New Step Finance

Home
Australia
Clyde North, VIC
New Step Finance

Customer focused Mortgage Broker specialising in Home Loans, Car Loans and Personal Loans.

08/05/2026

Catch up with awesome BDMs from

05/04/2025

Thinking about making your move to Five Farms? 🏡

Join us this Sunday at the Five Farms Sales Centre for a free one-on-one consultation with Milinda Kankanange, Senior Mortgage Broker at New Step Finance.

✨ Get a tailored assessment of your finances
✨ Explore your borrowing capacity
✨ Understand how rate changes could affect your loan
✨ Discover your dream lot – including our upcoming Harvest Release

Whether you're ready to buy or just starting to explore, this is your chance to get expert advice and personalised guidance on your homeownership journey.

14/03/2025

I am humbled and grateful to have received CBA Elite broker status for the 2024/25 Financial year. Thank you CBA, for recognising our dedication and quality of service provided to our clients.

21/10/2024

⛔️ Worried about getting knocked back for a home loan? ⛔️⁣
⁣
Fear of rejection has stopped 1-in-5 Aussies from applying for finance in the past year, according to Finder.⁣
⁣
Apparently, one big concern is that a knock back could impact a borrower’s credit score.⁣
⁣
Let’s set the record straight. 💪⁣
⁣
It is applying for a loan that could impact your score - not whether you’re approved or rejected.⁣
⁣
So it makes sense to keep applications to a minimum. ⁣
⁣
Better still, stick to one, and get it right the first time. ✅⁣
⁣
Call us today to find out if you’re in a good position to land a home loan, and give fear of rejection the flick. 👇⁣
⁣
To find out more, DM us or contact New Step Finance on:

☎️ – 0405 608 305
💻 – [email protected]

16/10/2024

🇳🇿 Home Guarantee Scheme now open to Kiwis 🇳🇿⁣
⁣
Great news for New Zealanders wanting to buy their first home in Australia!⁣
⁣
You could be eligible for Australia’s low deposit home buying scheme. 🏡⁣
⁣
The Home Guarantee Scheme (HGS) allows eligible first home buyers to get into the market with just a 5% deposit.⁣
⁣
Or just a 2% deposit if you’re a single parent.⁣
⁣
Better yet, you don't pay lenders mortgage insurance. ⁣
⁣
Kiwis with a 'Special Category Visa 444' are now eligible for the HGS - but don't let the word 'special' fool you.⁣
⁣
It's just the main visa Kiwis get upon arrival when visiting Australia and allows them to visit, study, stay, and work.⁣
⁣
Give us a call today to find out if you're eligible to buy a home in Oz with just a 5% deposit. 👇⁣
⁣
To find out more, DM us or contact New Step Finance on:

☎️ – 0405 608 305
💻 – [email protected]

14/10/2024

🏡 Buying an investment property using your home’s equity 🏡⁣
⁣
More than one-in-five Australians (21%) aspire to own investment properties to build their wealth, according to MLC’s Financial Freedom report.⁣
⁣
And that goal for current homeowners might be more reachable than you think. 🤨⁣
⁣
You see, national property prices have increased 13.5% since January 2023, and CoreLogic’s latest Pain and Gain report reveals that homes sold in the first quarter of 2024 made a median profit of $265,000. ⁣
⁣
But you don't need to sell your family home to tap into any potential rise in equity your home has experienced.⁣
⁣
By refinancing, you can essentially cash out a decent portion of the equity and use it to invest in an investment property, shares, super or even a renovation.⁣
⁣
To find out how you could leverage your family home's equity, give us a call today. 👇⁣
⁣
To find out more, DM us or contact New Step Finance on:

☎️ – 0405 608 305
💻 – [email protected]

