Walmac Finance

Walmac Finance Mortgage and Finance Brokers We get it, dealing with banks and applying for a loan can be a stressful, time consuming and exhausting process.

You can be left feeling powerless, its all too hard or that you are often at the mercy of the banks requirements. This is where we come in, we use our combined 27 years’ experience in banking and finance to deal with the banks entirely on your behalf and manage their expectations and requirements, we even understand all the jargon they use in what can almost seems like a foreign language.

Home Loan Glossary: Amortisation 🏡Amortisation refers to the process of reducing something over time.In home loan terms,...
02/09/2026

Home Loan Glossary: Amortisation 🏡

Amortisation refers to the process of reducing something over time.

In home loan terms, it’s often used to describe how your loan balance gradually reduces as you make scheduled repayments.

Each repayment helps pay down part of the amount you borrowed, along with interest, bringing you closer to owning your home outright.

Home loan language can feel confusing, but we’re here to make it easier to understand.

If you have questions or would like to start the home loan process, speak to one of our brokers today.

Has your borrowing power changed? 🏡You might be earning the same income as you were six months ago, but that doesn’t alw...
28/08/2026

Has your borrowing power changed? 🏡

You might be earning the same income as you were six months ago, but that doesn’t always mean you can borrow the same amount.

Your borrowing capacity can be influenced by a range of factors, including interest rates, lender policies, credit card limits, living expenses, existing debts and regulatory settings.

That’s why it’s important to understand where you stand before you start making property plans.

Whether you’re looking to buy, refinance or invest, having a clear picture of your borrowing power can help you move forward with more confidence.

To continue reading, head to the Resources tab on our website.

Have questions or ready to start the home loan process? Speak to one of our brokers today.

Thanks for your kind words Jeremy, we’re glad we could make the process of buying your first home simple.🏡 Thinking of p...
26/08/2026

Thanks for your kind words Jeremy, we’re glad we could make the process of buying your first home simple.

🏡 Thinking of purchasing or refinancing? Get in touch with the Walmac team today, we’ll guide you through every step.

Australia’s property market continues to adjust, with higher interest rates, affordability pressures and ongoing economi...
21/08/2026

Australia’s property market continues to adjust, with higher interest rates, affordability pressures and ongoing economic uncertainty shaping conditions for buyers and homeowners.

In many areas, conditions are becoming more favourable for buyers. Home values have eased, properties are taking longer to sell and auction activity remains subdued, creating more opportunity to negotiate.

For those looking to buy, this shift could mean more time to consider your options and less pressure than we’ve seen in recent years.

If you’re thinking about purchasing a home or investment property, understanding your borrowing power is an important first step.

Head to the Resources tab on our website to continue reading, or sign up to our newsletter for future property and finance updates.

Have questions? Speak to one of our brokers today.

Home Loan Glossary: Community Title 🏘️Community title is a type of property ownership where several homes are part of th...
19/08/2026

Home Loan Glossary: Community Title 🏘️

Community title is a type of property ownership where several homes are part of the same estate.

You still own your property and land on a freehold title, but you may also share access to community facilities like a swimming pool, barbecue area, tennis court or shared gardens.

To help maintain these shared spaces, property owners usually pay levies.

It’s also worth knowing that community title rules can differ between states, so it’s important to understand what applies to the property you’re looking at.

Home loan and property terms can feel confusing, but we’re here to make them easier to understand.

If you have questions or would like to start the home loan process, speak to one of our brokers today.

House hunting this spring? 🏡Before you start making offers, it’s important to understand where your finance stands.One t...
14/08/2026

House hunting this spring? 🏡

Before you start making offers, it’s important to understand where your finance stands.

One term you may come across is conditional pre-approval. While it can be a helpful step in the home loan process, it doesn’t mean your finance is formally approved just yet.

There are still checks and conditions that need to be met before a lender gives full approval, so knowing what to expect can help you move forward with more confidence.

Whether you’re buying your first home or looking for an investment property, being prepared before you start house hunting can make a big difference.

To continue reading, head to the Resources tab on our website.

Have questions or ready to start the home loan process? Speak to one of our brokers today.

Thanks Linda, we appreciate your kind words.🏡 Thinking of purchasing or refinancing? Get in touch with the Walmac team t...
12/08/2026

Thanks Linda, we appreciate your kind words.

🏡 Thinking of purchasing or refinancing? Get in touch with the Walmac team today, we’ll guide you through every step.

What’s behind the drop in auction clearance rates? 🏡After years of strong competition, fast-rising prices and busy aucti...
07/08/2026

What’s behind the drop in auction clearance rates? 🏡

After years of strong competition, fast-rising prices and busy auction weekends, the property market is beginning to show signs of a shift.

More properties are being listed for sale, homes are taking longer to sell, and buyers are becoming more selective about what they’re willing to pay.

For buyers, this may mean more choice and less pressure than during the peak of the market. For sellers, it’s a reminder that pricing and presentation are more important than ever.

Market conditions can change quickly, so staying informed can help you make more confident property decisions.

To continue reading, head to the Resources tab on our website.

If you’re thinking about buying, selling or reviewing your finance options, speak to one of our brokers today.

Home Loan Glossary: Balance Sheet 📊A balance sheet is a financial statement that shows the financial position of a busin...
05/08/2026

Home Loan Glossary: Balance Sheet 📊

A balance sheet is a financial statement that shows the financial position of a business at a specific point in time.

It outlines the business’s assets, liabilities and owner equity, giving lenders a clearer picture of the business’s overall financial health.

You may also hear it referred to as a Statement of Financial Position.

Understanding these terms can make the home loan process feel a little less overwhelming, especially if you’re self-employed or applying for finance through a business structure.

If you have questions or would like to start the home loan process, speak to one of our brokers today.

Australia’s property market is entering a new phase, with many buyers taking more time, becoming more selective and nego...
29/07/2026

Australia’s property market is entering a new phase, with many buyers taking more time, becoming more selective and negotiating harder than we’ve seen in recent years.

In some markets, properties are no longer being snapped up as quickly, and buyers are more prepared to walk away if the asking price doesn’t align with current conditions.

Recent tax reforms have also prompted some investors to reassess their purchasing plans, while sellers are having to adjust their expectations and adapt to the changing market.

For prepared buyers, this shift may present new opportunities but understanding your borrowing power and finance options is key.

To continue reading, head to the Resources tab on our website. You can also sign up to our newsletter for future property and finance updates.

If you’re looking to buy a home or investment property, speak to our brokers today. We can help explain your borrowing capacity and organise pre-approval.

Address

146 Harrington Street
Hobart, TAS
7000

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+61362344820

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