Mortgage Choice - Dan Liao

Mortgage Choice - Dan Liao Helping Aussies unlock property dreams with tailored loan solutions. 16+ years’ expertise in home & investment finance. specialising in SE Queensland. BOOK NOW!

Award-winning service with 287+ 5⭐ Google reviews. www.mortgagechoice.com.au/dan.liao/

2026 MFAA Queensland Best Customer Service Individual Award Finalist.Five years in a row. Last year, I had the privilege...
17/04/2026

2026 MFAA Queensland Best Customer Service Individual Award Finalist.

Five years in a row. Last year, I had the privilege of taking out the win in Queensland.

In case you don’t know: the MFAA is the Mortgage and Finance Association of Australia. The peak professional body for mortgage brokers in this country. To be recognised by them consecutively, specifically for customer service, is an absolute privilege and honour.

This award doesn’t measure business metrics. It measures the intentional delivery of service to the families and the Australians I have the privilege to serve.

The level of gratitude is deep. To be recognised amongst the greatest in this country, five years running.

The intention to create a positive impact for every single person I serve has never wavered. Not once. That consistency isn’t accidental. It is the result of a standard my team and I set for ourselves and refuse to move from.

I say it to my team often: we are in the people industry, finance is the sub-industry. We serve people. We don’t write loans. We provide a blueprint to wealth. Finance is the vehicle we utilise to add value to the Australian public.
My team and I lead with education. Education creates clarity. Clarity creates confidence. The confidence that is felt then allows for the feeling of safety, where decisions are made from logic as opposed to a reaction from fear or uncertainty.

But the most powerful thing to witness, the thing that never gets old, is the moment a client realises they have completely shattered their ceiling of belief. When someone reaches a financial position they never thought possible for themselves or their family. That’s what we are actually here for.

To every family across Brisbane and beyond who has trusted us: thank you. You will never fully know how deeply we mean that.

To Lachlan, Sam, Steven, Chris, and the team: I am nothing without you. These acknowledgements are not for me. They are for us.

Book a strategy session: https://calendly.com/mc-southbris

Credit Representative 520118 is authorised under Australian Credit Licence 382869.

The RBA governor settled on a $2.05 million holiday home in Yamba on March 17. The same day the RBA raised the cash rate...
23/03/2026

The RBA governor settled on a $2.05 million holiday home in Yamba on March 17.
The same day the RBA raised the cash rate to 4.1%. Her second consecutive hike this year.

She now owns four properties. Her salary is $1.195 million a year.

Two weeks earlier, she told a Senate committee the unemployment rate will probably have to rise.

I am not judging her decision. She is doing what any strategic investor would do: buying when she has the capacity and the structure to do it.

But the gap between the people setting the rate and the people paying the rate has never been more visible. And the difference is not income. It is structure.

The people on the other side of that decision just absorbed approximately $180 a month in additional repayments since January on a standard $600,000 loan. Most of them have no plan beyond the 30-year term their bank gave them at the start.

You cannot control the cash rate.

You can control how your lending is set up, where your cashflow goes, and whether your portfolio is moving forward or standing still.

Don’t be reactive with your portfolio. Be strategic. Link in bio to book a strategy session.

Credit Representative 520118 is authorised under Australian Credit Licence 382869.

71% of Australians stop at one investment property. My clients average 4–6.Building an investment portfolio takes more t...
07/03/2026

71% of Australians stop at one investment property. My clients average 4–6.

Building an investment portfolio takes more than buying property. It requires strategic structuring, strategic purchasing, and strategic cashflow management — three disciplines most brokers never touch.

The result? Clients paying off their home loans 3x faster than scheduled while growing their investment portfolios alongside it. Projected to retire on $250K+/year in passive cashflow — with super as cream on top.

Your portfolio isn't a collection of random purchases. It's an income-generating, value-increasing ecosystem — every acquisition reverse-engineered from your retirement target, built for longevity, ease of management, and the intentional creation of wealth that lasts.

17+ years in banking and finance — 11.5 inside Corporate Banking, 6+ as the Principal Broker & Strategist behind Australia's #1 single broker franchise, ranked in the Top 100 Elite Brokers nationally. Now my team of 10 does this every day across 35+ lenders.

Like & Comment "INVEST" or Click the link to send me a Whatsapp message and I will respond and send you my "The Principles of Strategic Property Investment" - the must-know's for every Australian looking to create wealth, with intention.

——— This is general information only and does not constitute personal credit advice. Your individual circumstances may vary. Contact us for advice tailored to your needs. Tax implications are general in nature. Seek independent tax advice from a qualified professional for your specific circumstances. Dan Liao | Mortgage Choice South Brisbane Credit Representative 520118 | Australian Credit Licence 382869 (Mortgage Choice Pty Ltd) For educational purposes only.

