DIY Lending Group

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DIY Lending Group

Helping Australians build wealth through smart property loans & Making complex loans simple for home buyers & investors.

11/03/2026

🏡 Is your investment loan structured the right way?

When investing in property, getting the loan approved is only the first step. How your loan is structured can make a big difference to your long-term results.

A few things worth checking:

✔️ Are your investment loans Principal & Interest (P&I) or Interest Only (IO), and is that the right option for your strategy?
✔️ Could restructuring your loans improve your borrowing capacity for your next property?
✔️ If you have spare cash, are you using it in the most tax-effective way when purchasing an investment property?

Sometimes a simple loan structure review can make a big difference.

📩 If you'd like to review your loan structure, feel free to reach out. I'm happy to have a chat.

20/11/2025

Another beautiful ⭐⭐⭐⭐⭐ review from one of our clients!

Helping people build wealth through property is what we’re all about at DIY Lending and it means so much to hear feedback like this:

“Di is an exceptional financial advisor… Thanks to Di’s expert advice, I’ve been able to build a property management portfolio that operates smoothly and efficiently…”

I’m grateful for every client who trusts me with such an important part of their life.

If you’re looking to buy, invest or restructure your loans, I’m here to help you make smart property moves with confidence. 💙💛

17/11/2025

Struggling to save a 5% deposit? There’s another way.
If you're a first home buyer and don’t have enough savings yet, a family guarantor loan could help you buy much sooner - even with 100% + costs borrowed.

How it works:
✅ Use equity from a parent’s property
✅ Avoid paying LMI (can save $10k - $30k+)
✅ Borrow up to 100% + stamp duty + fees
✅ Parents help with security - not your repayments
✅ You still own 100% of the property

Every family’s situation is different, but many clients are surprised how achievable buying becomes with the right structure.

💬Message me to check if your family qualifies.
There’s no cost to ask and it could bring your first home much closer than you think.

11/11/2025

💻 Running your own business but finding it hard to get a loan approved?

You don’t always need full financials to make it happen.

With Low Doc Loans, self-employed clients can use BAS statements, bank statements or an accountant letter to verify income, helping you access finance with more flexibility and confidence.

Being self-employed shouldn’t make buying harder - it just means finding the right lender 💪

📩 Message me to find out which low doc options might suit your situation.

20/10/2025

💰 Property Tip of the Week

Thinking of buying in a regional area?

Not all banks treat regional postcodes the same way. Some lenders reduce the maximum LVR, while others still allow up to 90% or even 95%.

So before you make an offer, it’s worth checking which lenders are regional-friendly, it could save you stress, time and thousands in the long run.

Need help finding out which banks lend most competitively in your suburb?

👉 Send me a message - I’m happy to help you compare your options!

19/10/2025

🌟 Love getting feedback like this!

“A+, went above and beyond for us…straight shooter, gives practical advice, gets you the best deal”

Helping clients make smart property moves is what we’re all about 💙

08/10/2025

🌟 Big News for First Home Buyers!

From 1 October 2025, the government has made some huge changes to the Australian Government 5% Deposit Scheme and it’s great news if you’ve been dreaming of owning your first home.

Here’s what’s new:
✅ No income limits - more Aussies can now apply
✅ Unlimited spots - no more worrying about missing out
✅ Higher property price caps - meaning more homes are now eligible

If you’ve been saving and waiting for the right time, this might be your moment.

We can help you check your eligibility, calculate how much you can borrow, and guide you through the process step by step.

Send me a message if you’d like to see what this could mean for you or tag a friend who’s been talking about buying their first home!

16/09/2025

🏡✨ First Home Dream → Reality

In Queensland, we just helped a client buy their $875,000 first home with no cash deposit. In fact, we arranged $908,000 total borrowing to also cover stamp duty, legal fees and other costs.

How? By using their parents’ property as security through a guarantor loan. This allowed them to:

✅ Avoid paying Lenders Mortgage Insurance (LMI)
✅ Borrow up to 107% of the purchase price
✅ Get into the market sooner

If you’re curious about how a guarantor loan works or whether it’s right for you, please feel free to reach out. I’m happy to explain the pros and cons.

08/09/2025

We recently helped a client secure an investment loan at 90% LVR without paying Lenders Mortgage Insurance (LMI).

How was this possible? ✅ He holds a CA (Chartered Accountant) certification.

Here’s the key point many people don’t know:
👉 You don’t have to be working for an accounting firm, or even have “accountant” in your job title.
👉 As long as you maintain your professional membership, you may still be eligible for these special lending benefits.

This opens up opportunities for professionals in a wide range of roles who hold CA, CPA, or other recognised memberships.

If you’re curious whether your professional membership can unlock better borrowing power, let’s chat.

📧 [email protected] | ☎ 02 8806 7258

05/09/2025

⭐️⭐️⭐️⭐️⭐️

Grateful for this kind feedback from Thomas 🙏

At DIY Lending, our mission is to make complex loans simple and create strategies tailored to each client’s goals.

If you’re considering buying, refinancing, or reviewing your current loans, let’s chat and explore the best option for you.

📧 [email protected] | ☎ 02 8806 7258

22/08/2025

✨ Client Success Story - Strategic Loan Restructure ✨

At DIY Lending, we recently assisted a client with restructuring their existing loans to better align with their long-term financial goals.

Through careful planning, we were able to:
🔹 Release equity from their property to unlock new investment opportunities
🔹 Reduce the balance on their owner-occupied loan to improve cash flow
🔹 Restructure their loans in a way that maximises tax efficiency and long-term wealth creation

Through this tailored restructure, our client was able to achieve immediate financial relief, reduce their owner-occupied debt, and maximise tax benefits. At the same time, the new structure positioned them with a stronger foundation for future property investment, creating both short-term flexibility and long-term wealth-building potential.

Every client’s situation is unique, and that’s why we take the time to understand your goals before recommending the right structure. The right loan isn’t just about the rate - it’s about building the right strategy.

📩 If you’d like to review your current loans and explore whether a restructure could benefit you, feel free to message us, call our team on 02 8806 7258, or email us at [email protected]

Address

5 Rider Boulevard
Sydney, NSW
2138

Website

http://diylending.com.au/

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