Castle Funding Corp.

02/24/2025

Wow, thank you to our client for this amazing review!

Read all our reviews on our Google Business Page here: https://g.co/kgs/wUQK8gT

12/04/2024

Excited for these wonderful clients who funded in October & November, right in time for the holidays! Thank you for the trust & cheers to all!

Alyssa Soles
Castle Funding Corp.
(818)681-8949
[email protected]
NMLS #2392292 DRE #02200456

11/05/2024

Today two of the most hardworking people I’ve had the pleasure of meeting became homeowners!

Feeling blessed, grateful, all the things. It’s been a really busy few months in my business and it’s just rewarding to play a part in these families’ hugest life milestone.

Alyssa Soles
Castle Funding Corp.
Mortgage Broker
NMLS 2392292

07/30/2024

This is why I love my job!! It was such a pleasure helping this family relocate from out of state. nabbed them their dream home and Ventura gained another awesome family.

The world of mortgages CAN feel very confusing and overwhelming, but it doesn't have to be. I'm here to help you understand your options, make decisions that align with your goals, and give you the resources to make big moves in your life.

Alyssa Soles
Castle Funding Corp.
www.castle-funding.com

Ventura County Mortgage Broker

07/27/2024

Ready to buy your first home? Join us at Ventura Coast Brewing Co. on Thursday, Aug. 1 at 5:45pm for a one-hour homebuyer workshop.

Our goal is to teach you HOW to buy a house so you can decide if and when you’re “ready.” Don’t miss this chance to get insider tips, ask questions, and take that first step towards homeownership 🏠

➡️ REGISTER HERE:
https://www.eventbrite.com/e/sip-n-learn-how-to-buy-your-first-house-tickets-951093214407

Alyssa Soles
Castle Funding Corp.
NMLS #2392292mortgage

Tracey Hoffman
Resource Real Estate
DRE # 02053670

05/29/2024

Here are 10 effective ways to get a lower mortgage rate on your home purchase or refinance: https://www.castle-funding.com/post/10-ways-to-get-a-lower-mortgage-rate

Getting a lower mortgage interest rate can lead to significant savings over the duration of your loan. Learn 10 tips here.

04/14/2024

This family will only be paying 3.625% interest on their mortgage next year.

They fell in love with this home and like everyone right now, they were concerned about their monthly payment at current rates. But instead of waiting until rates drop and then entering the market with everyone else, they decided to get in now while they still had some negotiating power. It was the perfect situation to use a temporary buydown, in this case a 3-2-1 Buydown where their rate will be 3% less the first year, 2% less the second year, and 1% less the third year.

Check out how much they are saving on their mortgage over the next 3 years:
- Year 1: $1308/month
- Year 2: $895/month
- Year 3: $459/month

The only trick with these temporary buydowns is they need to be seller paid. On a $710k loan, this required a seller credit of $32k, which the seller granted them in exchange for a slightly higher purchase price. The higher purchase price only added a few hundred dollars to their overall mortgage, but the drop in interest rate saved them far more than that so it was a worthwhile trade!

Of course there are no guarantees, but odds are very high that they'll be able to refinance into a permanently lower rate before they ever return to that 6.625% note rate in Year 4. These temporary buydowns are more cost effective than permanent rate buydowns and simply buy you some time until rates come down again.

Affordability is on everyone's mind right now, but there are solutions! We are happy to chat anytime you have questions.


Mortgage broker in Ventura, Mortgage Broker in LA

04/01/2024

🇺🇸VA loan closed in Culver City!

I’m over the moon for our clients and their kids who now get to call this home. They had originally planned to sell their condo first and buy later, but this house snuck up on them one Saturday afternoon as the great ones tend to do!

We quickly needed to figure out the best way to structure their VA loan yet still make a competitive offer despite not yet having their anticipated proceeds from their sale. Their realtor did an amazing job negotiating and we had the loan done in 12 days so they could close early and move in immediately - onto their next adventure!

Everything came together so smoothly but not without a ton of proactive planning, communication, and teamwork. I work in partnership with my dad Bob and our loan processor Dawn, so you are really getting 3 of us (all perfectionists by nature) behind-the-scenes working on your behalf and anticipating every curve in the road. I heard recently buying/selling a home is ranked the third most stressful life event, after death and divorce - we make it our mission to minimize that stress so you can be excited about your new home!

If you are planning for your next move, please reach out! 📧 [email protected], DM, or visit or website at www.castle-funding.com


Ventura County Mortgage Broker
Los angeles mortgage broker
Get preapproved in ventura

02/20/2024

When an experienced homebuyer describes the loan process as “super smooth” you know you and your team knocked it out of the park.

As important as great service is though, we also need to deliver on rate. We do this by charging less than our local competition and partnering with aggressively priced wholesale lenders to bring you the best possible terms on your home loan.

Alyssa Soles
Ventura County Mortgage Broker
NMLS 2392292 DRE 02200456
Castle Funding Corp.
www.castle-funding.com


Mortgage broker in Ventura
Get preapproved in Ventura
Ventura County Loans

02/16/2024

CalHFA Dream For All Program is back - here are some of the details for this program ⬇️

1. Program goes live in April 2024
2. 20% DP assistance up-to 150,000
3. Deferred payments on DPA
4. Shared Appreciation 15% to 20%
5. 1st Time Home Buyers
6) 1 Applicant must be 1st Generation buyer

Most people have a lot of questions regarding how this program works - DM me for additional details.

If you are not a first generation homebuyer (meaning your parents have owned a home within the last seven years), this program may not be for you, but we can certainly explore other options to get you your first home.

Alyssa Soles
Your California Mortgage Broker
NMLS 2392292 DRE 02200456
[email protected]
(818)874-9999


Mortgage broker in Ventura County, California

02/02/2024

What to do if your appraisal comes in low when purchasing a home https://wix.to/4iEFSWN

What if our home appraises low? A low appraisal is a situation that buyers unfortunately have to deal with from time to time, and while it may add an extra layer to navigate during the homebuying process, it doesn’t mean you have to panic. Here are three moves buyers could make to navigate this tr...

01/09/2024

Everybody loves unsolicited advice, right?

But seriously, if you haven't bought a home and would like to change that one day, it is worth a read.

I remember my first time like it was yesterday. What if we're not ready? Should we keep saving? How do we get started? I had so many questions and it all felt so overwhelming. I honestly think we would have continued to rent for years longer, had we not found the support we did when we did. Everythi...