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Monday 8:30am - 6:30pm Tuesday 8:30am - 6:30pm Wednesday 8:30am - 6:30pm Thursday 8:30am - 6:30pm Friday 8:30am - 6:30pm Saturday 10am - 2pm

Mortgage Choice - Hobart

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Mortgage Choice - Hobart

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Expert at Home Loans, Refinancing, Business and Asset Finance! 🏠🧑‍💼

📞 0470 638 795 for a quick discussion!

01/11/2026

What a beautiful Diwali celebration in Hobart! 🪔

An evening filled with lights, culture, joy and a wonderful sense of community.

At Mortgage Choice - Hobart, we believe that home is more than just four walls. It's about belonging, building connections and creating a brighter future.

Proud to be part of this vibrant Hobart community and to help locals on their home ownership journey.

Wishing everyone a Happy Diwali! ✨

🏡 Mortgage Choice - Hobart | Your Local Mortgage Broker

31/10/2026

Opening your mortgage statement shouldn’t feel like walking through a haunted house.

If your home loan settled a couple of years ago and you have not checked your rate since, your repayments might have crept up quietly in the background. Lenders frequently save their most competitive offers for brand-new borrowers, leaving loyal customers on older, more expensive pricing tiers.

For homeowners across Greater Hobart and Southern Tasmania, a straightforward review is the easiest way to see if your bank is still treating you fairly.

Here is what we look at during a loan check:
• Your interest rate compared to current front-book market offers
• How much equity you have built in your property
• Features you may be paying for without using, such as unused offset packages
• Whether repricing with your current bank or refinancing elsewhere frees up cash flow

We check your setup against over 35 lenders. If your current bank already has you on the best possible arrangement, I will tell you that too.

Want to review where your loan stands before the silly season kicks in?

You can book a time on my calendar here:
https://calendar.app.google/roVJTruWvwry1U5a7

Or reach our Hobart office directly on 03 6134 8709.

21/10/2026

Less than 90% LVR? Home loan rates as low as 6.09% p.a.? Ask me HOW!

Yes, you read that right!

If you're considering buying a property, you could potentially qualify for a home loan rate as low as 6.09% p.a. with less than 90% LVR.

And no, it's not just for first home buyers!

But here's the thing...

A great rate today is important. Having someone look after your mortgage tomorrow is even more important.

When you work with me, our relationship doesn't end once your loan settles.

We review your home loan twice a year, keep you informed about your options as interest rates and lender policies change, and help you make informed decisions along the way.

Because for me, it's about building relationships, not just settling loans.

Whether you're buying, refinancing, or simply don't have a regular mortgage broker looking after you, let's catch up over a coffee!

No obligation. No pressure. Just a genuine conversation about your options.

DM me "6.09" or simply reach out to arrange a chat.

Know someone who could benefit? Tag them or share this post!

Nav Shah | Mortgage Choice Hobart

Subject to lender eligibility, credit approval and applicable lending criteria. Interest rates are subject to change. Fees and charges may apply. Regular reviews do not guarantee a lower rate.

15/10/2026

Are you looking to buy or refinance a commercial property in Tasmania, but don’t want the hassle of digging up years of tax returns? 🏢

With a Lease Doc commercial loan, your property’s tenant effectively helps 'qualify' the loan for you. Lenders assess the stability of the lease agreement and rental return rather than relying strictly on your personal financial documentation.

This option is particularly useful for:
• Commercial property investors with tenanted assets across Greater Hobart.
• Self-employed buyers who want a streamlined approval process.
• Property owners looking to release equity or refinance without providing full financial statements.

Whether you have a retail space in North Hobart, a warehouse in Derwent Park, or an office suite in the Hobart C*D, Lease Doc finance can help keep your momentum going.

Want to see if your commercial lease qualifies?

Book a time to discuss your options here: https://calendar.app.google/roVJTruWvwry1U5a7

13/10/2026

Trying to break into the Hobart property market on a single income can feel like an uphill battle. Have you considered co-borrowing? 🏡

Teaming up with a partner, family member, or close friend to buy a home allows lenders to assess your combined income. This can significantly increase your borrowing power and help you secure a home in places like Glenorchy, Kingston, or Bellerive sooner than you thought possible.

While co-borrowing opens doors, it is important to go in with your eyes open:
• Both borrowers are jointly responsible for the full loan repayments.
• You will need a clear agreement on how deposit contributions, legal ownership, and ongoing expenses are divided.
• It pays to have an exit strategy mapped out in case someone wants to sell or buy the other out down the track.

