What are the opening hours?

Monday 9:30am - 5:30pm Tuesday 9:30am - 5:30pm Wednesday 9:30am - 5:30pm Thursday 9:30am - 5:30pm Friday 9:30am - 5:30pm

https://www.facebook.com/115344108229670/

Shelley Zhou - SMSF Mortgage Broker

Home
Australia
North Sydney, NSW
Shelley Zhou - SMSF Mortgage Broker

Call Directions

SMSF Lending Specialist
SMSF Commercial Property Loans
Australia-wide
Helping SMSF trustees explore suitable lending and refinancing options.

Lending criteria, fees, charges and eligibility requirements apply. Not all applicants will qualify.

08/10/2026

Trustees: the loan you signed years ago was never meant to last forever. 👀

Rates, property values and lending options have all moved since your SMSF loan was set up.

If your loan hasn't been reviewed recently, you could be paying more than you need to.

SMSF refinance rates are available from 6.84% p.a. for eligible borrowers*, and a lower repayment could leave more cash in your fund.

✅ Free SMSF loan review
✅ Simple, streamlined process
✅ No obligation

Book your free review today and see how your current loan compares.

*Lender terms, conditions, eligibility criteria, fees and charges apply. Rates are subject to change.

22/09/2026

Are you paying more than you need to on your SMSF loan?
If you set up your SMSF property loan a few years ago, when was the last time you reviewed it?

Rates change. Lending policies change. Your circumstances change.
The loan that was suitable for you then may not be the most competitive option for your circumstances today.

💰 Small rate differences can add up.
For example, on a $600,000 SMSF loan, a 0.50% rate difference represents approximately $3,000 in annual interest, before considering repayments, fees and other costs.

🔍 Is your current SMSF loan still competitive?
Our FREE SMSF Loan Review can help you understand:
✓ Your current loan and interest rate
✓ Alternative lender options
✓ Whether refinancing may be available
✓ Potential interest-saving opportunities
✓ Key costs and considerations before refinancing

📞 Book Your FREE 15-Minute SMSF Loan Review
No obligation. No pressure.
Just a clear review of your current SMSF loan and the options that may be available to you.

👉 Book your free review

26/07/2026

💼 Your SMSF can invest in commercial property!
Stable rental income + long-term capital growth — all within your super.

We help with:
✅ SMSF borrowing capacity checks
✅ Loan pre-approval
✅ Multi-lender comparisons
✅ Full application support, start to finish

Specialists in SMSF commercial property loans, backed by a wide network of banks and lenders.

📩 Ready to explore your options? DM us for a free consultation.

11/07/2026

Is Your SMSF Missing Out on This Investment Opportunity?
With recent shifts in the property market, many Australian trustees are rethinking their super strategy. One asset class quietly gaining serious momentum? Small commercial warehouses.

Here’s why they’re turning heads:
🏗️ Skyrocketing demand from trades and SMEs
💰 Lower entry price than retail or office spaces
📈 Strong long-term capital growth potential
🔒 Long-term leases for reliable cash flow
✨ Some new developments even offer 7% guaranteed rental returns for the first 2 years (T&Cs apply)

💰 The Numbers That Matter
Let’s break down a typical scenario:
· Purchase Price: $400,000 + GST
· Loan (70% LVR): $280,000
· SMSF Deposit: ~$120,000 + costs
· Gross Rent (Year 1-2): $28,000 p.a.

That rental income—combined with employer super contributions—can help service your loan while steadily growing your retirement nest egg.

Unlike residential property, commercial assets remain highly accessible within SMSF lending, making them a smart diversification play for forward-thinking trustees.

🛠️ Structure Is Everything
Getting the setup right from day one is non-negotiable. I work together with your accountant and solicitor to manage the full process:
✅ SMSF loan assessment & pre-approval
✅ Commercial lender selection
✅ Application through to settlement

💬 Thinking of buying through your SMSF? I’d love to have a no-obligation chat about your options. Drop me a DM.

Disclaimer: This post is general information only and does not constitute financial, tax, or legal advice. All lending is subject to lender criteria. Please seek independent professional advice before making investment decisions.

27/06/2026

📢 Important SMSF Update for Property Investors
The clock is ticking on SMSF residential property loans – the era of buying with borrowed funds is winding down. Full payment only, coming soon. ⏳

But here’s the silver lining for business owners and the self employed:
👉 You can still use SMSF borrowing to purchase commercial property that your business operates from. That door is wide open.

