What are the opening hours?

Monday 9am - 5pm Tuesday 9am - 5pm Wednesday 9am - 5pm Thursday 9am - 5pm Friday 9am - 5pm Saturday 9am - 5pm Sunday 9am - 5pm

Duane Irons NMLS: 1869786

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United States
San Jose, CA
Duane Irons NMLS: 1869786

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Let's turn your homeownership goals into a plan. Since 1999 I have been helping people with their mortgages. Duane Irons NMLS:1869786
Loan Factory Inc.

Buying or refinancing let's check out what options may be available for you today. NMLS: 320841 Need a personalized mortgage loan solution? Each Borrower has their own individual needs that require a unique and tailored solution. At JFK Financial, we work hard to insure that every Borrower is given the highest level of customer service possible. Please tell us about your specific needs. We are ready to delight you.

10/28/2026

Thinking about using family gift funds for your down payment? 🏡

It can be a fantastic option for eligible homebuyers, but the rules regarding donors, documentation, and usage vary depending on your loan program.

Drop a comment below or send me a direct message to see how gift funds might work for your situation!

For informational purposes only. Gift-fund requirements vary by loan program, lender, donor, property, and transaction. Not a commitment to lend.

Duane Irons | NMLS #1869786
Loan Factory | NMLS #320841

10/27/2026

Your home equity could give you the flexibility you need for upcoming expenses or new opportunities. 🏡

With our streamlined HELOC program, eligible homeowners can access an easy online application, flexible rate options, and personalized credit lines.

Interested in seeing what is available to you? Send me a message today to explore your options!

For informational purposes only. Not a commitment to lend.

Duane Irons | NMLS #1869786
Loan Factory | NMLS #320841

10/26/2026

Thinking about buying a home this fall? 🍁

Housing conditions shift throughout the year, and autumn often brings new dynamics to your local market. Before you start house hunting, let’s explore your financing options so you can make your move with confidence.

Send me a message today to discuss your goals!

Market conditions vary by location. For informational purposes only.

Duane Irons | NMLS #1869786
Loan Factory | NMLS #320841

10/23/2026

Myth busted: Getting pre-approved doesn’t mean you’re locked in with that lender! 💡

While a pre-approval is a great tool to estimate your buying power, you still have the flexibility to explore and compare loan options before choosing your final path.

Got questions about taking your next step? Send us a message today to get informed before you make your move!

Pre-approval is subject to verification, underwriting guidelines, and lender requirements. Not a commitment to lend.

Duane Irons | NMLS #1869786
Loan Factory | NMLS #320841

10/22/2026

Looking to grow your real estate portfolio without relying on personal tax returns? 📈

A DSCR loan focuses on your property’s rental cash flow to help you qualify, rather than traditional personal income. Since every investor scenario is unique, finding the right program structure is key to reaching your goals.

Reach out today to explore your DSCR loan options! 📩

Programs subject to guidelines. Not all borrowers will qualify.

Duane Irons | NMLS #1869786
Loan Factory | NMLS #320841

10/21/2026

Buying a home is an exciting journey, but understanding the mortgage process makes all the difference! Having a clear roadmap helps you feel confident every step of the way.

Here is what to expect:
✅ Getting pre-approved
🏡 House hunting
📄 Processing and underwriting
🔑 Closing day

Ready to start your homeownership journey? Send me a message today to get started!

Duane Irons | NMLS #1869786
Loan Factory | NMLS #320841

10/20/2026

Thinking about buying a home soon? 🏡

Before you start house hunting, taking time to understand your financing options can make all the difference! Knowing what you qualify for gives you a clear budget and the confidence to shop smart.

Let's discuss your goals and explore the right loan options for your needs. Send me a message today to get started!

Duane Irons | NMLS #1869786
Loan Factory | NMLS #320841

10/19/2026

What is your next big home goal? 🏡

Whether you are buying your first place, aiming for a lower monthly payment, or growing your investment portfolio, your financing should evolve as your goals change.

Tell us what you are working toward, and let us help you explore loan options tailored to your next move!

Duane Irons | NMLS #1869786
Loan Factory | NMLS #320841

10/16/2026

Did you know your home equity could give you more options? 🏠 Whether you are considering a HELOC or a reverse mortgage, accessing your equity depends on your age, property, and financial goals. Since each product comes with unique costs, repayment requirements, and long-term impacts, it is important to choose carefully.

Message me today and let's explore which options might fit your situation! 📩

For informational purposes only. Product availability, eligibility, rates, fees, terms, and requirements vary. Reverse mortgage borrowers must meet applicable program requirements. Not financial, tax, or legal advice. Not a commitment to lend.

Duane Irons | NMLS #1869786
Loan Factory | NMLS #320841

10/15/2026

How much do you really know about getting approved for a home loan? 🤔

Qualifying for a mortgage involves your whole financial picture—including your credit, income, debts, savings, and the property itself.

Think you know the answer? Drop A, B, C, or D in the comments below! 👇

Send me a message anytime if you want to explore how these factors impact your personal home financing options.

Duane Irons | NMLS #1869786
Loan Factory | NMLS #320841

Address

2195 Tully Road
San Jose, CA
95122

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm
Saturday	9am - 5pm
Sunday	9am - 5pm

Telephone

+17026843624

Website

https://www.loanfactory.com/duaneirons, http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/320841, https://www

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