Home Finance Centre Hobart

Home Finance Centre Hobart will assist with choosing the best Mortgage for you from over 40 lenders for
home/ invest/commercial

Home Finance Centre of Australia - Hobart is a specialist Mortgage brokers located in North Hobart, TAS. The services we offer include Refinance, First Home Buyer, Investment Loan, Self Managed Super Fund Loan, Residential Home Loans and more. Although we are located in North Hobart, we service clients from areas such as Mount Stuart, Queens Domain, West Hobart, Battery Point, South Hobart, Cornel

ian Bay, Lenah Valley, New Town, Glebe and all surrounding areas. If you are looking for the best Mortgage brokers in North Hobart, look no further.

Australia’s housing market is changing directionSome of the strongest and weakest parts of Australia’s property market a...
09/09/2026

Australia’s housing market is changing direction

Some of the strongest and weakest parts of Australia’s property market are starting to swap places.

Premium markets recorded some of the largest price falls earlier in the downturn, while many more affordable markets proved relatively resilient. But new analysis from Ray White chief economist Nerida Conisbee suggests that dynamic may be starting to shift.

That’s after open-home attendance has increased over the past eight weeks by an average of 0.31 people per inspection in Sydney and 0.17 in Melbourne.

Some of the strongest rebounds have occurred in premium areas – and there are early signs of improvement in prices too.

After falling in July, house prices rose 1.1% in Sydney’s Eastern Suburbs during August and 1.0% in North Sydney and Hornsby, while Ryde, the Inner West and Northern Beaches all recorded growth of around 0.8%.

At the same time, buyer engagement has weakened in several more affordable markets, particularly in Adelaide, Perth and Cairns. Conisbee said the shift reflected strengthening owner-occupier demand in premium markets following substantial price adjustments, alongside weaker investor demand in some affordable areas.

It’s another reminder that there’s no single Australian property market – different locations can be at very different stages of the property cycle.

Why are so many Australians using mortgage brokers?Mortgage broker market share reached a record 81.6% in the June quart...
08/09/2026

Why are so many Australians using mortgage brokers?

Mortgage broker market share reached a record 81.6% in the June quarter, meaning more than four in five new residential home loans are now facilitated by brokers.

That’s according to Cotality data commissioned by the Mortgage & Finance Association of Australia (MFAA).

The figure has risen from 77.6% a year ago and just 53.9% eight years ago.

Why the shift?

One factor is that the home lending market can be complicated. Different lenders have different interest rates, lending policies, borrowing limits and loan features.

Rather than borrowers having to navigate those differences alone, a broker can compare options from a range of lenders and help identify loans suited to their individual circumstances.

The latest figures suggest that’s a service Australians increasingly value.

Cooler spring selling season expectedAustralia could be heading into a quieter-than-usual spring property market.New pro...
07/09/2026

Cooler spring selling season expected

Australia could be heading into a quieter-than-usual spring property market.

New property listings were 8.2% below the five-year average in the four weeks to 23 August, according to Cotality.

That’s significant because spring normally brings a substantial increase in properties coming onto the market. Over the past five years, new listings have typically increased by almost 25% between late August and mid-November.

Cotality believes some vendors may hold off this year because property values are falling and buyer demand has weakened.

At the same time, total listings have risen to more than 137,000 properties, which is 1.7% above the five-year average.

So buyers may find themselves in a relatively favourable position this spring – with more properties to choose from, less competition and greater scope to negotiate.

Australian economy grows 2.1%]Australia’s economy continued to expand in the June quarter, despite households remaining ...
03/09/2026

Australian economy grows 2.1%]

Australia’s economy continued to expand in the June quarter, despite households remaining relatively cautious.

Gross domestic product (GDP) rose 0.4% during the quarter and 2.1% over the year, according to the Australian Bureau of Statistics.

There were also some encouraging signs for household finances.

Compensation of employees – which includes wages and salaries – increased 1.5% during the quarter, helping lift household disposable income. At the same time, households saved 6.5% of their income, up slightly from 6.4% in March.

The economy also performed better over the full financial year, with GDP growing 2.4% in 2025-26 compared with 1.5% the year before.

