Ron Terrazas - Mortgage Broker

Home
Australia
Perth, WA
Ron Terrazas - Mortgage Broker

DM for expert advice | Envíame un mensaje para asesoramiento

Spanish/English Mortgage Broker
17+ years helping families in Australia with home loans & refinancing.
17+ años ayudando a familias en Australia con préstamos y refinanciamiento.

07/10/2026

The Perth property market is changing. | El mercado inmobiliario de Perth está cambiando.
Whether you're looking to buy your first home or your next investment property, the market may be changing — but one thing hasn't:
The numbers need to work for YOU.
Your borrowing capacity, deposit or equity, repayments and choice of lender can all affect what you can realistically do.
You don't need to be ready to buy today. Sometimes the best first step is simply understanding where you stand and what your options are.

Si estás pensando en comprar tu primera vivienda o tu próxima propiedad de inversión, antes de tomar una decisión es importante conocer tus números.
Tu capacidad de endeudamiento, depósito o equity, pagos mensuales y el banco que elijas pueden hacer una gran diferencia.
No necesitas estar listo para comprar hoy. Podemos revisar tu situación y ayudarte a entender qué opciones tienes y cómo prepararte.
📩 Send me a DM | Envíame un mensaje
Ron Terrazas | Mortgage Broker

📍 Perth based | Australia-wide

🇦🇺 English | 🇨🇱 Español

27/09/2026

Great night at the Latino Women's Awards Australia, New Zealand and Dubai . Thank you for the invitation.

26/09/2026

Thank you Latino Women's Awards Australia, New Zealand and Dubai

10/09/2026

R U Okay Day 2026.

11/08/2026

The RBA has kept the cash rate at 4.35%.

This brings short-term stability, but your current home loan may not be the most competitive.

Book a quick call via the link in my bio (En Español también 😉) If you haven’t reviewed your mortgage recently, now is a good time to check your options.

Buying, refinancing or investing? I can help.

24/06/2026

Great to attend the Bankwest Curtin Economics Centre event today, discussing the future of WA's resources sector and the broader economic outlook.

As a mortgage broker, it's important to stay informed about the economic trends that influence interest rates, employment, property markets, and lending conditions.
Understanding the bigger picture helps me provide better guidance to my clients when making some of the biggest financial decisions of their lives.

22/06/2026

Has investing in property become more difficult?

With recent discussions and changes around negative gearing and property investment, many Australians are wondering whether investing in property still makes sense.

The good news is that negative gearing has never been the only strategy available to property investors.

Many homeowners have built significant equity in their owner-occupied property over the years. Depending on your circumstances, that equity may be able to help you take the next step into property investment, even in a changing market.

Every situation is different, but there may be opportunities available that you haven't considered.

Whether you're:
✅ Looking to purchase your first investment property
✅ Wondering how much equity you have available
✅ Exploring ways to build long-term wealth through property
✅ Unsure how recent changes affect your plans

I'm happy to help you understand your options and create a strategy that suits your goals.

Book a quick call through the link in my profile, or send me a message to start the conversation.

English and Spanish service available.
Australia-wide.

16/06/2026

Interest Rates Remain on Hold

The Reserve Bank of Australia has decided to keep the cash rate unchanged today.

While this is welcome news for many borrowers, it's still a good opportunity to review your home loan and make sure you're getting a competitive deal.

Whether you're buying your first home, refinancing, or simply wanting to understand your options, I'm here to help.

Book a quick call through the link in my bio.

10/06/2026

Still paying rent?

Many people think they need a 20% deposit to buy their first home.

The reality is that eligible buyers may be able to purchase with as little as 5% deposit and access government support programs and still avoiding having to pay Lenders Mortgage Insurance (LMI).

If you've been wondering whether home ownership is closer than you think, let's have a chat.

First Home Buyer Programs Potential LMI exemptions
English & Spanish support
Australia-wide service

Book a free appointment through the link in my bio.

Address

Perth, WA

Website

http://bit.ly/TalkWithRon

Alerts

Be the first to know and let us send you an email when Ron Terrazas - Mortgage Broker posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Ron Terrazas - Mortgage Broker:

Nashi Finance

Want your business to be the top-listed finance company in Perth?