Jeff Bochsler - Branch Manager/SVP of Mortgage Lending - NMLS #770636

Jeff Bochsler - Branch Manager/SVP of Mortgage Lending - NMLS #770636 As Branch Manager & SVP of Rate NMLS #2611, I’m committed to offering customized mortgage solutions, top-tier service, and competitive rates.

Licensed in CA, WA, OR, AZ, TX, FL, CO, NJ, PA, NV, TN, NY, VA, MD, CT, ID, NE, & AR Jeff Bochsler - NMLS # 770636 Guaranteed Rate - NMLS # 2611

I am the Branch Manager/SVP of Mortgage Lending at Guaranteed Rate - https://www.Rate.com/JeffBochsler

We proudly and regularly serve those in the LGBTQ community. You are welcome here. Description: Guaranteed Rate has helped over 100,000 people with Life's Biggest Purchase (TM). With 115 offices and full service solution in 47 states, we assist customers the way they choose - face-to-face, over the phone, or online – and funded over $23 billion of loans in 2016. Guaranteed Rate, Inc. makes no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability with respect to the information, products, services, or related graphics contained in/on this website for any purpose and will not be liable for any loss or damage (direct, indirect or consequential) arising from the use of the same. Any reliance you place on such information is strictly at your own risk. The thoughts, opinions and/or views expressed herein are the sole responsibility and product of their respective author(s). https://www.guaranteedrate.com/disclaimer.php, https://www.guaranteedrate.com/licensing.php. Mission: Guaranteed Rate's mission is to Revolutionize Life's Biggest Purchase (TM) by offering home owners:

(1) a low rate home loan with no hidden fees
(2) a simple to understand process
(3) caring customer guidance from friendly experts
(4) choice of interaction - face-to-face, over the phone or online, and
(5) respectful, consultative assistance. We'd love to help you with Life's Biggest Purchase (TM) too! CORPORATE DESCRIPTOR:
Guaranteed Rate, Inc. DBA Rate NMLS 2611
3940 N. Ravenswood Ave., Chicago, IL 60613
(866) 934-7283 • rate.com
Equal Housing Lender
For licensing information, go to www.nmlsconsumeraccess.org
www.rate.com/licensing • www.rate.com/privacy
AZ: Arizona Mortgage Banker License #0907078
CA: Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act
CO: Regulated by the Division of Real Estate
NJ: Licensed by the N.J. Department of Banking and Insurance
NY: Licensed Mortgage Banker - NYS Department of Financial Services, 750 Lexington Ave. Suite 2010, New York, New York 10022 Doing business in New York as Guaranteed Rate, Inc. OR: Licensed and Regulated by the Department of Consumer and Business Services
PA: Licensed by the Pennsylvania Department of Banking and Securities
TX: https://www.rate.com/texas-consumers-how-to-file-complaint
WA: MLO 770636

09/15/2026

Fed Tension: The Fed’s move tomorrow could affect what happens to mortgage rates next.

Here’s what you need to know.

I’m Jeff Bochsler with Rate! Your trusted home finance advisor with over 20 years of experience. Let’s get you home!

09/15/2026

If you’re planning to buy a home in the next 6 to 12 months, the month you choose could have a much bigger impact on your bottom line than you think. Watch this before you pick your timeline.

Hi, I’m Jeff Bochsler with Rate! Your trusted home finance advisor with over 20 years of experience. Let’s get you home!

09/08/2026

If you’re thinking about buying a home in Santa Barbara, this reel could change when you decide to start looking.

The numbers from the past 23 years reveal a seasonal pattern that most buyers may not be paying attention to. Watch before you assume spring is the best time to buy.

Hi, I’m Jeff Bochsler with Rate! Your trusted home finance advisor with over 20 years of experience. Let’s get you home!

09/05/2026

If you’re waiting for rates to drop before making a move, this update explains why today’s stronger than expected jobs report could keep rates elevated and what that may mean for your monthly payment, timing, and decision to lock.

It’s especially useful if you’re planning to buy or refinance within the next 30 to 60 days.

If you’re new here, I’m Jeff Bochsler with Rate! Your trusted home finance advisor with over 20 years of experience. Let’s get you home!





09/03/2026

If you’re thinking about buying a home but have been waiting because of your credit score, you’ll want to watch this.

The number you’re seeing in your favorite credit app may not be the number your mortgage lender actually uses.

And the difference could change how you think about your timeline. 👀

Hi, I’m Jeff Bochsler with Rate! Your trusted home finance advisor with over 20 years of experience. Let’s get you home!

09/01/2026

If you’re thinking about buying a home, refinancing, selling, or simply waiting for mortgage rates to come down, watch this before making your next move.

The housing market is sending some mixed signals right now, and what happens with mortgage rates over the next few weeks could be more important than you think.

Hi, I’m Jeff Bochsler with Rate! Your trusted home finance advisor with over 20 years of experience. Let’s get you home!

08/31/2026

If you own a home, are thinking about buying one, or are simply wondering why the economy can feel “great” on the headlines while so many people are struggling, this video is for you.

The K shaped economy explains why two people can live in the exact same economy and have completely different financial realities.

And once you understand what is happening at the top and bottom of the K, you may look at housing, debt, wages, and wealth very differently.

Hi, I’m Jeff Bochsler with Rate! Your trusted home finance advisor with over 20 years of experience. Let’s get you home!

08/27/2026

Six Year Rule

If you’re renting right now, thinking about buying your first home, or wondering whether you’ll stay in your next home long enough for buying to make financial sense, this is worth watching.

The six year number might surprise you, but the bigger question is what it means for your timeline, your market, and your financial goals.

Before you assume renting is smarter or buying is better, watch this.

Hi, I’m Jeff Bochsler with Rate! Your trusted home finance advisor with over 20 years of experience. Let’s get you home!

08/27/2026

If you’re planning to buy a home, refinance, or simply want to understand where mortgage rates could be headed, this video is important.

Today’s PCE report shows why inflation can be so difficult to bring down and why even small changes in inflation and bond yields can affect the mortgage rates lenders offer.

Understanding these economic signals can help you make a more informed decision about when to move and whether waiting could actually help or hurt your specific situation.

Hi, I’m Jeff Bochsler with Rate! Your trusted home finance advisor with over 20 years of experience. Let’s get you home!

RealEstate

08/25/2026

If you’re thinking about buying a home in 2026, this housing market update is one you need to watch because the numbers tell a much more interesting story than the headlines.

Pending home sales are slowing seasonally, but 2026 home sales are still running ahead of 2024 and 2025, so what does that mean for home prices and mortgage rates heading into 2027?

The bigger question may not be whether the housing market gets hotter or stays flat, but what happens with inflation, oil prices, the Federal Reserve and mortgage rates.

If you’re planning to buy a home and your time horizon is 7 to 10 years, the answer may be very different than if you’re trying to time the perfect market.

Watch this before deciding whether waiting for lower mortgage rates is actually the smarter move.

Hi, I’m Jeff Bochsler with Rate! Your trusted home finance advisor with over 20 years of experience. Let’s get you home!

Address

Santa Barbara, CA
93101

Opening Hours

Monday 8:30am - 5:30pm
Tuesday 8:30am - 5:30pm
Wednesday 8:30am - 5:30pm
Thursday 8:30am - 5:30pm
Friday 8:30am - 5:30pm

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