John Thuan Nguyen Mortgage Loan Originator - NMLS # 2054388

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San Jose, CA
John Thuan Nguyen Mortgage Loan Originator - NMLS # 2054388

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Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from John Thuan Nguyen Mortgage Loan Originator - NMLS # 2054388, Mortgage brokers, 2195 Tully Road, San Jose, CA.

Mortgages Made Easy with Loan Factory
FHA, VA, USDA, DPA, Jumbo, HELOC
Investor DSCR, Fix & Flip, BRRRR, Groundup Construction
Self-employed Programs, ITIN, Foreign National
Commercial Loan
Real Estate Purchase & Refinance

10/29/2026

Are you a real estate investor looking to grow your portfolio beyond traditional income documentation? 🏠

DSCR financing focuses primarily on whether a property's rental income can support its debt obligations, offering a streamlined alternative to personal tax returns and paystubs.

Ready to acquire your next rental property? Direct message me "DSCR" today and let's explore your options!

For informational purposes only. Not a commitment to lend.

John Thuan Nguyen | NMLS #2054388 | LO-1022238
Loan Factory | NMLS #320841 | BK-2005457
Licensed by the NJ Department of Banking and Insurance

10/28/2026

Planning to use family gift funds for your down payment? 🏡 Gift funds can be a game-changer for homebuyers, but guidelines depend on your loan program, who provides the funds, and how they are documented.

Have questions about what applies to your home purchase? Drop a comment below or send me a message today!

For informational purposes only. Gift-fund requirements vary by loan program, lender, donor, property, and transaction. Not a commitment to lend.

John Thuan Nguyen | NMLS #2054388 | LO-1022238
Loan Factory | NMLS #320841 | BK-2005457
Licensed by the NJ Department of Banking and Insurance

10/27/2026

Ready to Scale Your Real Estate Portfolio Nationwide? 🏡🚀
Whether you’re expanding your investment portfolio or making your very first real estate move, financing shouldn't be a roadblock. As a licensed Mortgage Advisor and Loan Originator specializing in DSCR (Debt Service Coverage Ratio) loans nationwide, I help investors qualify based on the property’s cash flow—no personal income tax returns required.

Whether you are looking for flexibility on property types or specialized underwriting, we have solutions tailored to your goals:

First-Time Homebuyers OK: Jumpstart your wealth-building journey with expert guidance every step of the way.

First-Time Investors OK: No prior landlord or investing experience? No problem. We make your first rental property acquisition seamless.

Foreign Nationals OK: International buyers and investors can easily finance U.S. residential real estate without traditional domestic credit histories or tax documentation.

Licensed across 41 U.S. states, I’m here to make the process fast, transparent, and built around your timeline.

Ready to run the numbers on your next deal? Let's connect!

John Thuan Nguyen

Mortgage Loan Originator | NMLS # 2054388

Loan Factory

📞 +1 415-342-2624

📧 [email protected]

10/27/2026

Attention real estate investors! Did you know your property’s cash flow could help you qualify for your next investment?

DSCR loans focus on the property’s rental income and debt obligations rather than traditional personal income qualifications. Since every scenario is unique, the right loan structure depends on your specific goals.

👉 Send us a message today to explore your DSCR loan options!

Programs subject to guidelines. Not all borrowers will qualify.

John Thuan Nguyen | NMLS #2054388 | LO-1022238
Loan Factory | NMLS #320841 | BK-2005457
Licensed by the NJ Department of Banking and Insurance

10/27/2026

Myth: Getting pre-approved means you are stuck with that lender. 🚫

Fact: A pre-approval helps you understand your buying power, but you can still compare your loan options before making a final decision.

Get informed before your next move! Send us a message today to learn more about your options. 📩

Pre-approval is subject to verification, underwriting guidelines, and lender requirements. Not a commitment to lend.

John Thuan Nguyen | NMLS #2054388 | LO-1022238
Loan Factory | NMLS #320841 | BK-2005457
Licensed by the NJ Department of Banking and Insurance

10/27/2026

Shoutout to John Thuan Nguyen for bringing home another fantastic 5-star review! 🎉

Le Elen recently left some kind words on Google after working with John, writing, "Good customer service, fast , quickly." When great service and quick turnarounds line up like that, it makes the whole process feel so much easier. ⚡

Thank you so much, Le Elen, for sharing your experience and trusting John with your home financing! 🏠 We are so proud to have teammates who show up every day to take care of people.

John Thuan Nguyen | NMLS #2054388 | LO-1022238
Loan Factory | NMLS #320841 | BK-2005457
Licensed by the NJ Department of Banking and Insurance

10/27/2026

Planning to buy a home this fall? 🍁 Housing conditions shift throughout the year, so understanding your local market is key to making a confident move.

Send me a direct message today—let’s explore your financing options before you start house hunting!

Market conditions vary by location. For informational purposes only.

John Thuan Nguyen | NMLS #2054388 | LO-1022238
Loan Factory | NMLS #320841 | BK-2005457
Licensed by the NJ Department of Banking and Insurance

10/27/2026

Looking to unlock your home's equity for upcoming expenses or new opportunities? 🏡

Our streamlined HELOC program makes the process easy with an online application and flexible options tailored to your financial goals.

Send me a direct message today to see what options are available for you!

For informational purposes only. Not a commitment to lend.

John Thuan Nguyen | NMLS #2054388 | LO-1022238
Loan Factory | NMLS #320841 | BK-2005457
Licensed by the NJ Department of Banking and Insurance

10/27/2026

Planning to buy a home this fall? 🍁 Housing conditions shift throughout the year, so understanding your local market is ...

10/26/2026

Address

2195 Tully Road
San Jose, CA
95122

Telephone

+14153422624

Website

https://www.loanfactory.com/johnthuannguyen, https://www.loanfactory.com/johnthuannguyen/privacy, http://www.nmlsconsume

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