10/02/2026
Seller concessions can do more than just help with closing costs.
Depending on the loan program and how your financing is structured, they may be used toward a temporary 2-1 buydown, eligible closing costs and prepaids, or even a permanent rate buydown.
The best option really depends on your timeline, cash needed at closing, and long-term goals.
If you’re getting ready to make an offer, reach out to me before you write it. We can compare the options and see what may make the most sense for your situation.
Disclosure: Seller concessions are subject to loan program limits, eligible costs, transaction structure, and underwriting approval. Rates, terms, and availability are subject to change. Applicant subject to credit and underwriting approval. Not all applicants will qualify. Central Bank NMLS #407985. Member FDIC. Equal Housing Lender.
