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Contour Finance

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Australia
North Sydney, NSW
Contour Finance

Are you buying a new home or looking at purchasing an investment property? Contour Finance can help We do this by

1.

Since 2009, Contour Finance has been helping clients get ahead. Whether you’re a first home buyer, relocating, upgrading or purchasing an investment property, we can help you find the lender and loan that’s right for you. Understanding your goals, so we can tailor our recommendations to your needs

2. Finding the most suitable solution, by sourcing a range of lending options for you

3. Providing

ongoing support, with regular reviews of your loan and rate

Let our expertise take the stress out of borrowing and give you the confidence you need to move ahead. Contact us on 02 9925 3930 or [email protected] to get started. You can also reach out to our team directly:
Gary Fowler: 0414 792 287
Justin Dale: 0403 501 529

28/05/2026

As mortgage brokers it is our literal job to not only get you the ideal home loan but to also revisit the loan periodically to ensure you are not paying any 'loyalty tax'.

It’s a price we never want our clients to pay.

If you're not sure what a loyalty tax is - it's when existing customers stay on older loan products and higher interest rates, while banks advertise lower rates to attract new customers.

You should never have to worry about your home loan. They also shouldn’t be a “set and forget.”

Sometimes a quick review can uncover opportunities you didn’t even realise were available.

If you’re not sure whether you are paying a loyalty tax, feel free to reach out for a free home loan health check and we can have a chat about it. 👇

27/05/2026

The cheapest rate doesn’t always equal the best loan. Having the right mortgage structure for your situation can impact:

➡️ How quickly you reduce your debt
➡️ Your cash flow flexibility
➡️ How much interest you pay over time
➡️ Your ability to adapt as life changes

Over the last week, there has been much talk about the interest rate rise... without taking into consideration that fees, offsets, repayment flexibility, and overall structure can make a huge difference long-term.

If you’d like to explore what the right structure could look like for you, we’re always happy to have that conversation.

26/05/2026

Walking 35km in the Bloody Long Walk got me thinking about our clients’ home loan journeys.

Preparation, structure, strategy, and guidance throughout the journey gets you through to the finish line.

Then comes the outpouring of relief, achievement and then pride.

When you’re ready to start your home loan journey, DM us or contact us via the link below.

Oh! If you'd like to support the Bloody Long Walk and help fund research into mitochondrial disease, we’d truly appreciate it: https://blwlk.co/w/JustiDal

18/05/2026

Australia’s housing market is not moving in one direction, every city has its own story.

Perth is still leading, Brisbane and Adelaide remain strong, while Sydney and Melbourne have cooled compared with the faster-growth markets.

Some cities are moving on price growth, others are standing out more for rental returns or a steadier pace.

That’s why it helps to look beyond headlines and understand what your local market is actually doing.

If you want help understanding what this means for your next move, talk to us.

13/05/2026

Pre-approval gives you borrowing power, but it’s not a guarantee. Lender reassessment, property valuation, or document issues can still affect final approval especially in competitive auctions where timing matters. We help you understand the risks and prepare properly.

Contact us for a free Finance Health Check before making your next property move.

10/05/2026

There’s been a lot of conversation happening around the upcoming Federal Budget, housing affordability, negative gearing, CGT concessions, and generational wealth.

Over recent weeks, we’ve spoken with people across the finance, property, and mortgage industries, followed the economic discussions closely, and listened to the growing whispers around where the government may be heading.

Nothing has officially been confirmed, and governments can always surprise us, but based on the discussions currently happening, the likely direction appears to be:
➡️ greater focus on first-home buyers
➡️ encouraging new housing supply
➡️ possible changes to investment property concessions moving forward
➡️ balancing inflation pressures without creating further rental shortages

These potential changes affect Australians very differently.

That’s why we wanted to break down what these possible changes may mean for each part of the property market.

If you want to understand how potential changes may affect your situation, reach out to us.

09/05/2026

Mother’s Day means something different to all of us.

For Jess, it’s celebrating the mum who raised you (even through the teenage angst) and realising, as an adult, just how much you love spending time with her.

For me, it’s watching Mum surrounded by the grandkiddos - seeing the love, time and fun she has when she is with them.

And for Gary, Mother’s Day carries remembrance. Missing the incredible woman who shaped his world, while still celebrating her love and the impact she had.

Happy Mother’s Day to all the amazing women out there. We appreciate you.

– Justin

05/05/2026

Don't make a home loan decision based on common myths.

These are 5 myths we hear most, and we genuinely enjoy spending the time to talk through the home loan possibilities available.

We take into consideration your situation, the state you’re in (as we organise home loans Australia-wide), and any concessions you may be eligible for.

If you want to understand what’s actually possible for you, start with a free, no-obligation Finance Health Check to see where you really stand. Details are below.

01/05/2026

A home purchase is never just between you and a mortgage broker. There are a lot of moving parts and a number of professionals involved along the way.

That’s where it starts to feel confusing… especially if your unsure where to turn to and at what stage.

With over 30 years in mortgage broking, we’ve built strong, trusted relationships with professionals who know how to look after our clients properly.

So instead of you trying to coordinate it all, we bring the right people into the right conversations at the right time.

The types of professionals you may need to involve include :

🔹 Accountant: aligns your purchase with your tax position
🔹 Financial Planner: supports your long-term financial goals
🔹 Insurance Broker: protects what you’re buying
🔹 Buyer’s Advocate: helps find and buy the right house
🔹 Conveyancer / Property Lawyer: manages contracts and legal structure
🔹 Building & Pest Inspector: ensures there are no defaults or termites
🔹 Real Estate Agent: has the stock
🔹 Property Manager: manages your property (if it's an investment)
🔹 Valuer: confirms the property’s true worth
🔹 Estate Planning Lawyer: structures ownership correctly

When the right people are involved, and working together, you are less stressed and the flow becomes easier.

If you’re unsure who should be involved in your situation, it's our job to guide you through the home loan process and more. DM or visit the link below for more details

Address

Level 10, Suite 1003, 83 Mount Street
North Sydney, NSW
2060

Opening Hours

Monday	8am - 5pm
Tuesday	8am - 5pm
Wednesday	8am - 5pm
Thursday	8am - 5pm
Friday	8am - 5pm

Website

http://www.contourfinance.com.au/

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