Prize Finance - Mortgage Broking

Prize Finance - Mortgage Broking Prize Finance - Mortgage Broking Hello and welcome to Prize Finance. My name is Sam Cuthbertson and I am excited to introduce myself to you.

I come from a background in construction and have always had a keen interest in property investing. This background has given me a rich knowledge of the real estate industry. I have a broad understanding of the property market in Tasmania and can provide valuable insights to assist you in making informed decisions about your property and investment goals. As a mortgage broker, I am passionate abou

t assisting my clients to achieve their lending goals. Whether you are looking to buy your first home, refinance your existing loan, or invest in property, I am here to support you every step of the way. I take a client-focused approach to my work, taking the time to understand your unique financial situation and goals. I am committed to finding the best mortgage solutions for my clients, and will work tirelessly to secure the best possible deal for you. My knowledge of the property market, as well as dedication to my clients, makes me a trusted and reliable partner in your financial journey. I am excited to work with you and help you achieve your dreams of property ownership and investment. Thank you for considering me as your mortgage broker, and I look froward to meeting you soon.

Several of the big banks have pivoted on their rate outlook, and are now predicting rate hikes (rather than no change or...
03/09/2026

Several of the big banks have pivoted on their rate outlook, and are now predicting rate hikes (rather than no change or a fall) this side of Christmas. It could be a cue for homeowners to plan rather than panic. 😎

Several of the big banks have pivoted on their rate outlook, and are now predicting rate hikes (rather than no change or a fall) this side of Christmas. It could be a cue for homeowners to plan rather than panic.

🌸 Hello Spring buying season! 🌸⁣⁣The days are warmer, gardens are in bloom. 🌿⁣⁣We’re in the busy Spring selling season! ...
02/09/2026

🌸 Hello Spring buying season! 🌸⁣

The days are warmer, gardens are in bloom. 🌿⁣

We’re in the busy Spring selling season! 🏡⁣

This can put home buyers in the hot seat as fresh listings hit the market. 📈⁣

Talk to us about your property goals.⁣

From first home concessions to loan pre-approval we’ve got you covered this Spring! 👇⁣

To find out more, DM us or contact Sam on:

☎️ – 0437 022 332
💻 – [email protected]

Property transactions involve big bucks – and that makes them a big target for scammers. With large sums of money at sta...
27/08/2026

Property transactions involve big bucks – and that makes them a big target for scammers. With large sums of money at stake, we reveal what to look out for, and how to protect yourself from property settlement scams. 🔎 🏡

Property transactions involve big bucks – and that makes them a big target for scammers. With large sums of money at stake, we reveal what to look out for, and how to protect yourself from property settlement scams.

🛠️ Home renovations are on the rise, but keep an eye on costs 🛠️⁣⁣Major bank NAB reports a 16% jump in demand for renova...
26/08/2026

🛠️ Home renovations are on the rise, but keep an eye on costs 🛠️⁣

Major bank NAB reports a 16% jump in demand for renovation loans nationally. 📈⁣

The good news is that building costs have come off recent peaks. 🏡⁣

But they always have the potential rise again - like they did when fuel prices increased a few months back. ⛽⁣

The solution can be to build a buffer into your budget, and lock in quotes where possible. 💰⁣

Talk to us for a renovation loan that can help your project become a reality. 👇⁣

To find out more, DM us or contact Sam on:

☎️ – 0437 022 332
💻 – [email protected]

While rising prices were the talk of the town not so long ago, the tide has started to turn, with property values beginn...
19/08/2026

While rising prices were the talk of the town not so long ago, the tide has started to turn, with property values beginning to soften – but it’s not all bad news for home owners. 🙌

While rising prices were the talk of the town not so long ago, the tide has started to turn, with property values beginning to soften – but it’s not all bad news for home owners.

🏡 Strategies that can help clear your mortgage by retirement 🏡⁣⁣One-in-three Gen Xs expect that they'll still be paying ...
19/08/2026

🏡 Strategies that can help clear your mortgage by retirement 🏡⁣

One-in-three Gen Xs expect that they'll still be paying off a home loan in retirement, according to a Citro/AMP report.⁣

But there are ways to potentially clear the slate sooner. 💡⁣

Refinancing could see you save with a lower rate (just try not to extend the home loan term). ⁣

An offset account can also put spare funds to work by reducing the interest charged on your home loan each month.⁣

Meanwhile, making consistent extra repayments more often can help chip away at the loan balance. 📉⁣

Call us for more tips to potentially be mortgage-free by the time you retire. 👇⁣

To find out more, DM us or contact Sam on:

☎️ – 0437 022 332
💻 – [email protected]

Great news! Homeowners can breathe a sigh of relief, with the RBA keeping the cash rate on hold in August. But just beca...
13/08/2026

Great news! Homeowners can breathe a sigh of relief, with the RBA keeping the cash rate on hold in August. But just because the cash rate is sitting tight, doesn’t mean you have to. 😉⁣

Great news! Homeowners can breathe a sigh of relief, with the Reserve Bank of Australia (RBA) keeping the cash rate on hold in August. But just because the cash rate is sitting tight, doesn’t mean you have to.

💳 The BNPL trap: how it could impact your home loan application 💳⁣⁣Buy Now Pay Later (BNPL) may be quick and convenient,...
12/08/2026

💳 The BNPL trap: how it could impact your home loan application 💳⁣

Buy Now Pay Later (BNPL) may be quick and convenient, but it could affect your home loan application and/or credit rating. 🏡⁣

That's because every time you apply for BNPL, it may trigger a credit check. 🔍⁣

And too many credit checks can affect your credit score and be a red flag for lenders. 🚩⁣

Late or missed BNPL payments can also be reported, which could reduce your credit score even further. ⁣

Talk to us to know how BNPL could impact your loan application. 👇⁣

To find out more, DM us or contact Sam on:

☎️ – 0437 022 332
💻 – [email protected]

So it turns out some mortgage offset accounts haven’t been working as intended, according to a recent investigation. Her...
06/08/2026

So it turns out some mortgage offset accounts haven’t been working as intended, according to a recent investigation. Here’s how to check if your home loan offset account has actually been helping you save. 🔎 🏡⁣

So it turns out some mortgage offset accounts haven’t been working as intended, according to a recent investigation. Here’s how to check if your home loan offset account has actually been helping you save.

📉 Lenders cut rates as competition heats up 📉⁣⁣There’s a “rate war brewing”, according to Canstar. ⁣⁣A rising tide of le...
05/08/2026

📉 Lenders cut rates as competition heats up 📉⁣

There’s a “rate war brewing”, according to Canstar. ⁣

A rising tide of lenders have cut their variable loan and short term fixed rates recently. ⁣

The catch? ⚠️⁣

Lower rates are usually reserved for new customers. 💡⁣

The solution? 🤝⁣

Refinancing could see you become a new customer, and benefit from a more competitive loan rate. ⁣

Contact us to find out how. 👇⁣

To find out more, DM us or contact Sam on:

☎️ – 0437 022 332
💻 – [email protected]

Address

2/2 Kennedy Drive
Hobart, TAS

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