Tatyana Osenniy - NMLS# 1574807 - Central Bank

06/08/2026

Think you need perfect credit or a large down payment to buy a home? Not always. An FHA loan may be worth exploring for eligible buyers looking for a more accessible path to homeownership.

With lower down payment options and flexible qualification guidelines, FHA financing can be a strong solution depending on your goals and circumstances.

Let’s talk through your options: https://www.centralbank.net/tatyanaosenniy/

Member FDIC | NMLS # 407985 | Equal Housing Lender

06/03/2026

Thinking about buying a home this summer? You're in luck—June is the perfect month to turn your dreams into reality!

Message me today to get started!🏠

Member FDIC | NMLS # 407985 | Equal Housing Lender

06/02/2026

Had a great time visiting Keller Williams Springfield with Nicole Miller and Leah Young and spending time with a team that has made a tremendous impact on our local market!

Real estate is a team sport, and successful transactions happen when Realtors, lenders, title companies, inspectors, and other professionals work together toward a common goal—helping families achieve homeownership.

As mortgage originators, we love supporting our Realtor partners by providing guidance, solutions, and a smooth financing experience for their clients. Strong partnerships create better outcomes for everyone involved.

Thank you for the opportunity to connect and collaborate. We’re proud to support our local real estate community!

06/02/2026

Welcome to the team Jonathan! 🥳

Please join us in welcoming Jonathan Gonzalez to the Central Bank of the Ozarks mortgage team!

Jonathan brings over 10 years of experience in banking and consumer lending. Whether clients are looking to refinance, consolidate debt, or access funds for life’s next chapter, he is committed to delivering personalized loan solutions tailored to each borrower’s unique needs.

Outside of the office, Jonathan enjoys traveling and spending quality time with his wife and daughter, and he is a passionate football fan.

We’re excited to have Jonathan on the mortgage team and look forward to seeing him continue to serve this community.

06/02/2026

Are you self-employed and dreaming of homeownership? You can absolutely secure a mortgage, but be prepared for stricter standards. Here’s what you need to know!

Want to dive deeper into the requirements and tips? Read our full article here: https://www.centralbank.net/learning-center/homeownership/buying/how-you-can-get-a-mortgage-if-you-are-self-employed/
Member FDIC | NMLS # 407985 | Equal Housing Lender

06/01/2026

Congrats on your closing John O'Haro!

Huge thank you to my awesome borrower, Mathew, for trusting me through the home loan process—congrats on your new home! 🎉🏡

Also a big shoutout to Fidelity Title Agency for a smooth and seamless closing. It truly takes a great team to get to the finish line, and I appreciate the partnership every step of the way!

If you or someone you know is thinking about buying or refinancing, I’d love to help make it happen!
John O'Haro | Mortgage Loan Officer| NMLS # 991565
Member FDIC | NMLS # 407985 | Equal Housing Lender

05/26/2026

Not every renovation adds real value. Some updates simply improve appearance, while others can make a meaningful difference when it’s time to sell.

Projects that often hold value well include kitchens, bathrooms, fresh paint, updated flooring, and curb appeal improvements. But one of the biggest factors people overlook is how those upgrades are funded.

Many homeowners are exploring ways to use the equity they’ve built for strategic improvements rather than pulling directly from savings. When the right project and the right financing approach align, it can create long-term value.

Because it’s not only what you upgrade—it’s how you position the investment. 🏡

To read more, head to our Learning Center: https://www.centralbank.net/learning-center/homeownership/investing/some-renovation-projects-are-better-than-others-at-recouping-costs/

Market conditions vary by location, price range, and property type, and are subject to change. For informational purposes only and not a commitment to lend or guarantee of loan approval.

Member FDIC | NMLS # 407985 | Equal Housing Lender

05/25/2026

Memorial Day 🦅 Today, we remember the courageous men and women who made the ultimate sacrifice for our country.

05/25/2026

Higher rates don’t always mean fewer options. A temporary buydown may help lower your rate for an initial period, which can reduce early monthly payments for qualified borrowers.

Programs, eligibility, and seller/builder contributions vary based on transaction structure and loan type. The best strategy depends on your goals, timeline, and overall financial picture.

If you’d like to explore what options may fit your situation, reach out anytime. 🏡https://www.centralbank.net/tatyanaosenniy/

Member FDIC | NMLS # 407985 | Equal Housing Lender

05/21/2026

Thank you Melanie Stinnet and Convoy of Hope for hosting such an incredible Heart of SGF Women gathering.

It’s always inspiring to see what can happen when women come together to encourage one another and make an impact both near and far. Grateful for the conversations, connections, and shared heart for community.