Mortgage Choice Shawna Lavis

Mortgage Choice Shawna Lavis Buying a home or investment property is a huge achievement.

As your local mobile Mortgage Choice broker in Dandenong, my job is to find you a great home loan to match your purchase.

🏆 The moment it became official!Still incredibly proud to have received the Marketing Excellence Award at the Mortgage C...
08/09/2026

🏆 The moment it became official!

Still incredibly proud to have received the Marketing Excellence Award at the Mortgage Choice Ignite National Conference in Hobart last week.

A huge thank you to the Mortgage Choice team, my clients, and everyone who has supported my business and cheered me on along the way.

This one means a lot. ❤️

📸 Official award photo from the stage

🏆 I WON! 🏆Last night at the 2026 Mortgage Choice Conference in Hobart, I was incredibly proud to receive the Marketing E...
04/09/2026

🏆 I WON! 🏆

Last night at the 2026 Mortgage Choice Conference in Hobart, I was incredibly proud to receive the Marketing Excellence Award. 🎉

This one means a lot to me because it recognises something I’ve put a huge amount of time, energy and, let’s be honest, a fair bit of courage into over the past couple of years: showing up on social media and putting myself out there.

My TikTok and Instagram content has become such a big part of my business. From mortgage tips and first home buyer advice to the occasional bit of sass 😂, I’ve loved finding ways to make home loans and finance a little less intimidating and a lot more relatable.

When I first started making videos, talking to a camera felt completely ridiculous. Now I’m standing here with a trophy for it! 😂🏆

I’m incredibly proud of this achievement and so grateful to everyone who watches, likes, comments, shares and sends my videos to friends and family. Every little bit of engagement has helped me build my business and reach people I may never have connected with otherwise.

Thank you, Mortgage Choice, for recognising the work. And thank you to everyone who has been cheering me on along the way. ❤️

Feeling very, very proud today. 🥹🏆✨

01/09/2026

Funny how your bank finds a better rate when you’re leaving… 👀

If you’ve been with the same bank for years and your interest rate is looking a little 👀, it might be time to make them work for your business.

One strategy can be submitting a discharge authority to let your lender know you’re genuinely considering leaving.

Suddenly, you may find they have a much sharper rate available. 💅

Before you jump ship, though, make sure you compare the whole loan: interest rate, fees, features and loan structure.

Your bank should value your business before you threaten to leave, not only when you’re walking out the door. 😉

20/08/2026

Fun Fact Friday! 🏡 Did you know you **don’t necessarily need a 20% deposit** to buy a home? 👀 There are government schemes and lender options that may allow you to buy with a much smaller deposit. 💰

Don’t assume you need 20% before you start planning!

11/08/2026

🏡 Could you buy this Noble Park unit with a 5% deposit?

If you’re a first home buyer, buying a unit can be a great way to get into the property market without needing the same budget you might need for a house.

I’ve used this Noble Park property as an example in my latest video to show roughly what the deposit and upfront costs could look like for a first home buyer.

Units can be a great option if you’re working with a tighter budget, or if you’re simply looking for somewhere to live and want to get your foot in the property market.

💡 A couple of important disclaimers:

This is general information only and not financial advice. Everyone’s circumstances are different, so your borrowing capacity, deposit requirements and upfront costs will depend on your individual situation.

I’m also not affiliated with, representing, or connected to this property, the vendor or selling agent in any way. I’m simply using the property as an example to explain the numbers.

If you’re thinking about buying your first home and want to know what your numbers could look like, feel free to get in touch. 🏠

11/08/2026

🚨 RBA rates are ON HOLD at 4.35%! 🚨

Before we all start planning the rate-cut party… there are two things mortgage holders need to know. 👀

1️⃣ A rate hold does NOT mean a rate cut is coming. The RBA is still watching inflation closely, so the next move isn’t guaranteed to be down.

2️⃣ The RBA doesn’t set your mortgage rate. Your lender does. So an RBA announcement doesn’t automatically mean your home loan rate or repayments will change.

For now, it’s less “rate-cut party” and more “everyone stay calm and watch the data.” 😂

If you’re wondering what today’s decision means for your mortgage, buying plans or refinancing options, it’s worth looking at your individual numbers rather than just the headline.

🏠📉

05/08/2026

🎹 The sad piano music says it all…

Not because your bank is the enemy (they’re not!)… but because many people don’t realise they have another option.

A mortgage broker can help you:
🏡 Compare loan options from a range of lenders
🔎 Understand different policies, rates and features
📋 Guide you through the application process
🤝 Find a loan strategy aligned with your goals

Your home loan is one of the biggest financial decisions you’ll make, so it can be helpful to understand what choices are available before committing.

Sometimes the biggest opportunity is simply knowing there are options.

Disclaimer: This post contains general information only and is not financial advice. It does not take into account your personal circumstances.

05/08/2026

👩‍⚕️ Calling all registered nurses looking to buy a home 🏡

Did you know your profession may open the door to special lending benefits?

Some lenders offer medical professional packages that may include reduced costs or no LMI options with a smaller deposit.

If you’re a nurse and thinking about buying your first home, upgrading, or refinancing, it could be worth exploring what options are available to you.

Every situation is different, so it’s important to get advice based on your own goals and circumstances.

📩 Send me a message if you’d like to understand what may be possible.

Disclaimer: This post contains general information only and is not financial advice. It does not take into account your personal circumstances.

04/08/2026

🚨 Big news for first home buyers!

For the first time, a non-bank lender has joined the Government’s 5% Deposit Scheme, giving eligible buyers even more choice when it comes to getting a home loan.

Could this open up more options for you? Send me a message to find out! 🏡✨

03/08/2026

💡 Think you’ve saved too much to use the Home Guarantee Scheme? Not necessarily.

One of the recent updates means eligible buyers may be able to retain:
🏡 Up to 6 months of verified living expenses
💰 Up to 6 months of home loan repayments
🔨 Plus a 5% contingency buffer for eligible construction loans

Every lender and every buyer’s situation is different, so it’s worth getting advice before assuming you need to put all your savings into your deposit.

Have questions about buying your first home? Send me a DM and let’s chat! ✨

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Dandenong, VIC

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