What are the opening hours?

Monday 8:30am - 5:30pm Tuesday 8:30am - 5:30pm Wednesday 8:30am - 5:30pm Thursday 8:30am - 5:30pm Friday 8:30am - 5:30pm

Jeff Bochsler - Branch Manager/SVP of Mortgage Lending - NMLS #770636

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Jeff Bochsler - Branch Manager/SVP of Mortgage Lending - NMLS #770636

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As Branch Manager & SVP of Rate NMLS #2611, I’m committed to offering customized mortgage solutions, top-tier service, and competitive rates.

Licensed in CA, WA, OR, AZ, TX, FL, CO, NJ, PA, NV, TN, NY, VA, MD, CT, ID, NE, & AR Jeff Bochsler - NMLS # 770636 Guaranteed Rate - NMLS # 2611

I am the Branch Manager/SVP of Mortgage Lending at Guaranteed Rate - https://www.Rate.com/JeffBochsler

We proudly and regularly serve those in the LGBTQ community. You are welcome here. Description: Guaranteed Rate has helped over 100,000 people with Life's Biggest Purchase (TM). With 115 offices and full service solution in 47 states, we assist customers the way they choose - face-to-face, over the phone, or online – and funded over $23 billion of loans in 2016. Guaranteed Rate, Inc. makes no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability with respect to the information, products, services, or related graphics contained in/on this website for any purpose and will not be liable for any loss or damage (direct, indirect or consequential) arising from the use of the same. Any reliance you place on such information is strictly at your own risk. The thoughts, opinions and/or views expressed herein are the sole responsibility and product of their respective author(s). https://www.guaranteedrate.com/disclaimer.php, https://www.guaranteedrate.com/licensing.php. Mission: Guaranteed Rate's mission is to Revolutionize Life's Biggest Purchase (TM) by offering home owners:

(1) a low rate home loan with no hidden fees
(2) a simple to understand process
(3) caring customer guidance from friendly experts
(4) choice of interaction - face-to-face, over the phone or online, and
(5) respectful, consultative assistance. We'd love to help you with Life's Biggest Purchase (TM) too! CORPORATE DESCRIPTOR:
Guaranteed Rate, Inc. DBA Rate NMLS 2611
3940 N. Ravenswood Ave., Chicago, IL 60613
(866) 934-7283 • rate.com
Equal Housing Lender
For licensing information, go to www.nmlsconsumeraccess.org
www.rate.com/licensing • www.rate.com/privacy
AZ: Arizona Mortgage Banker License #0907078
CA: Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act
CO: Regulated by the Division of Real Estate
NJ: Licensed by the N.J. Department of Banking and Insurance
NY: Licensed Mortgage Banker - NYS Department of Financial Services, 750 Lexington Ave. Suite 2010, New York, New York 10022 Doing business in New York as Guaranteed Rate, Inc. OR: Licensed and Regulated by the Department of Consumer and Business Services
PA: Licensed by the Pennsylvania Department of Banking and Securities
TX: https://www.rate.com/texas-consumers-how-to-file-complaint
WA: MLO 770636

11/03/2026

If you are shopping for a home and preparing to make an offer, you have to watch this because negotiating a lower purchase price isn’t necessarily the best way to save money.

Seller credits, closing costs, repairs, and timing can all play a role in the deal you ultimately get.

The right strategy depends on your financing and your financial goals.

Are you negotiating for the biggest discount or the smartest overall deal?

Hi, I’m Jeff Bochsler with Rate! Your trusted home finance advisor with over 20 years of experience. Let’s get you home!

11/03/2026

Let’s normalize what today’s interest rates actually look like as a monthly mortgage payment.

Rates may sound scary, but the real question is: How does the monthly payment feel?

Every Monday, we’ll break down the numbers and put them into perspective so you can better understand what today’s market means for your monthly budget and your homebuying goals.

We’re using the idfpr.Illinois.gov Basic Mortgage Payment Calculator and Average 30 Year Conforming and 30 Year Jumbo fixed rates on Mortgage News Daily on 11/2/2026.

