Mortgage Choice - Xia Xia Yu

08/03/2022

Let's celebrate women's achievements.
Raise awareness against bias.
And take action for equality.

31/01/2022

Sure, you can apply for a loan directly with a bank. But, here’s what you don’t get …

Personalised, objective advice. Access to a huge range of loan options from over 30 lenders. Consideration as to the most suitable loan for your unique circumstances and financial goals. An expert in your corner negotiating for the best possible deal.

On the other hand, I can offer you all this and more. Call me today.

31/08/2021

Stunning homes are always going to attract buyers, but there are many factors that define a great neighbourhood.

New data has revealed the pockets that fetch a premium in each suburb, and where buyers may be able to settle for a fraction of the cost.

Find out what the prized postcodes with entry-level price pockets are.

Stunning homes are always going to attract buyers, but there are many factors that define a great neighbourhood. New data has revealed the pockets that

15/08/2021

Time to upgrade your car?

I can get you a great car finance deal and help you structure it effectively alongside any other loans you may have.

Getting your car loan through me could save you loads. Give me a call if you're in the market for a new car.

15/08/2021

Refinance and save.

If you haven’t checked in on your loan in the past 6 months – it’s time.

Refinancing can help you:
- access a lower interest rate and lower fees
- access more suitable loan features and better customer service
- consolidate your debts
- increase your loan size to finance a renovation or purchase an investment

Give me a call if you'd like to review your home loan.

01/07/2021

A new financial year is a great time to review your home loan and make sure you're still on track to achieve your goals.

Whether you want to buy your first home, invest in property or pay off your home loan sooner, I can assist.

Give me a call today so we can chat about your unique situation.

06/05/2021

With a qualified mortgage expert in your corner, you can be sure you're on a competitive rate.

Let me review your existing home loan to make sure you're not paying too much.

For smarter mortgage advice, get in contact today!

06/05/2021

Self-employed and borrowing? Check your income now.

Loan serviceability if you are self-employed revolves heavily around your last two tax returns.

Lenders vary on how they will use the two returns – some take an average, some lean more heavily on the lower income and so on.

So, check what your income is likely to be this financial year. It may affect whether you would prefer to apply for your loan now or after your next tax return.

I'm here if you'd like more advice, please reach out.

22/04/2021

It can be a long road to settlement - investigating loans, negotiating, doing paperwork, overcoming hurdles - especially if you DIY.
I have the expertise to secure you the home loan that works for you so you can move into your dream home sooner. If you want to take out the stress of securing a home, give me a call.

25/03/2021

Australia’s unemployment rate fell from 6.3% to 5.8% in February – smashing economist forecasts and pushing the number of Australians with a job above 13 million for the first time since March 2020, when national restrictions threw the economy into crisis.

The economy has taken another leap towards a full recovery after almost 90,000 people returned to work in February.

25/03/2021

There are many things to consider when getting a home loan, some things that you may not even be aware of. That's why it is my job to ask the right questions in order to find the most suitable loan for your circumstances.

If you require assistance and want to take the headache out of getting a home loan, give me a call so we can discuss.

16/03/2021

Maximising your wealth can be tricky, but making sure you have expert mortgage advice can be a step in the right direction. Here are, just a few, things I can help you with:
I can help you achieve your financial goals.
I know which loans will suit you and can negotiate a competitive rate with lenders.
I will keep you informed about loan deals, property trends and how to save when borrowing.
I do an annual loan review to ensure you are always on a competitive rate.
If you want to get smarter mortgage advice – just give me a call!