West Aussie Home & Investment Loans

West Aussie Home & Investment Loans Passionate about your financial wellbeing and long term property goals.

🐶 The price of loyalty has doubled 🐶⁣⁣Get this: the average monthly home loan repayment amount has almost doubled in the...
20/10/2025

🐶 The price of loyalty has doubled 🐶⁣
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Get this: the average monthly home loan repayment amount has almost doubled in the last ten years.⁣
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It's gone up from $2,214 in 2015 to $4,383 in 2025, in no small part due to rising property values. 📈⁣
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Similarly, the potential interest savings on refinancing has more than doubled to $373 per month, according to Mozo.⁣
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That’s a potential saving of $4,400 each year - just from switching to a new lender.⁣
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Contact us to find out if you could save on interest each month. 👇⁣
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To find out more, DM us or contact Sanjoy on:

☎️ – 0421 541 260
💻 – [email protected]

💪 Why it might be time to revisit your borrowing power 💪⁣⁣A lot has happened since you might've last checked how much yo...
15/10/2025

💪 Why it might be time to revisit your borrowing power 💪⁣
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A lot has happened since you might've last checked how much you could borrow, including:⁣
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✅ Interest rates have fallen⁣
✅ Stage 3 tax cuts have kicked in⁣
✅ Wages are up (have you got a pay rise?)⁣
✅ Lenders can now overlook HECS-HELP debts.⁣
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Long story short, your borrowing power may now be higher than it was in the past.⁣
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Get in touch to find out if your borrowing power has changed. 👇⁣
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To find out more, DM us or contact Sanjoy on:

☎️ – 0421 541 260
💻 – [email protected]

🏡 What makes up the dream Australian home these days? 🏡⁣⁣Backyards or bedrooms – what home features matter most? 🤔⁣⁣A su...
13/10/2025

🏡 What makes up the dream Australian home these days? 🏡⁣
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Backyards or bedrooms – what home features matter most? 🤔⁣
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A survey by Compare the Market shows Australians put multiple bedrooms (39%) at the top of their must have list, followed by decent air con/heating (37%) and a backyard (25%).⁣
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But it’s the other end of the list that was a real surprise for us. 😮⁣
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Only 7% of Australians really want a backyard pool.⁣
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Other less desirable features include a balcony (8%), full-size laundry (6%) and a carport (5%).⁣
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What matters is that you sort the ‘must-haves’ from the non-essentials for your ideal home. ⁣
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Talk to us to fine-tune your home-buying budget with the loan that matches your needs. 👇⁣
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To find out more, DM us or contact Sanjoy on:

☎️ – 0421 541 260
💻 – [email protected]

📚 Could your home fund your kid's education? 📚⁣⁣Homes near sought-after public schools can command 6-figure price premiu...
08/10/2025

📚 Could your home fund your kid's education? 📚⁣
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Homes near sought-after public schools can command 6-figure price premiums.⁣
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But paying that extra premium can still be cheaper than private school fees, according to Cotality. 😅⁣
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Your home and loan could help with school costs in other ways, though, including:⁣
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1. An offset account could let you save for your kids' schooling while you save on home loan interest.⁣
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2. You could tap into your home equity by refinancing.⁣
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3. You could rentvest: buy an investment property in a more affordable area and rent in your desired school catchment area.⁣
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Talk to us about ways to let your bright spark get a great education. 👇⁣
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To find out more, DM us or contact Sanjoy on:

☎️ – 0421 541 260
💻 – [email protected]

🧐 The trap 1 in 2 first home buyers fall into 🧐⁣⁣Ouch! Almost half of first-time buyers paid more for their place than t...
06/10/2025

🧐 The trap 1 in 2 first home buyers fall into 🧐⁣
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Ouch! Almost half of first-time buyers paid more for their place than they budgeted, says Finder.⁣
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Even a small budget blowout can hurt your hip pocket. 🙃⁣
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Spend $50,000 over a $500,000 budget, and you could add more than $3,500 to your annual home loan repayments.⁣
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Sure, high home prices are making it tough to stick with a budget.⁣
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But knowing your borrowing capacity - or getting home loan pre-approval - could help. 👍⁣
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It could help set a line in the sand for your borrowing limit.⁣
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Talk to us to know your borrowing power. It could help firm up your buying budget. 👇⁣
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To find out more, DM us or contact Sanjoy on:

☎️ – 0421 541 260
💻 – [email protected]

💪 Give yourself a competitive edge this spring property season 💪⁣⁣Spring is a peak season for property, and lower rates ...
01/10/2025

