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AGS Financial Group

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Australia
North Sydney, NSW
AGS Financial Group

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Financial planning, accounting, SMSF and mortgage broking under one roof. Free initial chat: agsfinancialgroup.com.au

Your adviser, accountant and broker on the same team. 28+ years, $3.8B+ funds, 6 offices across Sydney, Melbourne and Brisbane.

03/11/2026

Buying vs leasing business assets: the real trade-off

Buying an asset builds equity but ties up cash. Leasing protects cash flow but you own nothing at the end. Here is how the tax, cash-flow and ownership sides actually compare for an Australian business.

https://agsfinancialgroup.com.au/news/buy-or-lease-business-assets

27/10/2026

Investing your super for growth: before and during retirement

The investment option your super sits in does more to shape your final balance than almost any other choice. Here is how growth assets work over a career, and why the right mix changes as retirement approaches.

https://agsfinancialgroup.com.au/news/investing-your-super-for-growth

20/10/2026

Quarterly economic update: July - September 2026

The Iran-US ceasefire collapsed in July, pushing energy prices, bond yields and the RBA cash rate higher. Here's what happened across markets in the September 2026 quarter, and what it means for your portfolio.

https://agsfinancialgroup.com.au/news/quarterly-economic-update-jul-sep-2026

15/10/2026

Accessing your super: preservation age, conditions of release and withdrawal rules

When can you get to your super, and how much can you take? A plain guide to preservation age, conditions of release, transition to retirement and the tax on withdrawals.

https://agsfinancialgroup.com.au/news/accessing-your-super-withdrawal-rules

13/10/2026

New business finances: getting the accounting basics right

Starting a business in Australia means getting a handful of financial foundations right early. Structure, registrations, bookkeeping and tax provisioning, explained for a new owner.

https://agsfinancialgroup.com.au/news/new-business-finances-accounting-basics-australia

09/10/2026

Should you downsize your home for retirement?

Selling the family home can free up capital and top up your super through the downsizer contribution. Here's what downsizing really frees up, the costs that eat into it, and the Age Pension catch.

https://agsfinancialgroup.com.au/news/should-you-downsize-your-home-for-retirement

07/10/2026

Your Super Fund's Free Advice: What It Covers and What It Doesn't

Most large super funds give members advice at no extra cost, and a lot of it is very good. It's also bounded, for reasons that have nothing to do with quality. Here's where the line sits, how to tell which side of it your question falls on, and what the proposed advice reforms would change.

https://agsfinancialgroup.com.au/news/super-fund-free-advice-what-it-covers

05/10/2026

Super health check: the 6 things worth reviewing every year

Most people set their super up once and never look at it again. A short annual review of fees, insurance, investment option and consolidation can be worth tens of thousands of dollars by retirement.

https://agsfinancialgroup.com.au/news/superannuation-health-check

02/10/2026

SMSF vs industry super fund: which suits you?

An SMSF and an industry fund both hold your superannuation, but the control, cost and workload involved are completely different. Here's how to work out which structure actually fits your situation.

https://agsfinancialgroup.com.au/news/smsf-vs-industry-super-fund

30/09/2026

Planning for healthspan, not just lifespan

Australians are living longer, but not all of those extra years are healthy ones. Here's why retirement plans built only around life expectancy miss the years that matter most financially.

https://agsfinancialgroup.com.au/news/healthspan-retirement-planning-australia

Address

Level 8, Suite 3 8 West Street
North Sydney, NSW
2060

Opening Hours

Monday	8:30am - 7pm
Tuesday	8:30am - 7pm
Wednesday	8:30am - 7pm
Thursday	8:30am - 7pm
Friday	8:30am - 7pm

Telephone

+61299668188

Website

http://www.agsfinancialgroup.com.au/

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