United Debt Relief

United Debt Relief America's Debt Relief Experts. Saving you money and time across all 50 states. Free consultation. No upfront fees. Results vary by client and program.

Debt Settlement, Debt Validation, Consolidation Loans, Tax Resolution, Credit Repair. United Debt Relief is America's Debt Relief Experts, a national debt relief company serving all 50 states since 2008. Our five programs span debt settlement, debt validation, debt consolidation loans, tax resolution, and credit repair, so your debt, tax, and credit problems are handled together rather than referr

ed out. Our specialists assess your situation, explain each option, and enroll you in the one that fits. Program services are performed by our stringently vetted in-network providers and law firms, each BBB Accredited with an A rating. Call (888) 802-2092 for a free, no-obligation consultation.

Back to school season, and the bill nobody thinks to renegotiate is the phone and internet. Our founder Nick Avila told ...
08/25/2026

Back to school season, and the bill nobody thinks to renegotiate is the phone and internet. Our founder Nick Avila told MoneyLion that loyalty is not your friend there: the promo rate that got you in the door has expired, so long tenured customers often pay more than new ones. Call the retention department. A multi line family plan promo can save $40 to $80 a month. Results vary. No upfront fees.

https://uniteddebtrelief.com/newsroom/

Our founder Nick Avila has a new byline in CFO Drive: employee financial stress is a finance problem, not a benefits pro...
08/24/2026

Our founder Nick Avila has a new byline in CFO Drive: employee financial stress is a finance problem, not a benefits problem. It hides inside lost productivity, absenteeism and turnover instead of showing up as a line item. The research prices it at an estimated $183 billion a year in lost U.S. productivity, per BrightPlan's Wellness Barometer Survey. Results vary. No upfront fees.

https://uniteddebtrelief.com/newsroom/

You usually do not inherit a family member's debt. The estate pays first.Personal liability reaches a survivor in only 4...
08/22/2026

You usually do not inherit a family member's debt. The estate pays first.

Personal liability reaches a survivor in only 4 narrow cases: joint account holder, co-signer, a spouse in a community property state, or debts covered by state necessaries statutes. An authorized user generally owes nothing. Results vary. No upfront fees.

https://uniteddebtrelief.com/blog/what-happens-to-debt-when-someone-dies/

Our founder Nick Avila told USA TODAY that credit utilization is the first thing to fix when you want a mortgage and you...
08/21/2026

Our founder Nick Avila told USA TODAY that credit utilization is the first thing to fix when you want a mortgage and your credit is damaged. Unlike a missed payment, utilization has no memory: get card balances under 30% of limits, ideally under 10%, and your score can respond within one or two billing cycles. Results vary. No upfront fees.

https://uniteddebtrelief.com/newsroom/

"Does debt settlement hurt my credit?" Forbes Advisor put that question to our founder, Nick Avila, for its 2026 expert ...
08/20/2026

"Does debt settlement hurt my credit?" Forbes Advisor put that question to our founder, Nick Avila, for its 2026 expert panel. His answer: short term, expect a real drop, because missed payments are how settlement works. Long term, recovery is realistic - utilization falls, collection accounts age off, and on-time payments bring the score back. The unpaid debt on your report was already doing damage. Results vary. No upfront fees.

https://uniteddebtrelief.com/newsroom/

Debt settlement fees are regulated, and the rule is clearer than most people expect. Under FTC rule 16 CFR 310.4(a)(5), ...
08/13/2026

Debt settlement fees are regulated, and the rule is clearer than most people expect. Under FTC rule 16 CFR 310.4(a)(5), no fee may be charged until at least 1 debt is settled and a payment has been made on it.

How the fee is structured also changes your total cost. Here is the 2026 breakdown. Results vary. No upfront fees.

https://uniteddebtrelief.com/blog/how-much-does-debt-settlement-cost-fees-2026/

Address

2907 Shelter Island Drive, Ste 105
San Diego, CA
92106

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+18888022092

Website

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