Nectar Mortgages: Andrew Jennings

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Perth, WA
Nectar Mortgages: Andrew Jennings

The experience and knowledge to see you reach your goals

10/08/2026

Did you know… some home loans allow you to redraw eligible extra repayments if you need them in the future. Not all loans offer redraw facilities, and conditions may apply, so it's worth understanding how your loan works. Please get in touch with me if you'd like to know more📲

06/08/2026

𝐈𝐬 𝐲𝐨𝐮𝐫 𝐡𝐨𝐦𝐞 𝐥𝐨𝐚𝐧 𝐬𝐭𝐢𝐥𝐥 𝐜𝐨𝐦𝐩𝐞𝐭𝐢𝐭𝐢𝐯𝐞?
If you haven't reviewed your home loan in a while, it's worth checking whether your current interest rate is still competitive. In some cases, your existing lender may be able to offer a better rate, meaning you may not need to refinance at all.

▶️ Here's how I can help:

✔ Review your current home loan to see whether it's still competitive.

✔ Compare it with a range of available loan options.

✔ Speak with your current lender to see whether a more competitive interest rate may be available.

✔ Help you understand whether staying with your current lender or refinancing may be appropriate for your circumstances.

Every borrower's situation is different, and the right option will depend on your individual circumstances.

📞 Get in touch if you'd like to find out whether your home loan is still the right fit for your needs.

05/08/2026

𝐒𝐞𝐥𝐟-𝐞𝐦𝐩𝐥𝐨𝐲𝐞𝐝? 𝐋𝐞𝐭'𝐬 𝐞𝐱𝐩𝐥𝐨𝐫𝐞 𝐲𝐨𝐮𝐫 𝐡𝐨𝐦𝐞 𝐥𝐨𝐚𝐧 𝐨𝐩𝐭𝐢𝐨𝐧𝐬
Getting a home loan can be harder when your income isn't consistent each month, but that's exactly where a broker can make the process easier.😇

I can help:
• present your income clearly to lenders, even if it fluctuates.
• explain add-backs and business expenses to lenders.
• find lenders who understand self-employed income.

If you're thinking about buying or refinancing this financial year, chatting to me first can save you a lot of time (and stress). Reach out📲, I'm here to help.

04/08/2026

𝐁𝐮𝐲𝐢𝐧𝐠 𝐚𝐭 𝐚𝐮𝐜𝐭𝐢𝐨𝐧? 𝐆𝐞𝐭 𝐲𝐨𝐮𝐫 𝐟𝐢𝐧𝐚𝐧𝐜𝐞 𝐬𝐨𝐫𝐭𝐞𝐝 𝐟𝐢𝐫𝐬𝐭.

Auctions move fast 🏃🏽, and if you're the winning bidder, the contract is usually unconditional. That's why it's important to have your finance organised before auction day 🗓️.

▶️ Here's how I can help you prepare:

✔ Understand your borrowing capacity and arrange loan pre-approval (where appropriate).
✔ Set a clear budget so you can bid with confidence.
✔ Understand the auction process, deposits and key timeframes.
✔ Help you get everything in place before auction day and guide you through the next steps if your bid is successful.

Thinking about bidding? Don't wait until auction day.

📞 Call me today or 📩 send me a message to get started.

23/07/2026

𝐓𝐡𝐢𝐧𝐤𝐢𝐧𝐠 𝐨𝐟 𝐫𝐞𝐟𝐢𝐧𝐚𝐧𝐜𝐢𝐧𝐠 𝐲𝐨𝐮𝐫 𝐡𝐨𝐦𝐞 𝐥𝐨𝐚𝐧?🏘️
Here are five common reasons homeowners consider refinancing:

1️⃣ Potentially access a lower interest rate.
2️⃣ Shorten your loan term.
3️⃣ Access available equity for renovations or other goals.
4️⃣ Consolidate multiple debts into one loan.
5️⃣ Or a combination of the above.