Whether you are looking to buy a first home together or refinance an existing property to restructure ownership, getting the strategy right upfront makes all the difference.

Are you thinking about teaming up with someone to buy in Tasmania?

Book a time with me here to go through your numbers: https://calendar.app.google/roVJTruWvwry1U5a7

09/10/2026

Many Tasmanian homeowners think refinancing is a head-shaking, complicated headache.

The reality? It is actually straightforward when you have the right local guidance in your corner.

If you have been with the same lender for a few years, your loan structure might not be as competitive as it used to be. Banks frequently offer their sharpest rates to brand new customers, leaving existing home loan holders paying more than they need to.

When you reach out to our team at Level 4, 24 Davey Street, we take care of the entire comparison process:
• Current Loan Audit – We look at your existing rates, fees, and current loan setup.
• Market Comparison – We compare your loan against options from over 35 lenders.
• Repayment Strategies – We look for clear ways to reduce your monthly commitments or make your money work harder.
• Competitive Confidence – You get complete clarity on whether staying put or making a move is the right strategy for your situation.

If you own a property in Hobart or across Southern Tasmania, reviewing your loan structure is one of the easiest financial checkups you can do this year.

Not sure whether refinancing stacks up for your situation?

Let's work out your numbers together.

Book a home loan review with me here: https://calendar.app.google/roVJTruWvwry1U5a7

08/10/2026

If you own commercial property in Hobart or Greater Tasmania, you could be sitting on a significant source of usable equity.

Commercial real estate values have evolved, and for many local business owners, that equity is just sitting there doing nothing. Releasing equity from an existing commercial property can be one of the smartest ways to fund your next step, whether that means:

Expanding your physical business operations

Purchasing additional commercial or residential investment properties

Upgrading equipment or funding business growth

Commercial lending rules and equity calculations work very differently from standard residential home loans.

If you want to explore what your commercial property equity could do for your business, let’s have a chat.

Book a meeting with me directly. DM us or visit our website!

06/10/2026

When was the last time you checked if your home loan is still working for you?

If it’s been more than a couple of years, there’s a good chance your lender’s current rate isn't as competitive as it used to be. Refinancing could help lower your monthly repayments, restructure your loan, or unlock equity to upgrade your home.

Plus, if you apply to refinance a loan of $250,000 or more with me before 18 October, you’ll automatically be entered into the draw to win $20,000!

As a local Hobart mortgage broker, I compare options across 35+ lenders to find a loan structure that genuinely fits your situation.

Thinking about reviewing your home loan?

Book a quick chat with me here: https://calendar.app.google/roVJTruWvwry1U5a7 or give our office a call on 03 6134 8709.

T&Cs apply. Minimum loan amount $250,000.

29/09/2026

🚨 The RBA has increased the cash rate to 4.60%. 🚨

With the cash rate increasing, now is the perfect time to review your home loan options, because you could be paying more than you need to.

Plus, here are 20,000 more reasons to take at look at your options.

When you apply to refinance your loan by 18 October, you’ll automatically go in the draw to win $20,000! 💸

Ready to see if you could be getting a better deal? Send me a DM to get started!

T&Cs apply. Minimum loan amount of $250,000.

18/09/2026

Happy weekend! 🌞

What would an extra $20,000 do for you? 🤔

Pay off debt faster, fund the reno you keep pinning on Pinterest, top up the emergency fund, or just breathe a little easier — your call.

Here's the deal: apply to refinance your home loan by 18 October and you'll automatically be in the draw to win $20,000. That's on top of whatever you save by actually getting a better rate.

Couldn't squeeze it in during the working week? We get it — that's why we're open weekends too (appointments only). Grab a phone chat, jump on Google Meet, or pop into the office in person — Level 4, 24 Davey Street, Hobart.

If your home loan review has been sitting in the "later" pile, this is your sign. Reach out and let's see what's possible for you.

📩 Message me or call today to get started.

Address

Level 4, 24 Davey Street
Hobart, TAS
7000

Opening Hours

Monday	8:30am - 6:30pm
Tuesday	8:30am - 6:30pm
Wednesday	8:30am - 6:30pm
Thursday	8:30am - 6:30pm
Friday	8:30am - 6:30pm
Saturday	10am - 2pm

Website

https://www.mortgagechoice.com.au/Nav.Shah/

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