Sean Donner - Draper and Kramer Mortgage Corp. NMLS # 300773

01/31/2022

Today’s term is “cap”! When you choose an adjustable-rate mortgage (ARM), you’ll often receive an attractive introductory interest rate, but that rate – and your monthly payment – can change over the life of your loan. Caps give you peace of mind and help protect your budget by limiting how much your ARM rate is allowed to increase. To find out if you can benefit from an ARM, contact me today!

01/24/2022

We’re disclosing some facts about this term! Before you close on a mortgage, your lender is required to provide you with a closing disclosure (CD) at least three days before your closing. This document will contain the final details of your mortgage, such as loan terms and projected monthly payments and closing costs, so make sure to review it closely. Dreaming of closing on a new home? Contact me today to get started!

01/20/2022

If you’re thinking of renting this year, it’s important to keep in mind the true costs you’ll face. Contact me today with your home financing needs!

Are you one of the many renters thinking about where you’ll live the next time your lease is up?

01/18/2022

Have you changed the air filters in your home in the last one, two or three months? If not, it’s time to do so. Regularly replacing your air filters helps improve your home’s air quality, minimize your energy bills and extend the life of your HVAC systems. Whether you have a central HVAC setup, a ...
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Sean Donner's Mortgage Report

Change your home’s air filters regularly to enjoy better air quality, lower energy bills and longer lasting HVAC equipment.

01/17/2022

Dr. Martin Luther King, Jr.’s impact is still being felt 53 years after his passing. His foundational belief in accepting our neighbors, differences and all, will continue to inspire generations to come.

“The time is always right to do what is right.”

- Dr. Martin Luther King, Jr.

01/12/2022

Eventually, many homeowners face the same question: stay in the family home or downsize? Whether you’re an empty nester or simply want lower expenses and less upkeep, downsizing is a popular move for homeowners who are ready to simplify their living situations. Here are three questions to ask yourself to help ensure your downsize is ...
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Sean Donner's Mortgage Report

When it comes to your home, sometimes less is more. If you’re thinking about downsizing your living situation, here’s how to get started.

01/06/2022

The popular FHA loan now goes even further! That's because the Federal Housing Administration (FHA) has increased FHA loan limits for 2022. FHA loans offer a low 3.5% down payment minimum and flexible credit score requirements, and these increased limits allow qualified FHA borrowers to buy or refinance homes for larger amounts than before. To learn more or apply for home financing, contact me today!

01/04/2022

As a homeowner, it’s important to stay on top of your finances. This includes periodically checking to ensure that your current mortgage is still the right fit for you. If your goals or situation have changed or if better mortgage options have become available, it may be time to reassess your mortgage to see if ...
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Sean Donner's Mortgage Report

Have you had your annual mortgage check-up? A short chat could help you save money or achieve your goals sooner.

01/04/2022

As a homeowner, it’s important to stay on top of your finances. This includes periodically checking to ensure that your current mortgage is still the right fit for you. If your goals or situation have changed or if better mortgage options have become available, it may be time to reassess your mortgage to see if ...
Read more
Sean Donner's Mortgage Report

As a homeowner, it’s important to stay on top of your finances. This includes periodically checking to ensure that your current mortgage is still the

01/03/2022

We’ll help you understand the value of this week’s Mortgage Monday term – appraisal! After you apply for a mortgage, your lender will typically have a professional known as a home appraiser conduct an appraisal to estimate the home’s value by assessing the property and the recent sale prices of similar homes. If the home appraisal estimate justifies your loan amount, you’ll be one step closer to closing your loan. Contact me today to get a good value on your next home purchase or refinance!

01/01/2022

Cheers to 2022! I’m wishing you an extraordinary year filled with happy days, bright opportunities and good fortune.

If you or anyone you know is planning to buy a new home or refinance a current one in the new year, I’d love to help! Contact me today to get started.