and your circumstances, not just what's available at the bank you've been with for 20 years.

💡 Loyalty is lovely. But competition saves you money!

Before you commit, compare.

That's what we're here for.

💙 The Truly Finance Team

28/10/2026

Inflation Stacks ⬆⬆⬆⬆⬆

A visual on what happens when inflation adds up over a few short years?

A 3%, 4% or 5% rise each year may not look too bad, but when it adds up year after year after year .. it is bad! (unless of course we're all earning more income - which we're not)

Cumulative inflation in Australia since 2020 is ~23.69%, based on Australian Bureau of Statistics (ABS) consumer price index data.

1️⃣ Purchasing Power: $100 in 2020 has the same buying power as $123.69 today (an increase of $23.69).
2️⃣ Average Inflation Rate: Prices have risen by an average of 3.61% per year between 2020 and 2026.
3️⃣ Value Loss: The Australian dollar has lost roughly 19.2% of its purchasing power over this period.

That's why the delicious pie at my local bakery has increased from $5.00 to $7.00 (well, that and the recent surcharge changes, too...)

We all get to have a part in this - do our best not to be fooled by marketing that makes us feel like we NEED to buy something rather than just WANT it!! (Government I'm looking at YOU)

Truly's advice, financial, wealth and property strategies are complimentary. We do this for the best interests of our clients and we relentlessly strive to serve as the best mortgage brokers in Australia with uncommon excellence!

James Brett. Principal Mortgage Broker ☎️ 0439 591 759
Victor Simone. Principal Mortgage Broker ☎️ 0449 659 029
Nermalee Bowe. Senior Mortgage Broker ☎️ 0431 274 554
Dragan Disljenkovic. BD & Relationship Manager ☎️ 0422 435 900

Credit Representative Numbers 521733, 550284 & 547037 are authorised under Australian Credit Licence 389328

27/10/2026

Webinar today by Hello Sunday Morning (HSM) - one of our charity partners.

Wellness support and advocacy is integral part of our giving, and core to our purpose at Truly Finance. We believe in moving forward and improvement through small daily actions and community spirit.

HSM is hosting James on this webinar today discussing the different types and levels of support available for when someone wants or needs to change their relationship with alcohol.

Hosted by Professor Nicole Lee - the CEO of Hello Sunday Morning, it will be live at 12pm AEDT and recorded for viewing after too!

We strongly support those beautiful humans who are seeking support to improve their own health - and one of the ways is by changing their relationship with alcohol.

Hope every human has a deservingly wonderful day today.

27/10/2026

Two races stop the nation next Tuesday, 3 November.

2:30pm: the RBA announces its rate decision.

3:00pm: the Melbourne Cup.

The cash rate is 4.60%, its highest since 2011, after four hikes this year.

Major bank economists are tipping another 25 basis points. For every $600k borrowed, that's roughly $100 more a month.

You CAN'T control the result.

You CAN check your rate, your buffer, and whether your loan still suits you.

Contact a Truly Finance credit expert.

26/10/2026

Refinancing enquiries are up, top reasons are consistently:

--> A sharper interest rate --> not the only factor though

--> A better rate plus a cashback --> balancing all benefits

--> Extending an interest-only period --> can be for home loans too

--> Releasing equity to renovate --> staying, not upgrading

--> Consolidating small, niggly debts --> simplified repayments

Each one makes sense in different situations.

We are licenced mortgage brokers, experienced credit advisers and amazing finance experts!

Truly's advice, financial, wealth and property strategies are complimentary. We do this for the best interests of our clients and we relentlessly strive to serve as the best mortgage brokers in Australia with uncommon excellence!

James Brett. Principal Mortgage Broker ☎️ 0439 591 759
Victor Simone. Principal Mortgage Broker ☎️ 0449 659 029
Nermalee Bowe. Senior Mortgage Broker ☎️ 0431 274 554
Dragan Disljenkovic. BD & Relationship Manager ☎️ 0422 435 900

Credit Representative Numbers 521733, 550284 & 547037 are authorised under Australian Credit Licence 389328

26/10/2026

Refinancing enquiries are up, and the reasons are pretty consistent:

A sharper interest rate

A better rate plus a cashback

Extending an interest-only period

Releasing equity to renovate

Consolidating small, niggly debts

Each one can make sense

If your loan hasn’t been reviewed in a while, it’s worth a look.

Which of these is on your mind?

25/10/2026

🙏 Thank you so much Gina and Ethan, you were delightful to support in your journey and we are thrilled you found the right first home!

It means the world to receive wonderful 5 Star Google Reviews from happy clients!

"James and his team have been absolutely amazing! They really make you feel comfortable and make sure you understand every step of the process. Every question was answered promptly and compassionately and they work very fast. We couldn’t be happier! :) Highly recommend! Especially for first home buyers like us!"

Truly's advice, financial, wealth and property strategies are complimentary. We do this for the best interests of our clients and we relentlessly strive to serve as the best mortgage brokers in Australia with uncommon excellence!

James Brett. Principal Mortgage Broker ☎️ 0439 591 759
Victor Simone. Principal Mortgage Broker ☎️ 0449 659 029
Nermalee Bowe. Senior Mortgage Broker ☎️ 0431 274 554
Dragan Disljenkovic. BD & Relationship Manager ☎️ 0422 435 900

Credit Representative Numbers 521733, 550284 & 547037 are authorised under Australian Credit Licence 389328

Address

Sydney, NSW
2000

Opening Hours

Monday	8:30am - 9pm
Tuesday	8:30am - 9pm
Wednesday	8:30am - 9pm
Thursday	8:30am - 9pm
Friday	8:30am - 9pm
Saturday	9am - 5pm

Telephone

+61296306888

Website

https://trulyfinance.com.au/

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