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Monday 9am - 7pm Tuesday 9am - 7pm Wednesday 9am - 7pm Thursday 9am - 7pm Friday 9am - 7pm Saturday 10am - 3pm

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Loans With Walt

Home
United States
San Jose, CA
Loans With Walt

Direct: 909-336-8398
NMLS #1972176
License CA

Walter Guerrero - Loan Officer at Loan Factory | Helping You Achieve Your Homeownership Dreams!

With personalized mortgage solutions, competitive rates, and expert guidance. I am deeply committed to reliability and being readily available for my clients. Whether you're venturing into a new purchase or considering refinancing, you're partnering with a seasoned expert who holds customer service in the highest regard. Embarking on the mortgage lending journey? Rest assured, I'll be by your side, ensuring every step is seamless and efficient. Nothing brings me more joy than seeing the spark in someone's eyes as they step into their dream home. Knowing I've played a pivotal role in that journey is immensely rewarding. I eagerly await the chance to assist you on your path to homeownership!

09/09/2026

Thinking your mortgage application might face a "no"? 👀 It's often more nuanced than you'd expect! Factors like your credit history, income documentation, debt-to-income ratio, property details, and employment history all play a role. Every borrower's financial journey is unique.

Before you decide it's a dead end, let's chat! A conversation with a Loan Officer can help you understand any potential hurdles and explore the solutions available.

NMLS #123456 Equal Housing Lender

Walter Guerrero | NMLS #1972176
Loan Factory | NMLS #320841

09/08/2026

Life's changes often mean your mortgage strategy needs an update too. If you're navigating a divorce, questions about your home are common: should you stay, sell, or explore refinancing? Understanding your unique financing paths is key to making your next move with confidence. Let's discuss your mortgage options.

Walter Guerrero | NMLS #1972176
Loan Factory | NMLS #320841

09/05/2026

Your homeownership journey is unique, and your mortgage should be too! 🏡 Whether you're looking at Conventional, FHA, VA, Jumbo loans, or exploring options for investment properties like DSCR or HELOCs, I'm here to guide you. Let's discuss your goals and find the perfect financing solution for your financial situation. Tell me what you're aiming for!

Walter Guerrero | NMLS #1972176
Loan Factory | NMLS #320841

09/04/2026

Dreaming of building your perfect home? 🏡 Don't settle for less!

Construction loans can turn your vision into reality, funding your dream home from the ground up. Funds are typically disbursed as construction progresses, and permanent financing options can be explored upon completion.

Ready to explore your custom home financing? Send me a message to discuss your construction loan possibilities!

Walter Guerrero | NMLS #1972176
Loan Factory | NMLS #320841

09/03/2026

Ready to unlock your first home? 🗝️ Buying doesn't have to feel overwhelming!

Getting started with these 5 steps can make the journey smoother:
✅ Understand your budget
✅ Plan for your down payment
✅ Review your credit report
✅ Get pre-approved
✅ Factor in closing expenses

Thinking about making the leap into homeownership? Send me a message, and let's map out your personalized plan. 🗺️

Walter Guerrero | NMLS #1972176
Loan Factory | NMLS #320841

08/31/2026

Dreaming of your own home? 🏠✨ Taking the first step to understand your financing options and getting pre-approved is key before you start house hunting. Loan Factory is here to make your home loan journey clear, simple, and easy to navigate. Your next home could be closer than you imagine!

Walter Guerrero | NMLS #1972176
Loan Factory | NMLS #320841

08/27/2026

Dreaming of your own home? 🏡 Taking the first step means understanding your financing! Loan Factory is here to simplify your home loan journey, making it clearer and easier to navigate. Your next home might be closer than you think!

Walter Guerrero | NMLS #1972176
Loan Factory | NMLS #320841

08/26/2026

Thinking about buying a home? 🏡 A conventional loan might be a great option to explore, offering flexible financing possibilities for many qualified buyers.

Discover if this loan type aligns with your homeownership dreams!

Subject to credit approval, underwriting, and program guidelines. Not all borrowers will qualify.

Walter Guerrero | NMLS #1972176
Loan Factory | NMLS #320841

08/25/2026

Your homeownership journey is unique, and it all starts with that crucial first step! 🏡 Whether you're dreaming of your first place, ready to upgrade, or exploring financing possibilities, understanding your loan program options can build your confidence. Let's discover how close your dream home might be. We're here to explore your home loan options together!

Loan programs, terms, and eligibility vary. Subject to underwriting approval.

Walter Guerrero | NMLS #1972176
Loan Factory | NMLS #320841

08/24/2026

Fixed-rate or ARM? 🤔 Deciding on your mortgage is a big step! A fixed rate offers stability, while an ARM might start lower but can adjust over time. Your ideal choice depends on your timeline, budget, and comfort with potential rate changes.

Let's chat about what fits your homebuying journey best! Send me a message.

Walter Guerrero | NMLS #1972176
Loan Factory | NMLS #320841

Address

2195 Tully Road
San Jose, CA
95122

Opening Hours

Monday	9am - 7pm
Tuesday	9am - 7pm
Wednesday	9am - 7pm
Thursday	9am - 7pm
Friday	9am - 7pm
Saturday	10am - 3pm

Website

facebook.com

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