Fast Track Home Loans

20/05/2026

🎉 Celebrating Jess! 🎉
Today marks 2 years since Jess re-joined the team, and we couldn’t be more grateful to have her with us. Her dedication, positivity and commitment to our clients and team never go unnoticed.
Thank you, Jess, for everything you do—we’re so glad you’re part of the Fast Track family 💙

19/05/2026

With all the talk about negative gearing changes, here’s the key point 👇
✅ Commercial property isn’t impacted in the same way as residential property. Legitimate commercial property expenses remain deductible, and lending rules are different.
What we’re seeing right now:
🏭 More conversations about commerical property investment
🏦 More competition between banks & non‑banks
📊 Greater focus on cash flow, lease terms & tenant quality
🏢 How Fast Track Home Loans can help
We help business owners and investors navigate lender options, structure the right finance and secure competitive commercial loan solutions.
Thinking about buying, refinancing or expanding?
📞 Talk to the Fast Track Home Loans team.

15/05/2026

💛 International Day of Families | 15 May 💛
Families are the foundation of our communities — and they come in all shapes and sizes. Whether it’s the family you’re born into or the one you build at work, strong connections support wellbeing, balance, and stability.

At Fast Track Home Loans, we’re proud of the team we’ve built — a supportive, diverse, and hardworking family that understands the juggle of work, life, and everything in between.

Because when families thrive, communities thrive — and that’s something worth celebrating.

14/05/2026

Capital gains tax is getting a refresh — and it’s about how gains are calculated, not when tax is paid.
From 1 July 2027, the current 50% CGT discount will be replaced by:
📈 Inflation‑adjusted cost base indexation, so tax applies to real gains
⚖️ A 30% minimum tax on capital gains, ensuring gains aren’t taxed at much lower rates than income from work
🏠 The family home remains exempt, small business CGT concessions are unchanged, and transitional rules apply for assets owned before the changes begin — with no tax impact until an asset is sold.
Investment decisions are long‑term, so understanding how these changes work is key.
At Fast Track Home Loans, we help you understand how broader policy changes connect to lending, structure and future planning — working alongside your accountant or adviser so there’s clarity at every stage.

13/05/2026

Negative gearing rules are changing—but not overnight.
From 1 July 2027:
🏗️ New builds can still be negatively geared
🏠 Existing properties purchased prior to 12 May 2026 are protected
📅 Losses may be carried forward rather than offset wages
If you’re thinking about investing, understanding timing and structure is more important than ever.
Fast Track Home Loans works alongside your adviser to help you plan ahead.

12/05/2026

The Federal Budget is out—and there’s been plenty of talk about tax changes.
The Government has announced reforms to negative gearing, capital gains tax and discretionary trusts.

What’s important?
✅ Existing property owners are largely protected
✅ New builds remain incentivised
✅ First home buyers are a key focus

At Fast Track Home Loans, we help you understand how policy changes fit into your lending journey—without the jargon.

12/05/2026

06/05/2026

“To fix, or not to fix? That is the question.”
Whether ’tis wiser to lock thy rate in stone,
Or ride the waves of change as markets roam…
Fixed or Variable?
There’s no universal “right” answer —
Only the one that best suits thy goals, thy cash flow, and thy peace of mind.
Clarity comes not from guessing,
But from understanding how each path doth work.
At Fast Track Home Loans, we help you weigh the options,
So thou may’st choose with confidence — not confusion.
📩 Let us talk rates, risks and real‑world scenarios —
Before the plot thickens.

04/05/2026

Happy Labour Day (for Queensland)!
If you’re working casually or on contract, it’s worth knowing:
your employment type alone doesn’t rule out a home loan.
What often matters more is income consistency, history and how it’s assessed.
Getting clarity early can save time, stress and unnecessary roadblocks.
That’s where Fast Track Home Loans can help.

01/05/2026

Self-employed and wondering if you can still get a home loan?
You’re not alone. While the process can look different, being self-employed doesn’t automatically rule you out.
What matters is how your income and structure are assessed — and having someone who knows where to start.

30/04/2026

Home loans aren’t one‑size‑fits‑all anymore — and that’s okay.
Variable income, contracts and self‑employment are common.
Knowing which lender policies suit your income matters.
That’s where Fast Track Home Loans brokers focus — understanding the full picture, not avoiding the complexity.