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Home Finance Centre Hobart

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Hobart, TAS
Home Finance Centre Hobart

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will assist with choosing the best Mortgage for you from over 40 lenders for
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Home Finance Centre of Australia - Hobart is a specialist Mortgage brokers located in North Hobart, TAS. The services we offer include Refinance, First Home Buyer, Investment Loan, Self Managed Super Fund Loan, Residential Home Loans and more. Although we are located in North Hobart, we service clients from areas such as Mount Stuart, Queens Domain, West Hobart, Battery Point, South Hobart, Cornelian Bay, Lenah Valley, New Town, Glebe and all surrounding areas. If you are looking for the best Mortgage brokers in North Hobart, look no further.

03/11/2026

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03/11/2026

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02/11/2026

Property prices fall 1.2% in October

Australia's median property price fell 1.2% in October, marking the seventh consecutive month of declining values, according to Cotality.

National home values are now 6.7% below their March peak, equivalent to a reduction of approximately $63,400 in the value of the median dwelling.

Brisbane (-2.0%) and Perth (-1.7%) recorded the largest monthly declines, followed by Sydney (-1.6%).

However, Cotality's research director, Tim Lawless, said that while the mid-sized capitals are now experiencing a correction following six years of extraordinary price growth, most homeowners in these cities are likely to have significant equity buffers.

For example, Perth property values could fall 20% from their record high and would only return to levels recorded around the middle of 2025.

That highlights just how much these markets have grown in recent years.

02/11/2026

Less competition for affordable properties

First home buyers may be finding themselves in a stronger negotiating position, following a shift in Australia's property market.

According to Ray White chief economist Nerida Conisbee, cheaper properties are now experiencing sharper price declines than more expensive homes, reversing the trend seen earlier this year.

In January, cheaper houses were outperforming more expensive houses by an average of 1.3 percentage points over three months.

By September, more expensive houses had taken the lead, outperforming cheaper houses by 0.18 percentage points. Higher-priced units were also outperforming more affordable units by 0.32 percentage points.

Conisbee attributed much of the reversal to changes to negative gearing and capital gains tax announced in the May federal Budget.

Those changes have reduced the appeal of established investment properties, encouraging some investors to withdraw from the market.

For first home buyers, this could be welcome news. With fewer investors competing for affordable homes, they may have more negotiating power and potentially be able to enter the market at a lower price.

01/11/2026

30/10/2026

Units outperform houses during downturn

Units are holding their value better than houses in the current property downturn, according to Domain.

Across the combined capital cities, median house prices declined 4.7% during the September quarter, compared to a smaller 3.5% fall for units.

Domain said the relative resilience of units reflects their greater affordability, particularly at a time when higher interest rates are limiting how much buyers can borrow.

There was also one notable exception to the broader downturn: Darwin's median unit price actually increased 2.2% during the quarter.

Looking at annual growth, units in Brisbane (+10.5%), Perth (+9.4%) and Darwin (+12.5%) are still recording substantial gains.

For buyers working within tighter budgets, units may be worth considering. They generally offer a more affordable entry point into the market and, in some locations, have also delivered stronger price growth than houses.

27/10/2026

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26/10/2026

[Optional headline = Property vs shares: which has performed better?

Property and shares are two of Australia's most popular investment options. But which has delivered stronger capital growth over the past decade?

According to PRD's latest Australian Economic & Property Report, residential property comes out ahead.

Over the ten-year period examined in the report, Australia's mean residential dwelling price increased 75.4%, compared with a 62.1% rise in the ASX All Ordinaries index.

The results were similar over the shorter five-year period, with property values increasing 30.4% compared with 19.2% for shares.

Importantly, these figures don't include rental income or share dividends, so they aren't a direct comparison of total investment returns.

Nevertheless, they demonstrate that Australian property has delivered strong capital growth over an extended period, despite fluctuations in interest rates, economic conditions and buyer demand.

It's another reminder of why taking a long-term view can be valuable when investing in property.

23/10/2026

Nearly 500,000 borrowers looking to switch lenders

Almost half a million Australian mortgage holders are planning to switch lenders over the next 12 months, according to new research from Finder.

The research found that:

* 14% of mortgage holders, equivalent to approximately 462,000 people, plan to refinance with another lender.
* 9% have already switched lenders in the past year.
* 20% have considered refinancing but haven't yet taken action.
* 10% are unsure whether they'll refinance.

One reason so many borrowers are considering a change is the recent increase in interest rates, with the Reserve Bank of Australia lifting the cash rate to 4.60% in September.

But refinancing can potentially deliver significant savings. Finder calculated that a difference of just 0.50 percentage points on a $500,000 home loan could save borrowers more than $58,000 over 30 years.

If you haven't reviewed your mortgage recently, a broker can compare your current loan with other products to see whether there's a better deal available.

Address

Level 1, 86 Collins Street
Hobart, TAS
7000

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm

Telephone

+61362315255

Website

https://hfcahobart.com.au/

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