Kelvin Hobbs - Loan Market Clayfield

18/03/2026

🏁 Lock in: it’s a competitive market for buyers right now 🏁⁣
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The supply of listed homes increased 3.1% in January 2026, according to SQM research. 📊⁣
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But listings are still 11% lower compared to a year ago. 📉⁣
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So, on average, new homes are selling after just 28 days on the market, according to NAB's latest Housing Monitor report. ⁣
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Having all your ducks in a row can help provide you with a competitive edge. 🦆⁣
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Home loan pre-approval could allow you to act faster when the right property comes along. ⁣
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It could also help you bid with confidence at auctions. 🔨⁣
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And it can also let sellers (and the agent) know you’re a serious buyer. ⁣
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Get in touch today to discuss your borrowing power and pre-approval options. 👇⁣
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To find out more, DM us or contact Grove Brokerage on:

☎️ – 0405 404 924
💻 – [email protected]

17/03/2026

More bad news for mortgage holders around the country: the RBA today raised the cash rate for the second time this year to 4.10% in a 5-4 split decision vote. How might this impact your monthly mortgage repayments? 🏡

More bad news for mortgage holders around the country: the Reserve Bank of Australia (RBA) today raised the cash rate for the second time this year to 4.10% in a 5-4 split decision vote. How might this impact your monthly mortgage repayments?

16/03/2026

🏡 Home loan demand has just hit a 3-year high 🏡⁣
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Equifax reports demand for home loans rose 18% in December compared to the same time the previous year. 📈⁣
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It’s the biggest one month surge since 2022. ⁣
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What was behind the increased appetite for home loans? 🤔⁣
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Two key factors: three rate cuts in 2025, and the expanded 5% Deposit Scheme. ⁣
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The government's 5% Deposit Scheme lets first home buyers get started with a small deposit and zero lenders mortgage insurance. ⁣
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It could be the helping hand you’ve been waiting for. Get in touch to find out if you’re eligible. 👇⁣
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To find out more, DM us or contact Grove Brokerage on:

☎️ – 0405 404 924
💻 – [email protected]

12/03/2026

Who wouldn’t want to save on home loan interest and pay off their mortgage faster? Homeowners are increasingly turning to offset accounts to do just that. So today we’ll look into whether an offset account could benefit you. 🏡

Who wouldn’t want to save on home loan interest and pay off their mortgage faster? Homeowners are increasingly turning to offset accounts to do just that. So today we’ll look into whether an offset account could benefit you.

11/03/2026

🏘️ The big reveal: Australia’s most prolific property investors 🏘️⁣
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Close to 2.3 million Australians earned rental income from property in 2022-23, according to the ATO.⁣
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And they’re not all from uber-rich occupations. ⁣
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In fact, teachers and nurses are among Australia’s top five most prolific property investors. 👩‍🏫👨‍⚕️⁣
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That’s because there are multiple pathways to invest, even if you don’t have a big deposit, including:⁣
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1. Consider harnessing home equity. 🏠⁣
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2. Think about turning a first home into a rental. 🔁⁣
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3. Weigh up rentvesting: live where you want, invest where you can afford. 📍⁣
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4. Or consider co-investing with mates or family to boost buying power and share costs. 🤝⁣
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Be sure to speak with a tax professional before investing. ⁣
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And talk to us about the finance options that could match your situation and buying strategy. 👇⁣
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To find out more, DM us or contact Grove Brokerage on:

☎️ – 0405 404 924
💻 – [email protected]

09/03/2026

There's nothing we love more than helping our clients move into their dream home! Thanks for the great review Robert! 😊

09/03/2026

🚊 The affordability of an extra train stop 🚊⁣
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“I love the daily commute”, said (almost) no one ever. 😅⁣
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But PropTrack says their research show that house hunters could save hundreds of thousands of dollars by buying in suburbs that are one extra train stop from the city. ⁣
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It’s not about buying a train wreck of a home. 🏚️⁣
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It's about trying to buy a more affordable one.⁣
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After all, a more affordable home usually equates to a more affordable mortgage - and that's where we can help out further. 👇⁣
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To find out more, DM us or contact Grove Brokerage on:

☎️ – 0405 404 924
💻 – [email protected]

05/03/2026

As home prices climb higher, first home buyers can feel like the goal posts are continually shifting further out of reach. But there is a way to potentially cut years off the time taken to buy a home. 🏡

As home prices climb higher, first home buyers can feel like the goal posts are continually shifting further out of reach. But there is a way to potentially cut years off the time taken to buy a home.

04/03/2026

🌳 The tree change advantage? Potentially more affordable homes 🌳⁣
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Relocations from capitals to regions are outpacing moves in the opposite direction, according to the latest Regional Movers Index. ⁣
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The median home price across regional areas is $743,672 - that’s $258,848 less than the $1,002,530 median across state capitals, according to Cotality. ⁣
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A more affordable home could mean a smaller mortgage, and potentially lower home loan repayments. 🏡⁣
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Keen to swap skyscrapers for big sky horizons? 🌤️⁣
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Contact us to explore some home loan options that could power your country escape. 👇⁣
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To find out more, DM us or contact Grove Brokerage on:

☎️ – 0405 404 924
💻 – [email protected]