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03/11/2026

🚨 BREAKING NEWS | RBA CASH RATE INCREASE! 📈

The Reserve Bank of Australia (RBA) has announced a 0.25 percentage point increase to the official cash rate, bringing it to 4.85% as of 3 November 2026.

🏡 What does this mean for your home loan?

An increase in the cash rate may lead lenders to adjust their variable home loan interest rates, potentially affecting monthly repayments.

💡 Now could be a good time to review your current home loan and explore your options.

At VH Finance, we're here to help you understand what these changes could mean for your financial situation.

📲 Speak with our team today!

📞 0412 223 390
📧 [email protected]
🌐 www.vhfinance.com.au

Changes to individual home loan rates depend on lender decisions and loan terms.

02/11/2026

🏡💰 Could Your Savings Help Reduce Your Home Loan Interest?

An offset account could be a smart way to make your money work harder!

Here's how it works 👇

Imagine you have:
🏠 Home Loan: $750,000
💚 Offset Account Balance: $50,000
📉 Interest Calculated On: $700,000

By keeping money in an eligible offset account linked to your home loan, you can reduce the balance on which interest is calculated, potentially saving thousands in interest over time!

At VH Finance, we're here to help you understand your loan options and find a solution that suits your financial goals. 💙

📲 Want to know if an offset account is right for you? Let's talk!

📞 0412 223 390
📧 [email protected]
🌐 www.vhfinance.com.au

Example is for illustrative purposes only and assumes a 100% offset account. Savings depend on your loan structure, interest rate, fees and offset balance.

31/10/2026

🏡 Life Changes. Your Home Loan Shouldn't Be Left Behind!

A new job, growing family, changing income or shifting financial priorities can all be good reasons to review your existing home loan.

The loan that suited you a few years ago might not be the best fit for your circumstances today.

At VH Finance, we can help you:

✅ Review your current interest rate and repayments.
✅ Explore refinancing opportunities.
✅ Compare loan features and available options.
✅ Assess whether your home loan still aligns with your financial goals.

💚 A simple home loan review could help you make more informed financial decisions.

📞 0412 223 390
📧 [email protected]
🌐 www.vhfinance.com.au

29/10/2026

🏡 Self-Employed? Your Homeownership Goals Are Still Within Reach!

Running your own business shouldn't mean putting your property goals on hold.

When you're self-employed, lenders may assess your income differently, considering factors such as business financials, tax returns and income consistency.

At VH Finance, we help self-employed individuals understand their borrowing options, prepare the right documentation and explore suitable home loan solutions. 💚

💬 Let's find a finance solution that works for your circumstances.

📞 0412 223 390
📧 [email protected]
🌐 www.vhfinance.com.au

29/10/2026

🏡 Found Your Dream Home? Make Sure Your Finances Are Ready Too!

Buying your first home is an exciting milestone, but understanding your financial position before you start house hunting can make all the difference.

Here are a few important things to consider:

✅ Know your savings and available deposit.
✅ Understand your borrowing capacity.
✅ Explore potential loan repayments and affordability.
✅ Check what first home buyer support you may be eligible for.

At VH Finance, we help you navigate your home loan options, understand your financial position and take the next step towards homeownership with confidence. 💚

🔑 Your homeownership journey starts with the right financial guidance.

📞 0412 223 390
📧 [email protected]
🌐 www.vhfinance.com.au

27/10/2026

🏡 More Than Finance. It’s a Step Forward.

Every property journey begins with the right guidance, a clear understanding of your finances, and confidence in your options.

At VH Finance, we’re here to help you navigate your finance journey and take the next step towards your property goals. 💚

💬 Let’s explore your options together!

📞 0412 223 390
📧 [email protected]
🌐 www.vhfinance.com.au

24/10/2026

🏡 Your Income Isn't the Only Factor in Your Borrowing Power! 💰

Earning a good income doesn't always mean you can borrow more.

Lenders look at several factors when assessing your borrowing capacity, including:

✅ Your income and employment
✅ Existing loans and debts
✅ Credit card limits
✅ Everyday living expenses

Understanding these factors can help you make smarter financial decisions before applying for a home loan.

At VH Finance, we're here to help you understand your borrowing position and explore suitable loan options. 💚

📞 0412 223 390
📧 [email protected]
🌐 www.vhfinance.com.au

04/10/2026

A beautiful day spent together as one Vision Homes family! ☀️🍖💙
Our Family BBQ Day brought together the teams from Vision Homes Real Estate, VH Finance, and Vision Homes Property Management for an afternoon of great food, laughter, conversations, and quality time outside of the office.
Days like this are a great reminder that behind every property journey, finance solution, and management service is a team of people who genuinely enjoy working together and supporting one another.
A big thank you to everyone who joined us and helped make the day such a memorable one. Here’s to stronger connections, great teamwork, and many more moments together! 🏡✨

04/10/2026

Vision homes family BBQ Day 🍗🍗🍗

29/09/2026

Your salary is only one part of the picture when it comes to understanding your borrowing position. 🏡
Lenders may also consider your regular expenses, existing debts, deposit, credit history and individual circumstances.
That’s why every situation is different, and understanding the full picture can make the finance journey much clearer.
Talk to VH Finance about your position and the options that may be available to you.

Address

1 Haengabell Close, Bracken Ridge
Brisbane, QLD
4017

Telephone

+61412223390

Website

http://www.vhfinance.com.au/

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