Mortgage News Daily (MND) calculates its daily average mortgage rates by aggregating actual wholesale, correspondent, and retail lender rate offerings. The index assumes a top-tier baseline scenario using a 75% LTV (Loan-to-Value) and a 780 FICO score, adjusts for upfront discount points, and excludes loss-leaders, outliers, and originator compensation

These rates cannot be guaranteed by Rate.

Information provided is for educational purposes only. It should not be construed as financial or legal advice or instruction. Guaranteed Rate does not guarantee or assume liability for the accuracy, completeness or timelines of the information. You should conduct additional research before making any mortgage related decisions.

11/02/2026

If you have an adjustable rate mortgage and haven’t looked at your loan terms lately, you have to watch this because your next rate adjustment could affect your monthly payment more than you expect.

There are specific dates, limits, and calculations that determine what happens next, and knowing your options ahead of time can make all the difference.

Do you know exactly when your mortgage adjusts?

Hi, I’m Jeff Bochsler with Rate! Your trusted home finance advisor with over 20 years of experience. Let’s get you home!

10/31/2026

FED FAILS TO WIN COSTUME CONTEST. RATES IMPROVE ON AI BETS.

October 30 Newsletter

The only mortgage newsletter that realtors regularly read and share.

10/29/2026

The Fed just made one thing clear: mortgage rates may not be coming down anytime soon.

If you’re planning to buy, sell, refinance, or simply waiting for mortgage rates to drop, you need to understand what today’s Fed decision really means for your buying power.

The surprising part?

Even when the Fed holds rates steady, mortgage rates can still move in the opposite direction of what you expect.

Watch to find out what could happen next and how to position yourself in today’s market.

Hi, I’m Jeff Bochsler with Rate! Your trusted home finance advisor with over 20 years of experience. Let’s get you home!

10/27/2026

Still shopping with the payment estimate you got months ago? It might be time for an update.

Anyone house hunting, preparing to make an offer, or wondering if changing mortgage rates could affect their buying power needs to watch this.

Your original preapproval might not tell the whole story anymore. Here’s what you need to check before your next move.

Your preapproval gave you a starting point, but does your monthly payment still make sense today?

Mortgage rates change, and so can the numbers behind your homebuying budget.

Before you make an offer, make sure you know what your payment could actually look like, including taxes, insurance, and other costs.

DM me “REFRESH” today, and let’s review your mortgage options and update your payment estimate before you make your next move.

Hi, I’m Jeff Bochsler with Rate! Your trusted home finance advisor with over 20 years of experience. Let’s get you home!

10/26/2026

The tech stocks in your newsfeed and your future mortgage payment might have more in common than you think.

Before you let the latest Wall Street headlines change your plans, there’s a connection between the stock market and mortgage rates you might not expect. Here’s what it could mean for your next move.

Ready to see what today’s mortgage rates could mean for your budget? Message me “PAYMENT” and let’s review your home financing options together.

Hi, I’m Jeff Bochsler with Rate! Your trusted home finance advisor with over 20 years of experience. Let’s get you home!

10/24/2026

RATES DOWN ‑ A SECOND THANK YOU NOTE DESERVED FOR AI COMPANIES.

October 23 Newsletter

The only mortgage newsletter that realtors regularly read and share.

10/20/2026

Who should watch this? Buyers who are waiting for the Fed to make its next move before deciding whether to purchase a home.

What the Fed does matters, but there’s another piece of the puzzle that many buyers overlook.

Hi, I’m Jeff Bochsler with Rate! Your trusted home finance advisor with over 20 years of experience. Let’s get you home!

10/20/2026

FED RAISES RATES. YET MORTGAGE RATES FLATTEN.

September 18 Newsletter

The only mortgage newsletter that realtors regularly read and share.

Address

Santa Barbara, CA
93101

Opening Hours

Monday	8:30am - 5:30pm
Tuesday	8:30am - 5:30pm
Wednesday	8:30am - 5:30pm
Thursday	8:30am - 5:30pm
Friday	8:30am - 5:30pm

Website

https://www.rate.com/jeffbochsler, https://www.rate.com/privacy, http://www.nmlsconsumeraccess.org/, http://www.rate.com

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