Brian Braxton Loan Officer

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San Jose, CA
Brian Braxton Loan Officer

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Helping people achieve wealth through homeownership! 🏡💼 Mortgage Loan Officer (NMLS #2277041 | CO-NMLS #320841) serving MD, VA, DE, ME, VT, NC & FL.

Also offering business and commercial building funding nationwide. - www.brianmortgagesolutions.com I am a customer focused individual. I have experience as a real estate agent and life and health insurance agent. I also have experience as a fraud investigator. I used the skills I have developed in these professions to help find the right loan and ask the right questions to be able to find the loan product that will meet the needs of my customers. Loan Factory has these same core principles. Customer first, I look forward to finding the loan that will meet your needs and keep you and your realtor informed during the process. I work with homebuyers, Investors, New Constructions, and refinance. While I live and Frederick MD with my family, I am License in MD, VA, FL, ME, VT & NC

11/02/2026

Did you know your home equity could open up new financial possibilities? 🏡

Whether you are looking to renovate your home, consolidate debt, or cover major upcoming expenses, your available equity can be a powerful tool. The right choice depends on your unique goals and financial situation.

Send me a message today to explore what options might be available for you!

For informational purposes only. Not a commitment to lend.

Brian Braxton | NMLS #2277041
Loan Factory | NMLS #320841

11/01/2026

Good morning! Are you enjoying your extra hour today? ⏰
Clocks fell back overnight, which makes today a good time to check in on your home loan goals. Whether you’re buying, refinancing, or investing, it only takes a little time to see where you stand.
At Loan Factory, we shop 243 lenders to compare your options, from FHA, VA, and USDA to jumbo, bank statement, and DSCR loans. No pressure, just clear answers.
Let’s put that bonus hour to good use.
📞 (240) 731-6380
🔗 https://www.loanfactory.com/brianbraxton
Brian Braxton, Loan Officer | NMLS #2277041 | Loan Factory, Inc. NMLS #320841 | Equal Housing Lender

10/30/2026

Just because you qualify for a maximum loan amount doesn't mean it fits your actual monthly budget. Property taxes, insurance, HOA fees, and your personal savings goals all play a major role in what feels comfortable for you. 🏡

Planning to buy a home? Send me a message today and let's review your real numbers before you start shopping! 📩

For informational purposes only. Not a commitment to lend.

Brian Braxton | NMLS #2277041
Loan Factory | NMLS #320841

10/29/2026

Ready to expand your real estate portfolio? 🏠 DSCR financing focuses on whether a property’s rental income can support its debt obligations, offering less reliance on traditional personal-income documentation.

Looking at your next rental property? Send me a message with “DSCR” and let’s explore your options!

For informational purposes only. Not a commitment to lend.

Brian Braxton | NMLS #2277041
Loan Factory | NMLS #320841

10/28/2026

Can family help you cover your down payment? 🏡 Gift funds can be a great option for eligible homebuyers, but the rules depend on the loan program, donor, and proper documentation.

Drop your answer in the comments below or message me today to learn how this applies to your homebuying journey!

For informational purposes only. Gift-fund requirements vary by loan program, lender, donor, property, and transaction. Not a commitment to lend.

Brian Braxton | NMLS #2277041
Loan Factory | NMLS #320841

10/27/2026

Looking to tap into your home equity for upcoming expenses or new opportunities? 🏠

With our streamlined HELOC program, eligible homeowners can enjoy a simple online application, flexible rate options, and credit lines tailored to your individual qualifications.

Want to see what options might work for you? Send me a direct message today to explore your possibilities! 📩

For informational purposes only. Not a commitment to lend.

Brian Braxton | NMLS #2277041
Loan Factory | NMLS #320841

10/26/2026

Thinking about buying a home this fall? 🍂

Housing conditions shift throughout the year, and autumn often brings a fresh buying environment to your local market.

Send me a message today, and let’s explore your financing options before you make a move!

Market conditions vary by location. For informational purposes only.

Brian Braxton | NMLS #2277041
Loan Factory | NMLS #320841

10/23/2026

Mortgage Myth: Getting pre-approved locks you into using that lender! 💡

The truth? A pre-approval simply helps you understand your homebuying budget so you can shop with confidence. You still have full freedom to compare your loan options before making a final decision.

Have questions about your next move? Send us a message or drop a comment below!

Pre-approval is subject to verification, underwriting guidelines, and lender requirements. Not a commitment to lend.

Brian Braxton | NMLS #2277041
Loan Factory | NMLS #320841

10/22/2026

Are you looking to expand your real estate portfolio? With a DSCR loan, your property’s rental income and cash flow can help you qualify—without relying on traditional personal income verification.

Because every property and investor scenario is unique, program options are tailored to fit your specific setup.

Send us a message today to explore your DSCR loan options!

Programs subject to guidelines. Not all borrowers will qualify.

Brian Braxton | NMLS #2277041
Loan Factory | NMLS #320841

10/21/2026

Buying a home is an exciting milestone, but navigating the mortgage process is much easier when you know what to expect! 🏡

From pre-approval and house hunting to underwriting and closing day, having a clear roadmap helps you move forward with confidence. 🔑

Ready to take the first step? Send me a message today to get started!

Brian Braxton | NMLS #2277041
Loan Factory | NMLS #320841

Address

2195 Tully Road
San Jose, CA
95122

Telephone

+12407316380

Website

http://loanfactory.com/brianbraxton/privacy, http://loanfactory.com/brianbraxton/state_licenses, http://loanfactory.com/

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