What are the opening hours?

Monday 9:30am - 6pm Tuesday 9:30am - 6pm Wednesday 9:30am - 6pm Thursday 9:30am - 6pm Friday 9:30am - 6pm

Speed Lending

Speed Lending-save time, save you. Service: Residential loan/ Commercial loan/ Assets finance

30/10/2026

🏦 Could Australian interest rates rise again next week?

Australia's latest inflation figures have added to expectations of another RBA rate increase.

Here's what's happening:

📈 Inflation reaches 4.3%

Annual inflation increased from 4.0% in August to 4.3% in September, remaining above the RBA's target range.

🏦 Another rate rise is possible

Some economists are forecasting a 0.25% increase in November, which would take the cash rate from 4.60% to 4.85%.

🏠 The property market is changing

Auction premiums in Sydney and Melbourne are narrowing as higher borrowing costs reduce buyer competition.

💰 What does this mean for your mortgage?

For a $700,000 variable home loan with 30 years remaining, a 0.25% interest-rate increase could add approximately $115 to monthly principal-and-interest repayments, assuming the lender passes on the full increase.

If you're considering buying, refinancing or reviewing your existing mortgage, now could be a good time to assess your options.

📩 Get in touch to discuss your home loan needs.

24/10/2026

🏠 Australian house prices have recorded a historic fall.

This week's property news is getting a lot of attention.

📉 House prices: Domain reports a 4.7% quarterly fall across the combined capital cities — the largest quarterly decline on record.

🏙️ Every capital city: House prices fell across all eight capitals during the September quarter, something we haven't seen in 15 years.

📍 Regional property: Some regional markets remain more resilient, with annual prices still higher in several areas.

💰 Interest rates: Global fuel-price pressures are adding to inflation concerns, keeping borrowers cautious about what the RBA might do next.

So, is this good news for buyers?

Potentially. Less competition and more realistic asking prices can create opportunities.

But your borrowing capacity, deposit and monthly repayments still need to work for your budget.

📩 Thinking about buying or reviewing your home loan? Get in touch to discuss your options.

16/10/2026

🏠 This week in Australian property & finance

With interest rates staying high, more homeowners may be wondering whether it's time to review their mortgage.

Here's what's happening this week:

🏦 RBA cash rate: 4.60%
After four rate increases this year, mortgage repayments remain a major consideration for Australian households.

📊 Unemployment: 4.7%
The latest figures show the labour market is cooling, but that doesn't guarantee interest-rate relief.

🏗️ Victoria's housing changes
The state is moving to reduce selected charges on foreign investors and developers, aiming to support housing construction.

📍 Sydney buyer interest
Leichhardt and nearby suburbs are attracting strong attention from property seekers despite the broader market slowdown.

💡 If you haven't reviewed your home loan recently, it could be worth checking whether your current rate, loan features and repayment structure still suit your needs.

Refinancing isn't always about changing banks. Sometimes it's about making your existing mortgage work better for you.

📩 Get in touch if you'd like to explore your home loan options.

11/10/2026

🏠 Australia's property market is showing more signs of cooling.

This week brought some interesting news for buyers, homeowners and investors.

📉 Property prices: NAB now expects capital-city dwelling prices to fall 8% over 2026, revising its previous forecast of 6%.

🏘️ Rental market: Rental growth is slowing as vacancy rates gradually increase, giving some tenants more choice.

🏦 Interest rates: The RBA cash rate remains at 4.60%, continuing to put pressure on household budgets and borrowing capacity.

So what does this mean?

For buyers, softer market conditions may create more room to negotiate.

For investors, rental income, holding costs and cash flow are becoming increasingly important.

And for existing homeowners, reviewing your mortgage could be worthwhile as interest rates remain elevated.

💬 Thinking about buying, refinancing or reviewing your investment loan? Get in touch to explore your options.

02/10/2026

🏦 Another RBA rate rise is here.
The cash rate has increased another 0.25% to 4.60%, as the RBA continues to respond to elevated inflation.

For homeowners, that could mean another increase in repayments if lenders pass the rise through.
But there's another side to the story.
🏠 Property prices have been falling across much of Australia.
📉 Recent buyers with smaller deposits and larger loans are more exposed to negative equity when prices fall.
💰 Investors are also reconsidering new versus established properties following recent tax changes.
The good news is that the RBA still considers most Australian mortgage holders financially resilient, despite the increased pressure.

