Todd Hull at Draper and Kramer Mortgage Corp. NMLS 258825

09/12/2023

Americans have a love affair with credit cards. There are roughly 570 million credit card accounts in the country – equal to about two cards for every adult. However, despite this widespread prevalence, many Americans still believe one or more credit card myths. As a result, these people may be harming their credit scores, paying ...
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Todd Hull's Mortgage Report

Three out of four adults use credit cards, but myths persist about how these financial products work. Do you know the truth behind these common myths?

09/12/2023

5.0 star review received on Experience.com for Todd Hull by Steven L E - Very professional, good guidance along the whole lending journey. Thank you Todd.

Click to see all 30 reviews of Todd Hull, VP of Residential Lending NMLS 258825

09/11/2023

On Patriot Day, our nation remembers and honors the lives lost, the heroes who selflessly served and the resilience of our nation.

09/05/2023

If you’re paying for private mortgage insurance (PMI) on your home loan, you may qualify to remove it early. Since mortgage insurance only protects your loan servicer (the company you make your mortgage payments to) and not you, the sooner you can get rid of it and stop paying monthly premiums, the better. Here’s an ...
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Todd Hull's Mortgage Report

Insurance is often a good thing, but the sooner you can get rid of private mortgage insurance, the better. Learn about the options for early PMI removal.

09/04/2023

Happy Labor Day, from me and my team! Over this long weekend, we'd like to take a moment to recognize the dedication of America’s workers - shaping this great country into what it is today!

08/31/2023

First impressions can matter, and that’s true when it comes to your home as well. Whether you’re preparing to list your home for sale or you’re just looking to elevate its exterior appearance, there are simple steps you can take to boost your property’s curb appeal. Impress your neighbors and any potential buyers with these ...
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Todd Hull's Mortgage Report

Whether you’re planning to sell your home or just want to give it an exterior makeover, these tips can help elevate the curb appeal of your property.

08/28/2023

The benefits of homeownership are aplenty, but it's also a commitment. By understanding your responsibilities and planning for expenses ahead of time, you'll be better prepared when you find your dream home!

08/22/2023

Including kid-friendly features in your home’s outdoor spaces encourages children to unplug and enjoy the outdoors without having to leave your property. Whatever your home style is or the yard space available to you, check out these ideas for outdoor features that kids will love. Liven up your landscaping If you have kids or pets, ...
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Todd Hull's Mortgage Report

If you have kids and are looking for ways to keep them active and entertained, here are some fun features to consider for your home’s outdoor spaces.

08/21/2023

Considering the potential returns on your home purchase can pay off in the long run. Reach out to me to learn more!

08/15/2023

More than 43 million Americans have student loan debt, with the average borrower paying around $200/month. Student loans can open the door to a valuable education and a rewarding career, but carrying and paying off that debt can be a financial burden and a barrier to homeownership. While it can be more challenging to get ...
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Todd Hull's Mortgage Report

Even with student debt, homeownership is possible. Learn how those who have student loans can strengthen their qualifications to finance a home purchase.

08/14/2023

Ready to make the move from dreaming to owning? Let's talk about a financial game plan to help you become a proud homeowner! From setting a budget and building a down payment fund to exploring mortgage options, let's navigate this exciting journey together. Your dream home awaits – let's make it a reality!

Draper and Kramer Mortgage Corp. and its employees do not provide credit, financial planning, investment, tax, accounting or legal advice. This material has been prepared for general informational purposes only and is not intended to provide and should not be relied on for such advice. Do not act or refrain from acting on the basis of this material without first consulting a qualified professional for advice.

08/08/2023

It can be overwhelming to manage all your expenses and income without a dedicated plan. Creating and following a budget allows you to spend money with confidence without losing track of your financial goals. Follow these steps to develop and maintain a budget that aligns with your lifestyle and financial plans. Track your spending The ...
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Todd Hull's Mortgage Report

Do you know where your money is going? To track your finances, spend with less guilt and reach your goals sooner, check out this simple budget guide.