Mortgage Choice Shawna Lavis

Mortgage Choice Shawna Lavis Buying a home or investment property is a huge achievement.

As your local mobile Mortgage Choice broker in Dandenong, my job is to find you a great home loan to match your purchase.

If your budget is feeling the pinch with rising fuel prices and you’re considering a more environmentally and budget-fri...
05/06/2026

If your budget is feeling the pinch with rising fuel prices and you’re considering a more environmentally and budget-friendly car, an electric vehicle could be a good fit.

With EOFY right around the corner, now’s the perfect time to look at electric vehicle options, including potential Fringe Benefit Tax exemptions and lower, ‘green’ interest rates.

Reach out today to get started.

What a fantastic day at the The Adviser New Broker Academy.I was honoured to be invited to join a speaking panel and sha...
05/06/2026

What a fantastic day at the The Adviser New Broker Academy.

I was honoured to be invited to join a speaking panel and share my experiences with aspiring mortgage brokers who are considering a career in the industry.

Representing Mortgage Choice and reflecting on my own journey reminded me just how rewarding this profession can be. From helping clients achieve their property goals to building meaningful relationships, it’s a career that continues to challenge and inspire me every day.

A big thank you to The Adviser and Mortgage Choice for the opportunity, and to everyone who attended and asked such thoughtful questions.

Feeling very proud, grateful, and excited for the next generation of brokers entering our industry. 🏡✨

29/05/2026

I’m excited to share that next week I’ll be joining the panel at The Adviser’s New Broker Academy in Melbourne on 5 June 🎤🏡

It’s a real privilege to be part of a conversation with other brokers and share some of the things I’ve learned along the way.

If I could give one piece of advice to any new mortgage broker, it would be this:

You don’t need to know everything on day one.

Focus on looking after your clients, building genuine relationships, staying consistent, and being open to learning.

The technical side comes with experience. Confidence grows over time.

It feels pretty special to reflect on the journey from being new to the industry and learning every day… to now being invited to sit on a panel and share those experiences.

Very grateful for the opportunity, and looking forward to connecting with everyone attending.

If you’re going along next Thursday, please come and say hello 👋

25/05/2026

A little bit about how I ended up becoming a mortgage broker 🏡✨

It definitely wasn’t a straight path.

I started out as a university student in Canada, then spent time living and working in Japan teaching English to Japanese students. Later I returned to Australia and taught English at Victoria University.

If you’d told me back then that I’d end up working in home loans, I probably would’ve laughed.

But in 2015, while going through the process of getting my own home loan, I became really interested in understanding how it all worked. I started learning as much as I could and asking lots of questions.

At the end of my first meeting with a broker, he said something that really stuck with me:
“You’d be really good at this.”

That simple comment stayed in the back of my mind.

Fast forward to today, and I genuinely love what I do. I feel so lucky to help people through such an exciting and important milestone, whether it’s buying a first home, refinancing, or planning their next move.

The road here hasn’t always been easy or predictable, but I’m so grateful for every step that led me here.

Funny how life works out sometimes 💛

Thanks for being here and supporting my business along the way.

20/05/2026

A few years ago she missed repayments on credit cards and her credit score dropped hard.
But after years of clean conduct, we checked again… and got her refinanced to a much lower rate.

Savings: $506 every month 🏡✨

Moral of the story: don’t assume the answer is still no.

13/05/2026

Still sitting on an old mortgage rate because “it’s probably fine”? 👀

This example shocked a few people:

🏡 $500,000 loan
📉 Rate drop from 7.15% to 5.89%
💸 Approx. $380/month saved
💰 Around $100,000 less interest over the remaining loan term

Small percentage changes can create HUGE long-term differences on a mortgage.

A quick review could potentially save you thousands without changing your lifestyle at all.

12/05/2026

Thinking of going straight to the bank for your home loan?

It’s easy… but it can also mean you’re only seeing one option.

Banks can only offer their own products.
Mortgage brokers compare multiple lenders to find a loan that actually suits your situation — not just what’s sitting on the shelf.

And sometimes that difference isn’t small…
it can be thousands over the life of your loan 👀

Moral of the story?
Don’t let your first conversation be your final decision.

06/05/2026

Rates have gone up again 📈 (thanks Reserve Bank of Australia)… and I know a lot of families are starting to feel the pinch.

But before you panic or start cutting out everything you enjoy, here are a few actually useful ways to ease the pressure:

👉 Call your bank and ask for a rate review
(You don’t get rewarded for loyalty… but you do get results for asking)

👉 Check your subscriptions
If you forgot you had it, it probably shouldn’t be billing you

👉 Make your offset account your best friend
Every dollar in there is quietly reducing your interest

👉 Review your bills
Internet, insurance, phone… they all creep up over time

Little tweaks can make a bigger difference than you think 💸

And if you’re not sure whether your rate is still competitive, I’m always happy to take a look and give you a straight answer. No pressure, just clarity.

Send me a message if you want help 👍

04/05/2026

Uncertainty leads to fear…
But in the property market, fear can quietly create opportunity.

Right now across Victoria, a lot of buyers are sitting on the sidelines.
They’re waiting to see what happens with interest rates, watching the news, and hoping for a clearer signal before making a move.

And that hesitation makes sense.

But here’s what’s happening underneath all of that noise:

The market in parts of Melbourne is shifting.
Homes are taking a little longer to sell.
Buyers aren’t competing as aggressively.
And sellers are becoming more open to negotiation.

That’s what a buyer’s market starts to look like.

It doesn’t feel obvious. It doesn’t come with headlines saying “now’s the time.”
It shows up quietly… in the form of more choice, more time, and more leverage.

This isn’t about rushing into anything.
It’s about understanding the conditions and recognising where opportunities might exist if you’re in a position to act.

If you’ve been sitting back waiting for certainty, it might be worth taking a closer look at what’s actually happening on the ground right now.

Not financial advice — just real-world insights from a mortgage broker working with buyers across Victoria every day.

If you want to chat about your situation, feel free to reach out.

14/03/2026

A message came through recently that really stuck with me.

A woman reached out saying she was looking for a non-judgmental mortgage broker. Someone who would support her in buying a unit on her own… not someone who would tell her she needed to get married first.

And honestly, that made me a little sad.

Your relationship status isn’t a lending policy.

People buy homes in all sorts of situations. Single, divorced, partnered, starting again, or buying their very first place later in life. My job isn’t to judge anyone’s life choices. My job is simply to help you understand your options and guide you through the process.

If you’ve ever hesitated to speak to a broker because you were worried about being judged, please know there are people in this industry who genuinely just want to help.

Everyone deserves support when they’re trying to build a home for themselves. 🏡

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Dandenong, VIC

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Monday 9am - 8pm
Tuesday 9am - 8pm
Wednesday 9am - 8pm
Thursday 9am - 8pm
Friday 9am - 8pm
Saturday 11am - 3pm

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