Flintgroup.au

Flintgroup.au 🏠 Welcome to Flint - your partner in property wealth!

🏆 Best Residential Broker in Australia 2021-2024
🏆 Broker of the Year in Australia 2021-2023

Thank you Thomas! Here to help anytime! ⭐️⭐️⭐️⭐️⭐️
09/06/2026

Thank you Thomas!

Here to help anytime!

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The home loan terms most Australians can’t explain. If you’ve ever nodded along at the mention of LVR or comparison rate...
08/06/2026

The home loan terms most Australians can’t explain.

If you’ve ever nodded along at the mention of LVR or comparison rates without really knowing what they mean, you’re not alone.

New research from Money.com.au found 58% of Australian homeowners don’t fully understand key home loan terms.

Loan-to-value ratio (LVR) topped the list, with 26% of respondents unsure how it works. Redraw facilities and offset accounts followed at 17% each, then lender’s mortgage insurance (LMI) at 16%, comparison rates at 14% and equity at 10%.

So, in plain English. Your LVR is your loan amount divided by the property’s value – borrowing $800,000 on a $1 million home is an 80% LVR. Go higher than 80% and you’ll usually need LMI, a one-off insurance premium that protects the lender, not you. An offset account reduces your interest bill by offsetting your savings against your loan balance. A redraw facility gives you access to any extra repayments you’ve made.

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08/06/2026

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Thank you for the 5 stars Neetha!!!
08/06/2026

Thank you for the 5 stars Neetha!!!

Consistent results!
08/06/2026

Consistent results!

Appreciate the 5 stars Hayden!! ⭐️⭐️⭐️⭐️⭐️
07/06/2026

Appreciate the 5 stars Hayden!!
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Google reviews for the week: Wrapped!!!⭐️⭐️⭐️⭐️⭐️
07/06/2026

Google reviews for the week: Wrapped!!!

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The King’s Birthday long weekend has clearly impacted volumes, but the underlying trend remains the same.Sydney improved...
07/06/2026

The King’s Birthday long weekend has clearly impacted volumes, but the underlying trend remains the same.

Sydney improved slightly to 62.5%, while Melbourne slipped to 57.6%, remaining below the level typically associated with stronger price growth.

Brisbane was again the weakest market, falling to just 14.9%, a remarkably soft result even allowing for the long weekend effect.

Adelaide eased to 54.5%, while Canberra was the standout, lifting to 62.9% after last week’s sub-50% result.

The key takeaway - auction volumes were understandably lower due to the long weekend, but clearance rates across most capitals remain well below where they were this time last year. Buyers are still active, but they’re becoming increasingly selective, keeping a lid on market momentum.

Focused on outcomes, driven by results!Thank you for the 5 stars Grant!!
05/06/2026

Focused on outcomes, driven by results!

Thank you for the 5 stars Grant!!

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North Sydney, NSW
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