Shift your mindset, shift your wealth:
❌ Old way: Pay rent every month – and help your landlord pay off their mortgage.
✅ New way: Turn rent into equity – and build your own asset base.

Be your own landlord. Grow your wealth on your own terms.

If you're ready to explore SMSF commercial property loans, I’m just a DM away. Let’s tailor a solution that works for you. 💼

20/06/2026

Is your SMSF loan costing your fund more than it should? 💰

If you haven’t reviewed your SMSF mortgage in the last few years, there’s a good chance you’re paying a rate that no longer reflects today’s market. Many trustees set and forget—but while the major banks have stepped back, specialist lenders have stepped up, offering sharper rates and more flexible features than ever before.

A strategic refinance isn’t just about lowering your rate. It can also:
✅ Boost your fund’s monthly cash flow
✅ Unlock features better suited to your investment strategy
✅ Align your loan structure with your long-term retirement goals

We partner with a wide panel of specialist SMSF lenders to help trustees find tailored solutions with confidence.

Already holding an SMSF investment property? It takes just 30 minutes to find out if you’re still on the right track.

📩 Reach out today to book your complimentary, no-obligation SMSF lending review.

07/06/2026

🚀 Leverage to Grow Your Super
Did you know that SMSFs can legally borrow to invest in property?

With the right SMSF loan structure, leverage could help you:
🏠 Buy larger assets sooner
📈 Build long-term retirement wealth through property growth
💰 Generate rental income within your super
📊 Diversify beyond shares and cash
⚡ Accelerate your retirement investment strategy

Instead of waiting years to save enough funds, an SMSF property loan may help you grow your super more effectively—whether through residential or commercial property.

⚠️ SMSF lending is highly specialised. Getting the right structure and advice is essential before making a move.

Key steps include:
✅ Proper SMSF setup
✅ Borrowing capacity assessment
✅ Correct loan structure
✅ Strategy aligned with your retirement goals

We specialise in SMSF property loan solutions for both residential and commercial properties.

📩 Want to learn more about SMSF loans? Feel free to reach out to us.

11/05/2026

🔥 SMSF Loans – Easy Refinance Solutions 🔥
Looking to refinance your SMSF residential or commercial loan?

We make the process simpler, faster, and more flexible.
✅ Better rates & faster funding
✅ Less documentation required
✅ 100% Offset available

Whether you are refinancing to reduce repayments, improve cash flow, or access better loan features, our SMSF lending team can help you find the right solution.

📌 Residential & Commercial SMSF Loans
📌 Tailored solutions for PAYG & self-employed clients
📌 Fast turnaround and personalised support

Refinancing your SMSF loan could be easier than you think.

📩 Contact us today to discuss your options.

22/03/2026

SMSF Property – It’s NOT Just a Loan
Most people think buying a property through SMSF is just about getting a loan.

That’s where things go wrong.
SMSF property purchase is a structure-driven strategy, not just financing.

Before you even look at a property, three key elements must be in place:
- SMSF properly established
- Loan pre-approval confirmed
- Bare trust correctly structured

Missing any of these can lead to:
• Loan rejection
• Contract issues
• Costly restructuring
• Even losing the deal

To avoid unsuccessful SMSF property purchases, it’s critical to focus not just on lending - but on getting the structure right fro m day one.

If you're considering using your super to invest in property, make sure the structure is right before you sign anything.

30/09/2025

💭 Unlock Your Super to Buy Property?

Did you know your SMSF (Self-Managed Super Fund) could be the key to your next property investment? It lets you:

✅ Access the funds in your super
✅ Buy a home or commercial property
✅ Even rent it to your own business – becoming your own landlord!

But be warned: the rules are strict! Getting the right advice from your accountant and financial planner is non-negotiable.

Have you ever thought about using your SMSF this way? DM me for a private chat!

Address

80 Mount Street
North Sydney, NSW
2060

Opening Hours

Monday	9:30am - 5:30pm
Tuesday	9:30am - 5:30pm
Wednesday	9:30am - 5:30pm
Thursday	9:30am - 5:30pm
Friday	9:30am - 5:30pm

Telephone

+61488881115

Website

facebook.com

Alerts

Be the first to know and let us send you an email when Shelley Zhou - SMSF Mortgage Broker posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Want your business to be the top-listed finance company in North Sydney?