Honoured to share that I’ve been named a Finalist for the Better Business Awards 2026 – Best Franchise Broker Office (QL...
02/02/2026

Honoured to share that I’ve been named a Finalist for the Better Business Awards 2026 – Best Franchise Broker Office (QLD).
This recognition isn’t about me as an individual.
It represents the culture, standards and intent behind the business.
From day one, the focus has been clear:
♠️ strategic lending, not transactional lending
♠️ long-term outcomes, not short-term wins
♠️ creating genuine positive impact through clarity and guidance
Behind every loan is a person, a family, a future decision.
That responsibility is never taken lightly.
While this photo is just me (due for an updated team photoshoot), this recognition reflects a growing team and a shared mission, which is to serve with integrity, precision, solution based thinking and care.
Grateful. Grounded. And committed to raising the bar even higher.
Judy, Karen, Rebbs and Jamie.
Thank you to every client who has trusted the process.




Unlock your first home with confidence.Ever feel like buying your first place is just too complicated? You're not alone....
19/12/2025

Unlock your first home with confidence.

Ever feel like buying your first place is just too complicated? You're not alone. Most first home buyers I meet are overwhelmed by all the steps and worried about missing out on grants they deserve.

Here’s the truth: with the right strategy and guidance, you can move from confusion to clarity in just three steps. And yes, you might be eligible for more support than you think.

If you’re ready to make your move, let’s break it down together. Book a chat and get a clear plan tailored to you. 🏡

Dan Liao
Director & Principal Mortgage Broker
Mortgage Choice South Brisbane

How do top investors structure their loans?It’s not just about getting approved. It’s about building a foundation that a...
18/12/2025

How do top investors structure their loans?

It’s not just about getting approved. It’s about building a foundation that actually supports your next move.

Most brokers focus on the immediate deal. But real wealth comes from stacking each property with the right lending strategy—so you’re never boxed in, and your options stay open.

Here’s what I see time and again:

• Smart structuring means you don’t hit a lending wall after your second or third property.
• The right setup can protect your cashflow, your credit file, and your long-term borrowing power.
• Aligning your loans with your bigger plan (trusts, offsets, splits) can make all the difference when it’s time to grow—or exit.

If you’re serious about building a real portfolio, let’s talk about how to structure for growth, not just approval.

DM me or book a strategy session. I’m here to help you get clarity and confidence for every step ahead.

- Dan Liao, Mortgage Choice South Brisbane 🏡

First home dreams start with a plan.Ever feel like buying your first home is just too complicated? You’re not alone. Mos...
16/12/2025

First home dreams start with a plan.

Ever feel like buying your first home is just too complicated? You’re not alone. Most first home buyers walk in feeling overwhelmed by rules, grants, and paperwork.

But here’s the truth: with the right roadmap and a team who cares, you can move from confused to confident. We break down every step—what to do first, how to check your grant eligibility, and what comes next—so you always know where you stand.

Every client gets a clear checklist, expert guidance, and genuine support. No jargon. No surprises. Just clarity and confidence, from your first question to the day you get your keys.

If you want a simple, step-by-step path to your first home, let’s chat. Book your free strategy session today and see how easy it can be. 🏡

Dan Liao
Director & Principal Mortgage Broker
Mortgage Choice South Brisbane

From confusion to confidence. Jess & Aaron’s journey.Ever felt lost in a sea of lenders?Wondered if you’ll ever hold the...
09/12/2025

From confusion to confidence. Jess & Aaron’s journey.

Ever felt lost in a sea of lenders?
Wondered if you’ll ever hold the keys?
Jess and Aaron did too.

We started with a single promise. Clarity at every step.

Together, we mapped out their borrowing power, cut through the noise, and built a strategy that fit not just today but their future dreams. No jargon. No pressure. Just genuine partnership.

The moment their approval landed, their smiles said it all. Jess told me, "We never felt rushed, confused, or alone. Dan, you gave us confidence we didn’t know we had."

Now, they’re already planning their next move—with a clear path and a partner for every step.

If you want your own story of clarity and confidence, let’s chat. Book a call or DM me anytime.

Dan Liao
Director & Principal Mortgage Broker 🏡

Second investment property sorted. 🏠Sean's been through multiple property journeys with us, and every time it's been abo...
08/12/2025

Second investment property sorted. 🏠

Sean's been through multiple property journeys with us, and every time it's been about more than just getting the loan approved—it's about strategy, clarity, and feeling genuinely looked after.

That's what sets us apart. Professional, approachable, personal.

Ready to structure your next investment property the right way? Let's chat.

📞 DM me or click the link in bio to book your strategy call.

03/12/2025

Help to Buy isn’t free money. It’s shared equity.
You own 60–70%.
The Government owns 30–40% and shares in your capital growth.
On a $1M home, that’s real money.
Know what you’re giving away.
Book in an appt with me and my team by clicking the link in my BIO for clarity before you commit.

Address

41 O'Connell Terrace
Brisbane, QLD
4006

Opening Hours

Monday 7am - 6pm
Tuesday 7am - 6pm
Wednesday 7am - 6pm
Thursday 7am - 6pm
Friday 7am - 6pm
Saturday 9am - 12pm

Telephone

+61433017962

Website

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