03/06/2026
What does it mean to take cash out of your home loan?
Basically, you're drawing on equity – which is the portion of the property that you've paid back, as opposed to the portion covered by the bank.
To access this equity, and take cash out, you'd need to refinance your home loan.
This cash out could be used to:
▫️ Buy shares
▫️ Pay off other debts
▫️ Renovate your home
▫️ Pay private school fees
▫️ Buy an investment property
▫️ And more...
Please keep in mind that before taking on more debt it's worth obtaining professional guidance to understand the full financial implications.
Get in touch to find out if drawing equity would make sense for you.
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