09/10/2024

✂️ Could you cut $280 off your monthly repayments? ✂️⁣
⁣
After a string of cash rate hikes, research shows mortgage holders could be paying an interest rate of up to 7.11%, says RateCity.⁣
⁣
But the average rate for new home loan borrowers is currently 6.3%. ⁣
⁣
That's a pretty big difference. 😅⁣
⁣
On a loan of $600,000, refinancing or renegotiating to a lower rate of 6.37% (and that's being conservative) could cut $280 off monthly repayments.⁣
⁣
Call us today to find out if you could cut back your mortgage repayments by refinancing. 👇⁣
⁣
To find out more, DM us or contact New Step Finance on:

☎️ – 0405 608 305
💻 – [email protected]

07/10/2024

☀️ Planning a big summer road trip this year? ☀️⁣⁣
⁣⁣⁣
Whether you're thinking about exploring our great outdoors by 4wd 🚗, caravan 🚚, camper 🚐, or boat 🛥, ⁣you don't always need to pay for your adventure vehicle upfront.⁣
⁣
We could help you arrange vehicle finance to help fund that big ol' road trip you've been dreaming of.⁣
⁣⁣
But summer is just around the corner - and there can be wait times for some orders - so get in touch today and we'll do everything we can to help you purchase your choice of adventure vehicle before the summer holidays arrive.👇⁣⁣
⁣⁣⁣
To find out more, DM us or contact New Step Finance on:

☎️ – 0405 608 305
💻 – [email protected]

02/10/2024

🥸 How old is 'too old' for a home loan? 🥸⁣
⁣
From divorce to downsizing there can be many reasons why over-50s need a home loan.⁣
⁣
Rest assured there's no definitive cut-off age, and lenders can’t discriminate based on a borrower’s age. 🙌⁣
⁣
But if you’re aged 55-plus you might have to jump through a few more hoops.⁣
⁣
Banks will want to see you have the income to manage a home loan. ✅⁣
⁣
You may also need an exit strategy that shows how you’ll pay off the loan when you’re ready to hang up your work boots.⁣
⁣
Talk to us to make the journey smoother.⁣
⁣
We’ll help you find a loan that’s suited to your needs and life situation. 👇⁣
⁣
To find out more, DM us or contact New Step Finance on:

☎️ – 0405 608 305
💻 – [email protected]

30/09/2024

🏡 More first home buyers are turning to rentvesting 🏡⁣
⁣
There's been a 25% jump in first home buyers choosing to buy a rental property rather than a home to live in, according to ABS data.⁣
⁣
It can be a win-win strategy. ✅ ✅⁣
⁣
Rent where you want to live. ⁣
⁣
Buy where you can afford, and use rental income to help pay the mortgage. 🏘⁣
⁣
It’s not for everyone but it can be a start on the property ladder.⁣
⁣
And that matters when home prices are rising. 📈⁣
⁣
Call us to find out if rentvesting could work for you. 👇⁣
⁣
To find out more, DM us or contact New Step Finance on:

☎️ – 0405 608 305
💻 – [email protected]

25/09/2024

🥼 Home loan sweeteners for doctors, lawyers and accountants 🥼⁣
⁣
Aussies working in professional roles - such as doctors, dentists, lawyers and accountants - can be eligible for certain home loan perks.⁣
⁣
That's because banks are often keen for high income earners to come on board as long term customers. ⁣
⁣
The most common perk (for doctors, especially) is a waiver of lenders' mortgage insurance (LMI) for borrowers with a deposit as low as 5%. 😮⁣
⁣
As a guide, buying an $800,000 home with a 5% deposit of $40,000 could attract an LMI premium of up to $35,000.⁣
⁣
If you’re working in a professional role, talk to us to potentially tap into your home loan perks. 👇⁣
⁣
To find out more, DM us or contact New Step Finance on:

☎️ – 0405 608 305
💻 – [email protected]

Address

Clyde North, VIC

Telephone

+61405608305

Website

https://www.newstepfinance.com.au/

Alerts

Be the first to know and let us send you an email when New Step Finance posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to New Step Finance:

Shortcuts

Want your business to be the top-listed Finance Company in Clyde North?