Preferred Private Lending

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Australia
Brisbane, QLD
Preferred Private Lending

Directors & Principal Lenders:
Jamie Currie - 0401 360 713
Mark Crofts - 0429 900 836

Jamie and Mark have a combined 45 years in Financial Services to provide more tailored solutions for their valued clients to help them achieve their financial goals. Preferred Private Lending supports client’s financial aspirations by providing up to date market information and helping them navigate the ever changing lending market.

30/07/2026

There is a bit happening in 2026…
• The Federal Budget
• Interest rates
• Inflation
• Wars overseas
• The economy
All of this can make it seem like things are a little uncertain & that’s where we can help provide clarity on what this can mean for your loan & your situation.

27/07/2026

What’s the most important thing to you?
1 - How much do you need to borrow?
2 - What features do you actually need?
3 - What's the most competitive rate available?
There is no right or wrong answer but the order matters!

Most people ask about the interest rate first & that's understandable.
But when we help clients choose a loan, we usually work through these questions to work out what is the most important.

For example, the cheapest lender might not let you borrow enough or they might not offer the features you need, like multiple offsets, construction lending or the flexibility to access equity down the track.

Once we know the loan amount and the features that are important to you, we can then focus on finding the most competitive rate from the lenders that actually suit your situation.

Getting those priorities in the right order can make a big difference to which loans are available and which one is the best fit for you.

23/07/2026

Will interest rates go up or down?
It's probably the question we're asked the most.
The honest answer is... Nobody knows.

Economists, The Banks, The RBA all have their forecasts.
Sometimes they all agree & sometimes they all get it wrong.

That's why we don't make decisions based purely on where we think interest rates are heading.
Instead, we look at your situation.
If rates fall, what does that mean for you?
If they stay the same, are you still comfortable?
If they rise, can your budget handle it?

A good home loan shouldn't only work if rates move the way everyone hopes they will. It should still work if they don't.

22/07/2026

"I've been with my bank for 20 years, they'll look after me."
Sometimes they do, but plenty of the time they don't.

Banks spend a lot of money trying to win new customers & if you are looking at refinancing or buying, that can work in your favour but unfortunately existing customers can get left behind.

We are not saying everyone needs refinance. Far from it.

But we do think it's worth reviewing your loan regularly to make sure you're still getting a competitive deal.

Sometimes we work with clients & simply get to say, "You're already in a great spot." We love that, it means you aren't leaving money on the table and you're well positioned for whatever comes next.

Other times, a quick review works out that we can save you thousands over the life of the loan!

02/07/2026

Our job isn't simply comparing lenders.
We help you:
✔ Understand your options
✔ Structure your lending correctly
✔ Negotiate with lenders
✔ Manage the process
✔ Review your loan long after settlement
Because great lending is about relationships—not transactions.

29/06/2026

The right investment loan isn't just about borrowing money.
It's about creating flexibility for the future.
We'll help you structure your lending to support:
✔ Future purchases
✔ Cash flow
✔ Long-term wealth creation

25/06/2026

Many buyers wait for the "perfect time."
But while you're waiting:
• Property prices may change
• Interest rates move
• Your borrowing capacity changes
Sometimes the right time isn't perfect...
It's prepared.

22/06/2026

There are more options available than many buyers realise.
Depending on your circumstances you may be eligible for:
✔ Government schemes
✔ Stamp duty concessions
✔ Low deposit options
✔ Family guarantee solutions
We'll explain every option in plain English.

18/06/2026

The market has changed significantly over the past year.
Many lenders have adjusted pricing.
Some customers have become eligible for much sharper discounts.
If your lender hasn't proactively contacted you...
It may be time to ask why.

14/06/2026

There isn't one answer that suits everyone.
The right choice depends on:
• Your cash flow
• Your future plans
• Risk tolerance
• How long you'll own the property
Sometimes fixed is best.
Sometimes variable wins.
Sometimes a split loan is the smarter move.
Let's work through it together.

Address

Brisbane, QLD
4000

Website

https://preferredprivatelending.com.au/contact/

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