PierPoint Lending

01/09/2026

📣 The September Sandgate Guide is OUT NOW! 🌸

Spring has arrived — and so has your latest edition of the Sandgate Guide, packed with local stories, community news and plenty of inspiration for the month ahead.

💙 Inside the September edition:
👨‍👧‍👦 Ideas for making the most of Father’s Day
☀️ Loads of things to do during the September school holidays
📖 Great local stories from around our community
📅 Local events
🛍️ Plus, plenty of fantastic local businesses to discover and support

Pick up your FREE copy from stands around the community and see what’s happening locally this September.

Keep an eye out for that familiar Sandgate Guide cover! 👀

💙 Local stories. Local businesses. Local community.

28/08/2026

It is a strange moment to be watching the mortgage market. On one hand, lenders are cutting rates and chasing new customers harder than they have in years. On the other, three of the big four banks have just told their own customers to brace for a rate rise. Both things are true at once, and if that feels contradictory, you are not imagining it. At PierPoint Lending, we think it is worth unpacking what is actually going on, because it changes the calculation for anyone weighing up a new loan, a refinance, or whether to lock in a fixed rate.

On one hand, lenders are cutting rates and chasing new customers. On the other, three of the big four banks are predicting a rate rise.

21/08/2026

Life rarely stays still long enough for a loan to sit still with it. You might get a promotion, welcome a new baby, change jobs, go through a separation, or start working for yourself. Each of these moments matters in its own right, but each one also has a direct effect on your finances that many borrowers do not think to check until it becomes a problem, or a missed opportunity.

Life rarely stays still long enough for a loan to sit still with it. You might get a promotion, welcome a new baby, change jobs, go through a separation, or start working for yourself.

18/08/2026

If you’ve been putting off a decision on your own home or your next investment property because of the negative gearing changes announced in the May 2026 Federal Budget, it is worth reading on before you rule anything out.

13/08/2026

A few weeks ago, a client called us the way most people do when their fixed rate is coming up for renewal: a little uncertain, a little worried, and not entirely sure what happens next. It is one of the most common conversations we have at PierPoint Lending.

A large number of Australians locked in a fixed rate home loan over the past few years, and a great many of those terms are ending in the months ahead.

11/08/2026

How A Bridging Loan Could Get You Into Your Next Home Sooner.

Many Brisbane homeowners don't realise you can now buy your next home before selling, often with no repayments required during the transition. Find out how it works with PierPoint Lending.

09/08/2026

Self-Employed Home Loans Brisbane: Expert Lending Solutions for Complex Income Situations

Self-employed or have complex income? PierPoint Lending helps Brisbane clients compare specialist lenders and structure suitable home loan options.

08/08/2026

Are You Paying the Mortgage Loyalty Tax?

If you have not looked closely at your home loan rate in the past year or two, there is a good chance you are paying more than you need to.

07/08/2026

The Refinancing Myth Costing Homeowners Money in 2026

A stalled market doesn't mean a stalled opportunity. Here's why now could the right time to review and refinance your loan.

04/08/2026

Have the 2025 Changes to the First Home Buyer Deposit Scheme Passed You By?

If you spent the past few years assuming you needed a 20 per cent deposit to buy your first home, it is worth taking another look.