If your mortgage hasn't been reviewed recently, now could be a good time to understand whether your rate and loan structure are still competitive.
📩 Get in touch if you'd like to review your options.

25/09/2026

🏠 This week in Australian property & finance
There's an interesting contradiction in the economy right now.
📊 Australia's unemployment rate has risen to 4.6%.
🏦 But that doesn't automatically mean interest-rate relief is coming. Inflation remains a concern for the RBA, with its next rate decision due on 29 September. Australian Bureau of Statistics
And higher rates can have a surprisingly long impact on buyers.
New University of Sydney research estimates that a standard 0.25% rate increase can immediately reduce home purchases by around 5%, with younger and lower-income households hit hardest. The University of Sydney
For anyone planning to buy, refinance or invest, it may be worth stress-testing your repayments rather than relying on rates moving in one particular direction.
📩 Need help understanding your borrowing capacity or loan options? Get in touch.

18/09/2026

🏠 This week in Australian property & finance

There's a strange situation developing in the market right now.

🏦 The RBA is still concerned about inflation, with further rate increases remaining a possibility. Governor Michele Bullock said this week that some upside inflation risks appear to be materialising.

💰 Meanwhile, CBA is currently offering a 5.20% p.a. 12-month special term deposit, showing just how different the savings environment has become compared with the ultra-low-rate years. Conditions apply.

🏗️ But higher borrowing and construction costs are hitting new housing. New home sales dropped 10% nationally in August and are now at their lowest level in more than a year.

For homeowners and buyers, there's a lot to consider right now.

If you're planning to buy or haven't reviewed your mortgage recently, understanding what your repayments could look like under different rate scenarios is worth considering.

📩 Get in touch if you'd like to review your home loan options.

11/09/2026

🏡 This week in Australian property

The market is changing—and buyers are starting to notice.

For years, cheap borrowing and rising property prices rewarded investors who were willing to take on more debt.

Today, the picture looks quite different.

📈 Interest rates are higher
🏠 Property growth is less predictable
💰 Investors are becoming more cautious
🤝 More properties are moving from auction to private treaty

There was also an important reminder for first home buyers this week.

Around 480 households who purchased through the 5% deposit scheme have reportedly fallen into negative equity following recent price declines.

That doesn't necessarily mean those homeowners are in financial trouble—but it does highlight why having a buffer matters, particularly when buying with a smaller deposit.

For anyone looking to enter the market, the focus shouldn't just be on getting approved.

It's also about making sure the loan remains comfortable if circumstances change.

📩 If you're planning to buy, refinance or invest, we're happy to help you understand your borrowing options.

04/09/2026

🏡 This week in Australian property

The housing conversation is changing.

It’s no longer just about whether prices are going up or down.

👥 More economists are warning that younger Australians who cannot access home ownership may find it harder to build long-term wealth.

💰 Help to Buy is giving eligible buyers another way into the market with a smaller deposit.

🏗️ Meanwhile, the construction sector continues to struggle, making it harder to add the housing supply Australia needs.

📉 And in parts of Sydney and Melbourne, prices are still adjusting — giving some buyers more negotiating power.

The takeaway?

A softer market can create opportunities, but preparation still matters.

Understanding your borrowing power, deposit options and long-term repayments can make all the difference.

📩 Thinking about buying your first home? It may be worth checking what options are available to you.

28/08/2026

🏠 This Week in Australian Property

Something interesting is happening in the housing market.

📉 Investor lending has fallen as Australia's new property tax settings reshape investment decisions.

🏗️ At the same time, new-build investment remains relatively attractive under the new negative gearing framework.

🔑 First home buyers are also showing renewed activity as reduced competition creates more opportunities.

But don't count on cheaper money just yet.

🏦 The RBA has kept the cash rate at 4.35%, with inflation still a key concern.

For anyone thinking about buying, the question may not simply be:

“When will rates come down?”

It may be:

“What opportunities are available while everyone else is waiting?”

Address

Shop 2, Ground Floor, 60 Miller Street
North Sydney, NSW
2060

Opening Hours

Monday	9:30am - 6pm
Tuesday	9:30am - 6pm
Wednesday	9:30am - 6pm
Thursday	9:30am - 6pm
Friday	9:30am - 6pm

Website

http://www.speedlending.com.au/

Alerts

Be the first to know and let us send you an email when Speed Lending posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.