Craig Kadel Finance

01/06/2026

Brisbane
-up .9% in May,
-up 19.1% last 12 months.
Sydney and Melbourne down.

19/05/2026

"Up like a rocket, down like a feather"

"A prolonged Middle East conflict could push Australia into recession, with higher inflation and interest rates hitting housing hard. Sales volumes fall first, prices soften next, but new supply collapses, setting up an even tighter housing market and a return to price growth once conditions stabilise."

Higher interest rates, lower confidence, fewer transactions and a bigger shortage waiting on the other side

08/05/2026

If you’ve been chipping away at your mortgage for a while, there’s a good chance you’re sitting on a decent chunk of home equity. And for most people, it feels like progress – but this can also come with a hidden cost.

23/04/2026

Buying an investment property. The Numbers.

A million dollar investment property sounds expensive to run. And with mortgage interest rates sitting around 6.5 per cent, the holding costs aren’t small. But when most people try to work out what an investment property actually costs, they often only get half of the picture.

20/04/2026

Rental growth reaccelerates as cost to tenants reaches record high.
Supply deficit underpins market tightness

Every capital city recorded a vacancy rate below 2.0% in the March quarter
When vacancy rates fall to 1.5% or less it leaves renters with very little negotiating power and fewer options. It means renters have to consider alternate options such as share houses, moving to a new area or back in with families.
Brisbane each recording growth of 6.7% over year to 3.26.

While rental affordability, measured as the share of income committed to rent, is at its most stretched level on record, market conditions mean there is unlikely to be any material easing without a significant increase in rental housing supply.

Rental growth reaccelerates as cost to tenants reaches record high | Cotality

20/04/2026

Gold Coast is currently welcoming 400 new residents every week -tipped to reach a population of 1 million by 2040.

Forecast fastest-growing economy in Australia over the next four years, 10.07 per cent growth compared to the national average of 7.91 per cent.

Add to that a staggering $60b pipeline of job-creating infrastructure and development already underway or proposed, plus an expected $2b economic boost specifically from the 2032 Games.
The report pinpointed a “golden cluster” of suburbs including Southport, Labrador, Benowa, Ashmore, Molendinar, and Arundel.
In Arundel, a massive 73 per cent of unit sales over the 12 months to January 2026 went for above the asking price.

Ashmore wasn’t far behind with 62 per cent of units selling at a premium, followed by Labrador at 59 per cent.
These postcodes were all set to reap the biggest rewards from Olympic infrastructure like the Southport Arena, the Benowa Athlete Village, and the Labrador Hockey Centre.

While Olympic athletes won’t arrive until 2032, Gold Coast house prices have already sprinted past $1 million as the property market goes for gold.

20/04/2026

1. Housing supply is the issue
2. OVER 40% OF NEW HOMES ARE FINANCED BY INVESTORS.

The Housing Industry Association’s (HIA) National Policy Congress (NPC) convened 16 April 2026. It includes the Chairs of HIA’s eight specialist committees, issued a stark warning about the ongoing housing supply crisis, urging governments to eliminate barriers to construction and avoid policies that could deter investment.

The NPC highlighted several critical issues impacting the industry, including rising costs, global uncertainties, workforce shortages, and a complex regulatory environment. These factors are creating significant hurdles for housing delivery, prompting industry leaders to call for immediate action.

“We are united in our view that the only sustainable solution to Australia’s housing crisis is to build more homes,” said a spokesperson for the NPC. “This requires policies that support investment, productivity, and confidence.”

Taxation policy was another focal point -over 40 per cent of new homes are financed by investors, and recent research suggests that increasing capital gains tax on housing could reduce investment in new home supply.

The Housing Industry Association’s (HIA) National Policy Congress (NPC) convened on the Gold Coast on 16 April 2026, bringing together representatives from across Australia to address pressing challenges in the residential building sector. The annual meeting, which includes the Chairs of HIA’s e...

15/04/2026

ANZ predicts Brisbane home prices to climb by 9.7% by the end of 2026.
(growth $54,919 to $1.26 million median)

Australia’s property market is splitting as two cities race toward $50,000 price jumps while the nation’s largest capitals retreat from their peaks.

13/04/2026

Queensland & WA home values double Since 2020, as population growth outstrips new housing supply

*Since 2020, QLD and WA home values more than doubled as dwelling completions lagged behind population growth.

*QLD had 25% of national population growth but under 20% of completions; WA saw 17% of growth but only 10% of completions. This imbalance fueled intense seller's markets in Brisbane and Perth.

The supply gap: WA and QLD home values double as population growth outpaces new construction | Cotality

12/04/2026

Clients are asset rich and cash poor. And they are starting to do something about it.

Compared with the rest of the world, Australia has unusually high levels of wealth in property and low levels in cash. In a rising cost environment, this is causing headaches for many.