360 Mortgage Solutions

360 Mortgage Solutions 🏡 360 Mortgage Solutions helps first home buyers navigate the journey with confidence.

Being a boutique brokerage means we have the time to get to know you, your individual circumstances and learn what’s important to you. The relationships we build are important to us as it ensures you receive the best loan package aligned with your goals. We offer ongoing support, advice and up to date information so we can assist you not just now, but in the future as your plans and needs change.

We can also recommend ways to set up all your banking, so you get the best added value available when you take out your loan. We look forward to getting to know more about you and tailoring a banking package to save you money, contact us today.

☕💸 Small things really can have a BIG impact!Here’s a little food for thought: what if you swapped your Sunday brunch ou...
08/06/2026

☕💸 Small things really can have a BIG impact!

Here’s a little food for thought: what if you swapped your Sunday brunch out for a home-cooked breakfast… and popped that $25 into your super instead?

Meet Cameron, age 30: 👉 He’s decided to skip his weekly $25 café breakfast and put that $25/week ($1,300 p.a.) into his super as an after-tax contribution.

👉 By the time he turns 60, that simple habit could grow to a whopping **$53,776.**¹ 💥

All from one small weekly choice! 🚀

Imagine what other small savings could do for YOUR future. Check out this great example of Cameron from our friends at AMP 👇 👉 https://www.amp.com.au/superannuation/contribute -item-2665581f56-tab

💬 The takeaway? It’s not about huge sacrifices — it’s about little habits that stack up!

06/06/2026

There’s something special about the days that don’t need to be rushed.

The days where you can slow down, breathe a little deeper, and appreciate the simple things that often get lost in the busyness of life.

What a privilege it is to have moments like these, to pause, reflect, and be present instead of always chasing the next thing.

A gentle reminder that not every day needs to be productive to be valuable. Sometimes the most meaningful days are the ones where we simply enjoy where we are.

✨ Slow down.
✨ Soak it in.
✨ Life is happening now.

💬 Just because no one taught you about finance… doesn’t mean you can’t master it now. 🙌It’s never too late to start lear...
05/06/2026

💬 Just because no one taught you about finance… doesn’t mean you can’t master it now. 🙌

It’s never too late to start learning: ✅ You don’t need a finance degree ✅ No question is too “silly” ✅ You’re not “behind” — you’re just starting where you are

I love helping my clients: 🌟 Understand their home loans 🌟 Build better money habits 🌟 Feel CONFIDENT making big financial decisions

If you were never taught this stuff — you’re in good company. Most of us weren’t! But it’s never too old or too young to learn — and I’m here to guide you through it.

📚 Let’s start where you are. Together.

⚡🚗 Buying an EV? Here’s a fun fact you might not know!When it comes to valuing an electric vehicle, it's NOT about the k...
04/06/2026

⚡🚗 Buying an EV? Here’s a fun fact you might not know!

When it comes to valuing an electric vehicle, it's NOT about the kilometres travelled like traditional cars. 🚘 👉 It’s ALL about the condition of the battery 🔋 — because the battery is the most valuable (and expensive!) part of an EV.

If you’re buying a second-hand EV: ✅ Always ask for a battery health certificate ✅ Check how many charge cycles it’s had ✅ Verify remaining battery warranty

Why? A car with “low kms” but an old or worn battery might cost you BIG on repairs or replacements.

💡 Handy tip: Some lenders are now offering special finance for EVs — if you're curious, I can help you explore options!

03/06/2026

When someone asks, “Can you quickly tell me how much deposit I need?” 😂

My brain trying to calculate:
✔️ Purchase price
✔️ Deposit
✔️ LMI
✔️ Stamp duty
✔️ Grants
✔️ Borrowing power

🎵🎶🎵 AAAAAAAHHHHHHHHH 🤣

Repeat After Me: It’s NOT about the rate! 🏡💰Yes, we love a sharp rate! 📉 But here’s the thing: Getting a loan is about f...
02/06/2026

Repeat After Me: It’s NOT about the rate! 🏡💰

Yes, we love a sharp rate! 📉 But here’s the thing: Getting a loan is about finding the RIGHT match — like a perfect long-term relationship 💑, not just a one-night stand! 😄

Here’s what we really consider when helping you find the right loan: ✅ Your goals — are you planning renovations, debt consolidation, investment? ✅ Your life stage — growing family, career change, retirement?

✅ Your income type — PAYG, self-employed, contract? ✅ Your property plans — future upgrades or sales? ✅ Bank policy quirks — yes, they all have different “personalities” 😉

💬 In short: it’s matchmaking — your financial needs with the right lender. A lower rate is great, but a mismatch could cause more stress long term.

If you'd like to chat about whether you're ready for a better match, let’s talk. Your dream lender might be out there! 💌

02/06/2026

“Conditional approval” is one of the most misunderstood terms in the home loan process.

A lot of people think a conditional approval means the bank has only done a quick computer check. In reality, that depends on the lender.

At 360 Mortgage Solutions, when we tell you that your loan has been conditionally approved, it generally means a credit assessor has already reviewed your application and supporting documents.

The assessor is happy with the application overall but has requested a few additional items or conditions to be satisfied before they can issue a formal approval.

These conditions might include things like:
✅ Updated payslips
✅ Confirmation of savings
✅ A satisfactory valuation
✅ Additional information about a liability or account

While it’s not the final approval just yet, it’s usually a significant step forward in the process and a great sign that your application is progressing well.

Every lender is different, which is why having a broker guide you through each stage can make the process much less stressful.

Have questions about the home loan process? Send us a message, we’re always happy to help. 😊

30/05/2026

If you never try, you’ll never know.

The biggest regrets often come from the opportunities we didn’t take, not the mistakes we made along the way.

Whether it’s buying your first home, starting a business, changing careers, or chasing a goal that feels a little out of reach, the first step is always the hardest.

You don’t need all the answers before you begin. You just need the courage to take the next step.

What if it works out better than you imagined? ✨

💡 Quote of the day“Do not save what is left after spending, but spend what is left after saving.” — Warren BuffettA gent...
29/05/2026

💡 Quote of the day

“Do not save what is left after spending, but spend what is left after saving.” — Warren Buffett

A gentle reminder that wealth building starts with intention — not whatever happens to be left over.

💰 Prioritise saving 📊 Set the strategy 🏡 Spend with purpose 📈 Build the future you actually want

It’s not about restriction.

It’s about creating choices, confidence and a future you’re proud of.

Got a HECS/HELP debt that’s holding back your borrowing power?Good news — some lenders assess HELP debt differently, whi...
28/05/2026

Got a HECS/HELP debt that’s holding back your borrowing power?

Good news — some lenders assess HELP debt differently, which may improve your borrowing capacity. 💪🏡

This can be a game-changer for:

🏡 First home buyers 📈 Upsizers 🔁 Refinancers 🎓 Borrowers with student debt 💰 Clients trying to maximise borrowing power

HELP debt does not automatically stop you from getting a home loan, but the way a lender assesses it can make a big difference.

💬 Want to see how this could work for you?

DM me or get in touch — let’s explore your options.

Address

Brisbane, QLD

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 8pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm
Saturday 9am - 5pm

Telephone

+61412862811

Website

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