💪 Give yourself a competitive edge this spring property season 💪⁣
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Spring is a peak season for property, and lower rates mean buyers will be out in force.⁣
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Give yourself a competitive edge with these three steps. 👇⁣
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First, talk to us to know your borrowing power.⁣
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Next, consider home loan pre-approval. It could let you make a strong offer when the right property comes along.⁣
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Finally, build a team of specialists. 😁⁣
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We can put you in touch with conveyancers, buyers agents, and building inspectors to help you move sooner when the right place comes along.⁣
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It may help you beat other buyers to your dream home for time-sensitive sales. ⏳⁣
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To find out more, DM us or contact Sanjoy on:

☎️ – 0421 541 260
💻 – [email protected]

😮 Skipping pre-approval sees 1-in-10 first home buyers miss out 😮⁣⁣It’s not unusual for first home buyers to miss out on...
29/09/2025

😮 Skipping pre-approval sees 1-in-10 first home buyers miss out 😮⁣
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It’s not unusual for first home buyers to miss out on their dream property.⁣
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A Finder survey shows 3 in 5 have been beaten to homes – often because they’re outbid by another buyer.⁣
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But over one in ten (11%) have lost out because they didn’t have home loan pre-approval. 🤔⁣
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Pre-approval could allow you to act faster, and negotiate (or bid) with confidence knowing you have the green light for a loan.⁣
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It can also give first home buyers a competitive edge for time-sensitive property sales. ⏳⁣
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Call us to know how pre-approval can help seal the deal and beat other buyers to the punch. 👇⁣
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To find out more, DM us or contact Sanjoy on:

☎️ – 0421 541 260
💻 – [email protected]

📚 Good news for university grads buying their first home 📚⁣⁣Some banks are beginning to overlook student debt in their b...
24/09/2025

📚 Good news for university grads buying their first home 📚⁣
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Some banks are beginning to overlook student debt in their borrowing capacity calculations.⁣
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CommBank is excluding HELP debt if you can pay off the balance within 12 months, and apply a lower buffer for those due to repay within five years.⁣
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NAB, meanwhile, says student debt below $20,000 won’t affect borrowing power. 💪⁣
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More lenders are expected to come on board. ⁣
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Contact us to find out if your borrowing power may have changed. 👇⁣
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To find out more, DM us or contact Sanjoy on:

☎️ – 0421 541 260
💻 – [email protected]

☀️ Now’s the time to consider a summer home make-over ☀️⁣⁣Summer might still be months away, but now is a good time to s...
22/09/2025

☀️ Now’s the time to consider a summer home make-over ☀️⁣
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Summer might still be months away, but now is a good time to start preparing for higher temps.⁣
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Low-cost renovations like installing new air con or insulation, or just adding French doors that keep the cool air flowing, can keep your place comfy.⁣
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Or maybe you’re keen to add a back deck or solar panels? ☀️⁣
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Your home could even help pay for it all.⁣
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From a simple refresh to a full renovation, talk to us about how home equity could fund renovations that add value and comfort to your place. 👇⁣
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To find out more, DM us or contact Sanjoy on:

☎️ – 0421 541 260
💻 – [email protected]

👨‍🔧 How to get a home loan if you’re self-employed 👨‍🔧⁣⁣Over 2 million Australians are living the dream of self-employme...
17/09/2025

👨‍🔧 How to get a home loan if you’re self-employed 👨‍🔧⁣
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Over 2 million Australians are living the dream of self-employment.⁣
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While working for yourself can make it harder to land a home loan, don’t let that deter you. 🤜 🤛⁣
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Westpac reports a 30% rise in home loans to self-employed borrowers.⁣
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So it can be done.⁣
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You usually need proof of income spanning several years, though 1-year income assessment options have become available.⁣
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The main thing is to talk to us. 📞⁣
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Because we strongly believe that running your own show shouldn't stop you from getting a place of your own. 👇⁣
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To find out more, DM us or contact Sanjoy on:

☎️ – 0421 541 260
💻 – [email protected]

Can't help but beam with pride when we get a review like this one! Thanks Alex! ❤️
15/09/2025

Can't help but beam with pride when we get a review like this one! Thanks Alex! ❤️

📈 House prices predicted to rise 6% nationally 📈⁣⁣Looks like the property market isn’t about to take a breather anytime ...
15/09/2025

📈 House prices predicted to rise 6% nationally 📈⁣
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Looks like the property market isn’t about to take a breather anytime soon.⁣
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Domain is forecasting house prices to climb 6% this financial year. 😮⁣
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Lower interest rates plus a housing shortage are behind the expected price hikes.⁣
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It might not sound like much, but a 6% rise on a $1.3 million house is an extra $78,000. 😬⁣
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That could make it worth considering bringing forward your home-buying plans.⁣
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Contact us to find out if you’re home loan ready right now. 👇⁣
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To find out more, DM us or contact Sanjoy on:

☎️ – 0421 541 260
💻 – [email protected]

Address

Duncraig, WA

Telephone

+61421541260

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