The Reserve Bank of Australia will be watching the data closely as it considers the future path of interest rates.

Property market shifts in favour of buyersProperty buyers are gaining more negotiating power as the national housing dow...
02/09/2026

Property market shifts in favour of buyers

Property buyers are gaining more negotiating power as the national housing downturn becomes increasingly widespread.

Australia’s median property value fell 0.9% in August from July, according to Cotality, with 93% of capital city suburbs recording a decline over winter.

At the same time, buyer demand has weakened. Estimated home sales during the past quarter were 15.5% lower than a year earlier and 11.5% below the five-year average.

That means properties are taking longer to sell and available stock is accumulating. Capital city listings at the end of August were 24% higher than a year earlier and 8% above the five-year average.

Cotality said longer selling times, larger vendor discounts and persistently low auction clearance rates were all pointing towards a buyer’s market.

Why national house prices may not fall farAustralia’s housing downturn is underway, but new analysis from Ray White sugg...
28/08/2026

Why national house prices may not fall far

Australia’s housing downturn is underway, but new analysis from Ray White suggests the national decline may be relatively contained.

National house values fell 0.8% in July and 2.0% over the three months to July, according to Cotality. However, they remain 5.7% higher than a year ago.

Ray White chief economist Nerida Conisbee modelled what could happen if prices continued falling at their recent pace of 0.68% per month.

If that continued for another six months, the annual decline would reach about 4.9%. For the fall to reach 7.9% – comparable with the Global Financial Crisis – prices would need to keep declining at the recent pace until April 2027.

Importantly, Conisbee said the current downturn is very different from the GFC, which involved a global credit shock and severe financial-system stress. Today, transaction volumes are exceptionally low, but there is no equivalent shock forcing large numbers of homeowners to sell.

Conisbee also identified several factors that could limit the downturn, including greater interest rate certainty, improving investor returns, high construction costs and the continuing shortage of housing.

So while prices may fall further, the underlying conditions suggest the national downturn could ultimately prove relatively shallow.

Property scam confidence fallsAustralians are becoming less confident in their ability to spot property scams, as scamme...
27/08/2026

Property scam confidence falls

Australians are becoming less confident in their ability to spot property scams, as scammers use increasingly sophisticated tactics.

New PEXA research found that 41% of recent and prospective property buyers were confident they could detect a property scam, down from 51% a year earlier.

The research also tested how well people could identify warning signs in a simulated scam email:

* 42% couldn’t identify any of the scam markers
* 99% failed to spot the fraudulent email address, even after being told the email was a scam

That matters because property transactions involve large sums of money and can already be stressful – 87% of respondents ranked them among their most stressful life experiences.

One important precaution is to independently verify any unexpected request to change payment details. Rather than replying to the message or using the contact details it provides, contact your conveyancer, lawyer or other property professional using a number you already know to be genuine.

Housing supply improving – but target remains challengingAustralia hasn’t been building enough homes to keep pace with d...
25/08/2026

Housing supply improving – but target remains challenging

Australia hasn’t been building enough homes to keep pace with demand, contributing to housing shortages and putting pressure on property prices and rents.

To help address that imbalance, federal, state and territory governments agreed to a national target to help facilitate the construction of 1.2 million new homes over the five years from July 2024 to June 2029. This is known as the National Housing Accord.

So how are we tracking?

The National Housing Supply and Affordability Council’s latest report shows some encouraging signs. Quarterly building approvals have increased 26% since the National Housing Accord period began, while commencements are up 15%.

There were also a record 244,000 homes under construction in the March quarter.

However, getting those homes completed remains challenging. House construction costs increased 2% in the June quarter and are now 51% higher than before the pandemic.

The Council expects recent interest rate rises and softer market sentiment may also cause some construction to be deferred.

As a result, it estimates Australia will reach 1.2 million new homes in the December quarter of 2030 – about 18 months after the original target date.

So while the pipeline is improving, Australia will need to build homes considerably faster if supply is to catch up with demand.

Address

Level 1, 86 Collins Street
Hobart, TAS
7000

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+61362315255

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