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San Diego Home Loan

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San Diego, CA
San Diego Home Loan

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Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act.(www.nmlsconsumeracces.org) AZ Lic #0909049

Anita Aguilar - NMLS 498749
Edgar Aranda - NMLS 833610
Cardinal Financial Company, Limited Partnership - NMLS 66247

For licensing information, go to: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/66247

10/29/2026

Psssst… interest rates aren’t the whole story. 👀

Yes, rates matter. But the better question is: Does buying a home make sense for you right now? 🏡

Your finances, plans, monthly budget, and goals all matter more than chasing the “perfect” rate.

Instead of waiting for the right number, let’s look at the whole picture. 🤝

Curious what buying could look like for you? Send us a message and we’ll help you run the numbers and explore your options! 📲

10/27/2026

Helping first-time buyers feel informed and confident is exactly why we do what we do. 🤍

Daniel, thank you for trusting Edgar and our team to help you and your wife purchase your very first home! We're so grateful for your kind words, and we loved being part of such a big milestone.

From answering questions to walking you through the process step by step, we’re always here to help make homebuying feel a little easier. 🏡✨

Buying your first home? Reach out to our team and let’s get you started! 📩

10/23/2026

These are the messages we love. 🤍

Not just because of the kind words, but because they remind us why we do what we do. Helping our clients navigate the mortgage process is always rewarding, but being recommended to a friend or family member is one of the greatest compliments we can receive. 🏡

Thank you to everyone who has trusted us enough to share our name. We’re so grateful!

Know someone who’s thinking about buying or refinancing? Send them our way! 📲

10/21/2026

Just because you’re approved for a higher amount doesn’t mean you have to spend it all. 🏡

Sometimes the smarter move is choosing a payment that leaves room to save, handle repairs, and still enjoy life. 🤝

Before making an offer, look beyond the purchase price and consider the full monthly payment—including taxes, insurance, mortgage insurance, and HOA dues.

The goal isn’t to buy the most house you can. It’s to buy a home that fits your life. 🔑

10/20/2026

Buying your first home comes with A LOT of questions. We’re here to make sure you never feel like you have to figure it out alone. 🏡

Hayley, thank you for trusting Anita and our team to guide you through each step. Your kind words mean so much to us, and we’re thrilled we could make the process feel manageable, straightforward, and a little less stressful!

Ready to start your homebuying journey? Let’s chat about what your next steps could look like. 📲

10/19/2026

Not every financial change will ruin your loan, but making a big move without checking with your mortgage team first can create unnecessary headaches. 😅

Before closing, our best advice? Keep your finances boring. 😂🏡

No big purchases, new credit, job changes, or major financial moves without checking with us first.

Save this for later and reach out before making a big financial move during your mortgage process! 📲

10/15/2026

Buying a home on one income isn’t automatically risky. 🏡

The bigger question is: how much of that income is going toward your monthly housing costs?

We broke down the numbers in the slides so you can see what a comfortable payment could look like for your situation.

Because buying on one income isn’t about stretching as far as you can—it’s about making sure you still have room to live your life after the mortgage is paid. 🤝

Thinking about buying on one income? Let’s talk through your options. 📲

10/13/2026

Nothing makes us happier than hearing from our clients! 🤍

Thank you for trusting us with such an important part of your homebuying journey. We truly appreciate every review, referral, and kind word! 🏡✨

10/09/2026

The interest rate gets all the attention. It gets compared with friends, discussed over dinner, and watched like a scoreboard.

But your monthly payment is what actually becomes part of your life. It has to fit alongside groceries, utilities, childcare, savings, vacations, and everything else your budget needs to cover.

A smart mortgage decision isn’t just about getting the lowest rate. It’s about choosing a payment that works for your life and the home you want to enjoy.

10/07/2026

Not sure who to ask when you’re buying a home? Save this one. 🏡👇

Buying a home involves a lot of moving pieces, and knowing who to ask can make the process so much easier.

🤝 Your Realtor: Property questions, offer strategy, negotiations, inspections & timeline
💰 Your Mortgage Team: Qualification, loan options, payment estimates, preapproval & financing
📑 Your Title Company/Attorney: Title, ownership records, closing documents & legal questions within their role
🛡️ Your Insurance Professional: Coverage, premiums, deductibles & insurability

The smoothest transactions happen when everyone works together, communicates clearly, and stays in their lane. 🤝

Save this for when you’re ready to buy, and send it to someone who’s getting ready to make a move! 🔑

Address

2727 Shelter Island STE #103
San Diego, CA
92106

Opening Hours

Monday	8am - 7pm
Tuesday	8am - 7pm
Wednesday	8am - 7pm
Thursday	8am - 7pm
Friday	8am - 7pm

Telephone

+16196438449

Website

http://www.cardinalfinancial.com/lo-team/the-edgar-anita-team/, http://cf.loans/CFlicenses

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