Karen Gomez Ramirez- NMLS #1393458

04/09/2026

No savings? No problem.
Down payment help is available 🏡

Let’s get you into a home sooner than you think.

📩 DM me “HOME” to get started

03/18/2026

5.0 star review received on Experience.com for Karen Gomez-Ramirez by Fermin M - Karen she is the best and professional person

Click to see all 281 reviews of Karen Ramirez-Gomez, Sr. Loan Officer

01/26/2026

📊 Mortgage Market Update This Week

Rates are moving as new economic data comes in, and buyers & homeowners have opportunities if they stay informed. Whether you’re thinking about buying, refinancing, or just planning ahead, understanding the market can save you thousands.

Have questions about your options? I’m here to help. 🤝

📲 Call/Text me anytime.

RealEstateTips CaliforniaHomes WealthBuilding LandHomeFinancial LoanOfficer HousingMarket FirstTimeHomeBuyer RealEstateEducation

01/23/2026

📊 Mortgage Market Weekly Update
How we’re Ending the Week

This week brought some movement in interest rates, cooling inflation data, and encouraging signs in buyer activity.

While rates continue to fluctuate, they remain lower than last month’s highs, creating new opportunities for:

🏡 First-time homebuyers
🔁 Homeowners considering refinancing
📈 Buyers looking to move up

Sellers are also becoming more flexible with pricing, closing cost credits, and rate buy-downs, which can make a big difference in today’s affordability.

If you’re thinking about buying or refinancing in 2026, the key is having the right strategy and understanding your options.

I’m always happy to review scenarios, answer questions, or help you build a plan that fits your goals.

📩 Message me anytime for a personalized mortgage review.
Karen Gomez-Ramirez- 408.300.4633
Sr. Loan Officer | NMLS #1393458
Land Home Financial Services, Inc.

01/21/2026

🏡 California Dream For All Program
Now Preparing for 2026

First-time and first-generation homebuyers may qualify for up to 20% down payment assistance (up to $150,000) through CalHFA’s shared appreciation loan.

Get prepared early and position yourself to take advantage when registration opens.

📞 Call/Text: 408-300-4633
📧 [email protected]

Karen Gomez-Ramirez
Sr. Loan Officer | NMLS #1393458
Land Home Financial Services, Inc. | NMLS #1796

DreamForAll

11/05/2025

ZERO DOWN. BELOW 5% STARTING RATE.
You read that right!
With our House2Home Program, you can buy this 2-bedroom condo with little to no upfront cost.
📲 Contact us today and take the first step toward your new home!

11/02/2025

5.0 star review received on Experience.com for Karen Ramirez-Gomez by Stanley M V - The overall Experience went well from beginning to closing, all questions were answered

Click to see all 280 reviews of Karen Ramirez-Gomez, Loan Officer

10/23/2025

Just Funded in San Jose! 🏡
Congrats Raquel & Alejandro! 🎉
Found the perfect home!
Big shout-out to the amazing agent Dolores for making it happen! 🙌🏽
Truly amazing!

127 Muller Pl, San Jose, CA 95126
Sold for $1,262,998.

10/23/2025

🎉 JUST FUNDED!
Congratulations to Anthony and Tmera on becoming proud homeowners!
They set a goal, stayed committed, and made it happen 👏
So excited to be part of your journey!

Big thanks to my amazing realtor partner for the teamwork! Great job Michele!

📍 8169 Shay Cir, Stockton, CA
💰 Sold for $470,000