Zach Salzman, NMLS: 1993234

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United States
Scottsdale, AZ
Zach Salzman, NMLS: 1993234

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🏠 Mortgage Professional | Helping You Achieve Your Homeownership Dreams 🏡
AZ, CA, CO, NC, VA, WA Welcome to my page!
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I'm Zach Salzman, a dedicated and experienced Mortgage Professional with a passion for helping individuals and families turn their dream of homeownership into a reality. 🏠

With multiple years of industry expertise, I specialize in providing personalized mortgage solutions tailored to your unique needs and financial goals. Whether you're a first-time homebuyer, looking to refinance, or seeking investment property financing, I'm here to guide you every step of the way. My commitment to exceptional customer service means that I'll take the time to understand your specific needs and explain the mortgage process in clear and simple terms. I'll work closely with you to explore various loan options, secure competitive rates, and navigate through the paperwork to ensure a smooth and stress-free experience. As your trusted mortgage advisor, I prioritize transparency, integrity, and open communication. I believe that an informed borrower is an empowered one, so I'll keep you informed throughout the entire process, providing regular updates and answering any questions you may have. Join me on this journey towards homeownership by following my page. I'll be sharing valuable insights, industry news, and tips to help you make informed decisions about your mortgage. Don't hesitate to reach out for a free consultation or any mortgage-related inquiries. Let's make your dream of owning a home a reality together! 🏡💪

10/30/2026

Another one funded in Phoenix!

Congratulations to my client, Ahmed! Thank you for trusting me with your financing. I appreciate the opportunity to help you take this next step.

A big thank you to the entire team for your hard work, communication, and attention to detail throughout the process. Getting to closing takes a team, and I’m grateful for everyone who played a part.

Thinking about buying? DM me “HOME” and let’s talk through your next steps.

📲 602-540-3974
Zach Salzman | UMe Home Loans | NMLS #1993234

10/27/2026

One of the reasons I’ve chosen to stay in the mortgage industry is the life it’s helped me build for my family. I can’t always answer the phone when my son calls, but this career has given me the flexibility to spend meaningful time with my family!

I’m also grateful that I get to help other families become homeowners and find a place to create memories of their own.

If buying a home is on your mind, shoot me a message. I’d be happy to help you explore your options.

📲 602-540-3974
📧 [email protected]
NMLS #1993234

10/23/2026

I make it a priority to communicate clearly, give honest answers, and look out for my clients throughout the process. Brandan, thank you for the kind words and the trust! I appreciate you! 👊

Have questions about getting a mortgage? Let's talk!

📲 602.540.3974
📧 [email protected]
NMLS #1993234

10/21/2026

Let me call 2021 real quick 😂📞

There are actually some options we can explore for a lower rate!

With an assumable loan, eligible buyers may be able to take over a seller’s existing mortgage and its interest rate. There are qualifications and upfront costs to consider, but it could be worth exploring.

Have questions? Just shoot me a message!

10/13/2026

If I were buying my first home, here's exactly what I'd do... 👇

1. Figure out what I can comfortably afford.

Before looking at homes, I'd sit down and figure out what monthly payment actually works for my budget. Just because you're approved for a certain amount doesn't mean you have to spend it.

2. Talk to a lender early.

I'd want to know what loan options are available, what my estimated payment could look like, and how much money I'd need upfront. The earlier you have this conversation, the better prepared you'll be.

3. Get preapproved before house hunting.

I'd get my finances reviewed before falling in love with a house. That way, I'd have a clearer idea of my buying power and could move forward when the right home comes along.

4. Find a realtor who knows the market.

I'd work with someone who communicates, understands the local market, and has my best interests in mind. Having the right people in your corner makes a difference.

5. Understand the costs beyond the mortgage.

Property taxes, homeowners insurance, closing costs, and maintenance can add up. I'd want to understand the full picture before making a decision.

6. Ask questions. Lots of them.

You aren't expected to know everything about buying a home. That's why you work with professionals who can walk you through the process.

Buying your first home is a big decision, and being prepared can make the experience a whole lot easier.

Thinking about buying your first home? Shoot me a message! I’d be happy to walk you through the process and help you figure out where to start. 🏡

10/12/2026

Consider this the conversation I’d have with anyone just starting their career in the mortgage business. A few lessons I’ve learned along the way that I wish I knew sooner.

If you work in mortgage or real estate, what advice would you add?

10/09/2026

Working hard matters to me. So does putting the phone down, being present, and making time for them while they still want to hang out with Dad!

Hope everyone has a great weekend!

10/07/2026

Back to clearing conditions. 😂

10/02/2026

It’s crazy how fast this year has flown by. It’s been a busy one, and I realized I haven’t shared many of the homes we’ve funded lately.

Here are a few we got done back in June and July.

I genuinely love what I do. I’ve met some great people through this business, built relationships I probably never would have otherwise, and most importantly, I get to help people buy homes.

Buying a home can feel overwhelming, especially when you’re trying to figure out financing, paperwork, timelines, and everything else that comes with it.

You shouldn’t feel confused about what’s happening with your loan or what comes next. I’ll walk you through it, answer your questions, and keep you updated along the way. Thank you to my clients and realtor partners who make this industry worthwhile!

Thinking of buying and not sure where to start? Give me a call!

📲 602.540.3974
📧 [email protected]

09/30/2026

If your lender can’t handle your sense of humor, find a new lender. 😂

📲 602.540.3974
📧 [email protected]

Address

Scottsdale, AZ
85260

Telephone

+16025403974

Website

https://www.experience.com/reviews/ZachS, https://calendly.com/zsalzman/30min, http://www.ApplyZach.com/

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