Kathleen Loncto - Mortgage

Kathleen Loncto - Mortgage CrossCountry Mortgage
Kathleen Loncto NMLS #1441480
Branch NMLS # 2391286
Company NMLS #3029 Hi, I’m Kathleen, and I’m dedicated to making your mortgage a win!

I love serving all of CA as a loan officer, bringing homeownership dreams to life in the place I call home. Whether you’re buying or refinancing, the mortgage process might seem stressful. But that’s not the case with CrossCountry Mortgage. My team and I have years of experience helping clients close with confidence. I’ll answer your questions in simple terms, help you through each step in home fi

nancing and do everything in my power to help you go from getting pre-approved to relaxing at home in no time. With CCM, you get more than a smooth process – you get more mortgage options, too. We have client favorites like conventional, FHA, VA, and USDA loans, plus a selection of programs you won’t find anywhere else. Disclaimers:

"Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act"

"Equal Housing Opportunity" or Equal Housing Opportunity logo to profile in bio or about me section.

Interest rates get a lot of attention in homebuying conversations, but there's another essential number to consider — an...
08/11/2026

Interest rates get a lot of attention in homebuying conversations, but there's another essential number to consider — annual percentage rate, or APR. APR calculates the total cost of borrowing beyond just your interest rate. See why that matters: http://spr.ly/6187B1K5DN

A condo's classification can impact financing options, but it doesn't have to stop your homeownership plans. Whether a c...
08/06/2026

A condo's classification can impact financing options, but it doesn't have to stop your homeownership plans. Whether a condo is warrantable or non-warrantable, we can help you explore available solutions and understand your next steps.

Learn more: http://spr.ly/6186BE7g20

The last thing you want to do after buying a home is deal with a fridge on the fritz or a plumbing leak. A home warranty...
08/04/2026

The last thing you want to do after buying a home is deal with a fridge on the fritz or a plumbing leak. A home warranty offers protection for your home’s major systems and appliances, so you can rest easy knowing repairs are covered. Learn more: http://spr.ly/6187BEs4w9

Peak summer — inside and out.
08/01/2026

Peak summer — inside and out.

Investment decisions often come down to the numbers. DSCR loans focus on rental income from the property to help you mov...
07/30/2026

Investment decisions often come down to the numbers. DSCR loans focus on rental income from the property to help you move forward. Learn more: http://spr.ly/6180BDonRm

Curious if a reverse mortgage is right for you? Our calculator can help answer that. 🔗http://spr.ly/6180BEd4y0
07/28/2026

Curious if a reverse mortgage is right for you? Our calculator can help answer that.

🔗http://spr.ly/6180BEd4y0

Modern lifestyles are outgrowing open-floor plans, so we’re zoning. Create defined, intentional spaces for the different...
07/25/2026

Modern lifestyles are outgrowing open-floor plans, so we’re zoning. Create defined, intentional spaces for the different areas of your life — work, exercise, meditation, community.

See all of this year’s top trends: http://spr.ly/6185BE86Db

An energy-efficient home can do more than reduce utility bills. With CCM EasyGreen, you may also qualify for potential r...
07/23/2026

An energy-efficient home can do more than reduce utility bills. With CCM EasyGreen, you may also qualify for potential rate benefits that help maximize your savings. Learn more at http://spr.ly/6183BDonR5

07/22/2026

Address

404 Camino Del Rio South, Suite 205
San Diego, CA
92108

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm
Saturday 9am - 5pm
Sunday 9am - 5pm

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