Mortgage by Hoss

Mortgage by Hoss In the finance over a decay. and aim to give the best financial service possible to my clients

Self-Employed? You May Have More Mortgage Options Than You ThinkBeing self-employed doesn't always mean traditional inco...
06/08/2026

Self-Employed? You May Have More Mortgage Options Than You Think

Being self-employed doesn't always mean traditional income documentation is your only path to home financing. Depending on your situation, bank statement programs may allow income to be evaluated using eligible bank deposits instead of tax returns.

Whether you're a business owner, freelancer, entrepreneur, or independent contractor, there may be financing options designed for your unique income structure.

📩 Let's review your scenario and explore available mortgage solutions.

Program availability, qualification requirements, and loan terms vary. Not all borrowers will qualify. Subject to underwriting approval.



Hossein Nasrollahi | NMLS #2087371
Loan Factory | NMLS #320841

Dreaming of homeownership? Your first home might be closer than you think! Many assume a large down payment or perfect c...
06/08/2026

Dreaming of homeownership? Your first home might be closer than you think! Many assume a large down payment or perfect credit are required, but FHA loans can open doors for qualified borrowers, including many first-time homebuyers, with flexible requirements and low down payment options.

Ready to explore if an FHA loan is your path to owning a home? Let's chat about your home financing options and take that exciting next step together.

FHA loans are subject to borrower qualification, loan limits, and program requirements. Not all applicants will qualify.



Hossein Nasrollahi | NMLS #2087371
Loan Factory | NMLS #320841

Buy a Home with as Little as 3.5% DownFHA loans are designed to make homeownership more accessible, offering flexible cr...
06/05/2026

Buy a Home with as Little as 3.5% Down

FHA loans are designed to make homeownership more accessible, offering flexible credit guidelines and lower upfront costs for eligible borrowers. Program features may include lower down payment options, competitive interest rates, and the potential to use gift funds, subject to program rules and borrower qualification.

See If You Qualify

All loan programs are subject to credit, income, asset, and property approval. Terms and availability vary by borrower and location. Not all applicants will qualify.



Hossein Nasrollahi | NMLS #2087371
Loan Factory | NMLS #320841

Curious about mortgage pre-approvals? 🤔 Knowing the basics can make your homebuying journey smoother!Lenders check your ...
06/05/2026

Curious about mortgage pre-approvals? 🤔 Knowing the basics can make your homebuying journey smoother!

Lenders check your income, job stability, credit history, and savings to see if you qualify for a loan.

Want to test your knowledge or learn what you'll need to apply?
Comment your guess or send us a message! 💌

Pre-approval is subject to lender review and verification of borrower information. Loan approval is not guaranteed. Program guidelines apply.


Hossein Nasrollahi | NMLS #2087371
Loan Factory | NMLS #320841

Your VA Home Loan benefit is waiting! 🏡 You've served our country, and now it's time to unlock the advantages. VA loans ...
06/04/2026

Your VA Home Loan benefit is waiting! 🏡 You've served our country, and now it's time to unlock the advantages. VA loans are known for their flexible credit options, competitive interest, and the potential for no down payment. Let's explore your eligibility today!

Hossein Nasrollahi | NMLS #2087371
Loan Factory | NMLS #320841

Thinking a 30-year mortgage locks you in for the full term? Think again! 🏡 A mortgage term is just a repayment schedule...
06/03/2026

Thinking a 30-year mortgage locks you in for the full term? Think again! 🏡 A mortgage term is just a repayment schedule. Many homeowners pay theirs off sooner by making extra payments, refinancing, or selling their home. The right loan structure depends on your unique financial goals and plans. Ready to explore what works best for you? Let's chat about your mortgage options!

Hossein Nasrollahi | NMLS #2087371
Loan Factory | NMLS #320841

Self-Employed? You May Qualify Without Tax Returns*Owning a business, freelancing, or earning income outside a tradition...
06/03/2026

Self-Employed? You May Qualify Without Tax Returns*

Owning a business, freelancing, or earning income outside a traditional W-2 job doesn't mean homeownership is out of reach.

Bank statement loan programs can provide an alternative way to qualify, helping self-employed borrowers use their cash flow to pursue a home purchase or refinance.

If you've been told qualifying is difficult because of how you report income, it may be worth exploring your options.

📩 Message me today for a personalized review and see which loan programs may fit your situation.



*Eligibility and program requirements apply. All loans subject to approval.

Hossein Nasrollahi | NMLS #2087371
Loan Factory | NMLS #320841

🏡 Your Home, Your Style, Your FutureOne of the most exciting parts of homeownership is making a space truly your own. Wh...
06/02/2026

🏡 Your Home, Your Style, Your Future

One of the most exciting parts of homeownership is making a space truly your own. Whether you dream of a modern kitchen, a cozy living room, or the perfect home office, owning a home gives you the freedom to create a space that reflects your lifestyle.

If buying your first home is on your goal list, the right mortgage strategy can help you get there sooner than you think.

📩 Ready to explore your options? Let's talk about your homeownership goals today.



Hossein Nasrollahi | NMLS #2087371
Loan Factory | NMLS #320841

Thinking your monthly payment is the only mortgage number that matters? 🤔 Let's dive deeper! Loan term, total interest c...
06/01/2026

Thinking your monthly payment is the only mortgage number that matters? 🤔 Let's dive deeper! Loan term, total interest costs, and available programs all play a role in finding the right fit for your unique financial journey and future goals. Your mortgage should align with your aspirations, not just your immediate budget.

Have questions about optimizing your home financing? Let's chat about your options and build a smart strategy for your homeownership dreams.

Hossein Nasrollahi | NMLS #2087371
Loan Factory | NMLS #320841

Address

2195 Tully Road
San Jose, CA
95122

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 5pm

Telephone

+16303839504

Website

https://www.loanfactory.com/hosseinnasrollahi/disclosure, https://www.loa

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