Darren Welsh - Finance Broker

Darren Welsh - Finance Broker I've learned that when it comes to securing a great finance package, experience definitely matters.

A small business and home finance specialist with experience that matters. Prior to joining the Green Team I worked as a small business finance specialist in the business and commercial banking departments of two of the country's most successful banks, ANZ and National Australia Bank (NAB). I won't just help you to find a better loan, my aim is to show you how to get the most value out of your finance package and to use it as a tool to unlock the real potential of your business.

Recent data from the Australian Bureau of Statistics has indicated that the annual inflation rate has fallen from 3.5% i...
10/10/2024

Recent data from the Australian Bureau of Statistics has indicated that the annual inflation rate has fallen from 3.5% in July to 2.7% in August according to it's monthly indicator.

This is good news considering the RBA's target range is 2-3%.

Surprisingly it's not affordable house prices or good interest rates that seem to be driving the desire to buy right now...
08/10/2024

Surprisingly it's not affordable house prices or good interest rates that seem to be driving the desire to buy right now.

It's the fact that most potential buyers expect house prices to continue to rise and are worried that if they don't purchase now, they might not be able to afford to in the future.

Do you feel a sense of urgency to buy right now?

It might surpise you!Adelaide - 209% growthHobart - 193% growthBrisbane - 190% growthPerth - 186% growthSydney - 181% gr...
06/10/2024

It might surpise you!

Adelaide - 209% growth
Hobart - 193% growth
Brisbane - 190% growth
Perth - 186% growth
Sydney - 181% growth
Melbourne - 165% growth
Canberra - 160% growth
Darwin - 136% growth

It's never a great feeling to have your loan application declined, but understanding where you might have gone wrong can...
03/10/2024

It's never a great feeling to have your loan application declined, but understanding where you might have gone wrong can help you get ahead of the game for future.

Here are six common reasons that home loans are declined by lenders.

Haven't heard of the HGS?Basically it lets eligible first home buyers (and experienced buyers who haven't owned a home f...
26/09/2024

Haven't heard of the HGS?

Basically it lets eligible first home buyers (and experienced buyers who haven't owned a home for at least 10 years) enter the property market with a deposit of only 5% without having to pay Lenders Mortgage Insurance.

You can purchase as an individual or couple but must be planning to be an owner-occupier.

Check out the housingaustralia.gov.au website for more details.

The increasingly competitive environment between lenders right now provides a unique situation for clients to leverage t...
24/09/2024

The increasingly competitive environment between lenders right now provides a unique situation for clients to leverage to their advantage.
If you want to learn more about how to make the most of the current climate, reach out for an obligation-free chat.

This Friday we are myth busting! Another common misconception when it comes to seeking finance is that it’s easier to ju...
19/09/2024

This Friday we are myth busting! Another common misconception when it comes to seeking finance is that it’s easier to just go straight to the bank than going to the effort of hiring a broker.

This is simply not true! Brokers streamline the process and prevent a lot of that going backwards and forwards by having the experience and knowledge on hand to usher you through the process with minimal stress.

When should I refinance?There’s no clear cut answer to this as every individual has a unique set of circumstances and ne...
11/09/2024

When should I refinance?

There’s no clear cut answer to this as every individual has a unique set of circumstances and needs. However, having said that, here are some scenarios where it might be worth considering refinance options and having a chat with a broker.

Here’s your property market snapshot for Queensland as of end July 2024 🏠📈
04/09/2024

Here’s your property market snapshot for Queensland as of end July 2024 🏠📈

If you’re keen to become a property investor but don’t have the deposit or budget for a house then a unit/apartment is w...
18/08/2024

If you’re keen to become a property investor but don’t have the deposit or budget for a house then a unit/apartment is worth considering.

CoreLogic has reported that unit values are rising at a faster rate than houses in over 50% of suburbs around the nation.

Here are some pros and cons to consider when comparing a unit vs house as an investment property.

The average net worth of an Australian has doubled since 2012 to the current amount of $598,000.This is as of the March ...
25/07/2024

The average net worth of an Australian has doubled since 2012 to the current amount of $598,000.

This is as of the March 2024 data from the Australian Bureau of Statistics.

If we look back even further we discover that it’s tripled since 2003, and quadrupled since 2001!

Note: Net worth = (total assets - total liabilities) / Australian population

Another back to basics post this week, this time on redraw facilities.This is a common feature found in loan packages, b...
21/07/2024

Another back to basics post this week, this time on redraw facilities.

This is a common feature found in loan packages, but is it right for you?

Address

1/43 Crosby Road
Albion, QLD
4010

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

Telephone

+61481769885

Website

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