Kathleen Loncto - Mortgage

Kathleen Loncto - Mortgage CrossCountry Mortgage
Kathleen Loncto NMLS #1441480
Branch NMLS # 2391286
Company NMLS #3029 Hi, I’m Kathleen, and I’m dedicated to making your mortgage a win!

I love serving all of CA as a loan officer, bringing homeownership dreams to life in the place I call home. Whether you’re buying or refinancing, the mortgage process might seem stressful. But that’s not the case with CrossCountry Mortgage. My team and I have years of experience helping clients close with confidence. I’ll answer your questions in simple terms, help you through each step in home fi

nancing and do everything in my power to help you go from getting pre-approved to relaxing at home in no time. With CCM, you get more than a smooth process – you get more mortgage options, too. We have client favorites like conventional, FHA, VA, and USDA loans, plus a selection of programs you won’t find anywhere else. Disclaimers:

"Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act"

"Equal Housing Opportunity" or Equal Housing Opportunity logo to profile in bio or about me section.

06/11/2026

There are a hundred reasons why you might refinance, but the how is much simpler. Check out how we could get you there in just 6 steps: http://spr.ly/6180B6gQjg

If wide open spaces and small‑town charm are calling your name, a USDA loan could help you answer the call. No down paym...
06/09/2026

If wide open spaces and small‑town charm are calling your name, a USDA loan could help you answer the call. No down payment and big opportunities await. Learn more at: http://spr.ly/6187B81OyU

You build the vision board. We’ll help make sure you’ve got the financing to bring it to life. Start dreaming: http://sp...
06/06/2026

You build the vision board. We’ll help make sure you’ve got the financing to bring it to life. Start dreaming: http://spr.ly/6188BBDYds

A little negotiating can lead to big savings on closing day. How? Seller concessions. Learn more: http://spr.ly/6185B62d...
06/04/2026

A little negotiating can lead to big savings on closing day. How? Seller concessions. Learn more: http://spr.ly/6185B62drT 💸

The CCM Smart Start loan program for first-time homebuyers covers up to $5,250 of your down payment so you can buy your ...
06/02/2026

The CCM Smart Start loan program for first-time homebuyers covers up to $5,250 of your down payment so you can buy your first home. That's a great head start on your home purchase. 👉 See if you’re eligible: http://spr.ly/6186B81Oye

Wake up and smell the spring!
05/30/2026

Wake up and smell the spring!

Ever wish buying a home came with an instruction manual? Now it does! Get your step-by-step homebuying guide right here:...
05/28/2026

Ever wish buying a home came with an instruction manual? Now it does! Get your step-by-step homebuying guide right here: http://spr.ly/6186B6IlRn

Finding the perfect home for retirement is hard enough, your financing should be stress-free. If you're 55+, learn how ...
05/26/2026

Finding the perfect home for retirement is hard enough, your financing should be stress-free.

If you're 55+, learn how you can buy your next home without a monthly mortgage payment or paying all cash: http://spr.ly/6185BB6Jnb

Some strategies just work anywhere. Get our full spring cleaning checklist right here: http://spr.ly/6186BBslzG
05/23/2026

Some strategies just work anywhere. Get our full spring cleaning checklist right here: http://spr.ly/6186BBslzG

Don’t get caught off guard by extra expenses like closings costs, inspection fees and home repairs. Even better, negotia...
05/21/2026

Don’t get caught off guard by extra expenses like closings costs, inspection fees and home repairs. Even better, negotiate seller concessions to ease them entirely! Learn how: http://spr.ly/6188BBskrw

Address

404 Camino Del Rio South, Suite 205
San Diego, CA
92108

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm
Saturday 9am - 5pm
Sunday 9am - 5pm

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