Talk to us about a home loan review. As life changes, your lending needs can too. 🤰🏽👰🏽✈️ Let's chat and see if refinancing could be right for you.📲

22/07/2026

🌿 𝐆𝐫𝐞𝐞𝐧 𝐦𝐞𝐚𝐧𝐬 𝐠𝐨!🌿
More and more Australians are looking for homes that cost less to run and are better for the environment.

Simple upgrades like solar panels, insulation, energy-efficient appliances 📺, native planting 🌳, or switching from gas to electric 🔌 can all help reduce energy bills and boost your home's appeal. 🏠

➕ Some lenders even offer Green Loans or discounted rates for eligible energy-efficient upgrades. With access to 50+ lenders, I can help explore your options. 🔍

Thinking about going greener? Let's chat 🌱

21/07/2026

𝐔𝐩𝐠𝐫𝐚𝐝𝐞 𝐍𝐨𝐰, 𝐏𝐚𝐲 𝐎𝐯𝐞𝐫 𝐓𝐢𝐦𝐞 - 𝐖𝐢𝐭𝐡 𝐀𝐬𝐬𝐞𝐭 𝐅𝐢𝐧𝐚𝐧𝐜𝐞
Asset finance isn't just for big-ticket purchases. It's a smart way to fund everyday business essentials like:

🚗 Work vehicles (new or used)
💻 Business technology (laptops, printers and software)
🛠️ Tools and equipment for your trade

If you're eligible, you can start using the asset straight away and pay it off over time, which may help preserve your cash flow.

💡 Bonus: Some assets may even qualify for a tax deduction. Be sure to chat with your accountant about what you may be able to claim.

Curious whether asset finance could work for your business? Let's chat. 📲

20/07/2026

𝐈𝐬 𝐲𝐨𝐮𝐫 𝐟𝐢𝐱𝐞𝐝 𝐫𝐚𝐭𝐞 𝐚𝐛𝐨𝐮𝐭 𝐭𝐨 𝐞𝐱𝐩𝐢𝐫𝐞? ⌛
If you're coming off a fixed rate soon, getting organised early can make all the difference. It's worth getting in touch a few months beforehand so we can explore your options. 🔍📑

Should you lock in a new fixed rate 🔐 or move to a variable rate and stay flexible? Both have pros and cons, so what matters most is finding the option that best suits your circumstances.

Reach out anytime 📲 and let's chat about the best path forward.

16/07/2026

𝐒𝐞𝐥𝐟-𝐞𝐦𝐩𝐥𝐨𝐲𝐞𝐝? 𝐋𝐞𝐭'𝐬 𝐞𝐱𝐩𝐥𝐨𝐫𝐞 𝐲𝐨𝐮𝐫 𝐡𝐨𝐦𝐞 𝐥𝐨𝐚𝐧 𝐨𝐩𝐭𝐢𝐨𝐧𝐬
Getting a home loan can be harder when your income isn't consistent every month, but that's exactly where a broker can make life easier.😇

I can help:
• present your income clearly to lenders, even if it fluctuates
• explain add-backs and business expenses to lenders
• find lenders who understand self-employed income

If you're thinking about buying or refinancing this financial year, chatting to me first can save you a lot of time (and stress). Reach out📲, I'm here to help.

15/07/2026

𝐑𝐞𝐚𝐝𝐲 𝐭𝐨 𝐛𝐮𝐲 𝐛𝐮𝐭 𝐬𝐭𝐢𝐥𝐥 𝐧𝐞𝐞𝐝 𝐭𝐨 𝐬𝐞𝐥𝐥? 🏡
A bridging loan could help you secure your next home before your current one sells.
It's a short-term loan - often with interest-only repayments - designed to make the transition smoother and help you avoid missing out on the perfect place 🌉
Not sure if it's the right fit for your situation? Let's chat 📲

Address

Perth, WA
6065

Telephone

+61439200669

Website

http://www.nectarmortgages.com.au/project/andrew-jennings/

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