Leah Young - NMLS# 1965148 - Central Bank

Leah Young - NMLS# 1965148 - Central Bank My goal is to make sure my clients are informed to ensure a more enjoyable home buying experience. I work with Conventional, VA, FHA, & USDA loans.

I am a Mortgage Loan Officer, with over 15 years of experience in the real estate and lending industry. NMLS # - 1965148

To the fathers who inspire us to reach for our dreams, we salute you! 💙Comment with a pic of you and your dad below!
06/21/2026

To the fathers who inspire us to reach for our dreams, we salute you! 💙Comment with a pic of you and your dad below!

In honor of Juneteenth our offices are closed today. For any inquiries, please call or email me, and I’ll get back to yo...
06/19/2026

In honor of Juneteenth our offices are closed today. For any inquiries, please call or email me, and I’ll get back to you promptly.

06/18/2026

A changing market calls for creative solutions. One option some buyers are exploring is a temporary rate buydown—designed to lower the interest rate for an introductory period on eligible loans.

In certain transactions, seller or builder concessions may be used toward the buydown cost, subject to guidelines and approval.

Every scenario is different, which is why personalized guidance matters.

Member FDIC | NMLS # 407985 | Equal Housing Lender

06/16/2026

Open houses are exciting — especially in the summer.

But before you fall in love with the kitchen, make sure you are looking at the full picture: estimated monthly payment, taxes, insurance, HOA dues, commute, and your overall comfort level.

Your Realtor can help you evaluate the home and offer strategy, and your lender can help you understand the financing side.

Walk in excited. Walk in prepared.

For informational purposes only. Not a commitment to lend. Loan approval and terms are subject to credit approval, program guidelines, and underwriting.

Member FDIC | NMLS # 407985 | Equal Housing Lender

Seller concessions can be a helpful tool for buyers in certain situations.Depending on the loan program and transaction ...
06/11/2026

Seller concessions can be a helpful tool for buyers in certain situations.

Depending on the loan program and transaction details, seller concessions may be used toward eligible costs such as closing costs, prepaid items, or a temporary rate buydown.

This can sometimes help reduce the amount a buyer needs upfront or support a payment strategy during the early part of the loan.

Because concession limits and guidelines vary by loan type, it’s important to talk through the numbers before making an offer.

Learn more or get in touch here: https://www.centralbank.net/leahyoung/

For informational purposes only. Loan approval, terms, costs, and concession limits are subject to borrower qualifications, program guidelines, property eligibility, credit approval, and underwriting.

Member FDIC | NMLS # 407985 | Equal Housing Lender

06/06/2026

We can’t have a content day and not have a little fun!

Every loan is different, but there are definitely a few things mortgage lenders say more than once.

Think you need perfect credit or a large down payment to buy a home? Not always. An FHA loan may be worth exploring for ...
06/04/2026

Think you need perfect credit or a large down payment to buy a home? Not always. An FHA loan may be worth exploring for eligible buyers looking for a more accessible path to homeownership.

With lower down payment options and flexible qualification guidelines, FHA financing can be a strong solution depending on your goals and circumstances.

Let’s talk through your options!

Member FDIC | NMLS # 407985 | Equal Housing Lender

June is National Homeownership Month 🏡A great reminder that buying a home does not start with the open house — it starts...
06/02/2026

June is National Homeownership Month 🏡

A great reminder that buying a home does not start with the open house — it starts with clarity.

Before you start house hunting, make sure you understand your monthly payment, cash to close, loan options, and overall comfort level.

The goal is not just to buy a home.
The goal is to buy a home with confidence.

Thinking about buying this year? Start with the numbers first. https://www.centralbank.net/learning-center/homeownership/buying/

For informational purposes only. Not a commitment to lend or extend credit. Loan approval, terms, rates, down payment, and closing costs are subject to borrower qualifications, program guidelines, property eligibility, and underwriting approval.

Member FDIC | NMLS # 407985 | Equal Housing Lender

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3333 S. National Avenue
Springfield, MO
65807

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