The Frattalone Group/Cabrillo Mortgage and Realty

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The Frattalone Group/Cabrillo Mortgage and Realty

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San Diego Real Estate is a site dedicated to providing information on Real Estate specific issues and topics. We are proudly sponsored by Rich Frattalone San Diego Real Estate, the leading dedicated provider of VA/FHA/Conventional home mortgages. Here you will find discussions relating to Mortgage loan processes, real estate concerns, helping families find community resources and many other topics of interest. This is also a forum for you to post your support for the community and share tips and tricks with other real estate agents on your experience! We reserve the right to remove your posts or comments and ban users who repeatedly ignore posting guidelines. We will exercise this right if your posts:
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PLEASE do not post your business information on this page, we will remove posts including phone numbers, addresses, links to other business pages, or email addresses. We do this in order to keep our fans from feeling like this page is just to SELL something, we will consider self-promotion as SPAM. We would love to hear from you, we would love our page to be a showing of support for the families you help. Please share success stories, pictures of houses sold to families, tips and advice for helping and more! Thank you for adhering to this policy! Please read our disclaimer:

San Diego Real Estate is run by knowledgeable individuals who work closely with real estate agents on a day to day basis and are licensed in the state of San Diego.

10/30/2026

Is staging worth it? It may be if you want to get the most for your house.

Data shows every $1 you spend on mid-level staging could add about $3.50 to your profit when you sell.

It can save you time, too. Staged houses can also sell up to 73% faster, which means fewer weeks of keeping everything spotless for showings.

And working with a smaller budget is totally doable. Clearing off counters and arranging furniture so rooms feel open are inexpensive options that can still make a big difference on how well your house shows when it hits the market.

Not every house needs the same level of staging. Want to know which updates would help yours sell sooner – and for more? Send a message, and we’ll walk through it together.

Message me if you want to talk further..

10/29/2026

Experience effortless single-story living at 922 Denise Ln, El Cajon, CA 92020, a spacious 3-bedroom, 2-bath home boasting 1,675 sq ft and listed at $849,900.🌿

Step inside to find two versatile living areas, exposed wood beams, and a cozy fireplace that bring warmth and character to every gathering. The open kitchen flows seamlessly into the main living spaces, perfect for both everyday life and entertaining. Modern upgrades, including a new roof, A/C, windows, garage door, solar, and updated bathrooms, deliver peace of mind and lasting value.

Retreat to a generous primary suite with its own en-suite bathroom featuring a contemporary stand-up shower. Outdoors, an expansive backyard with a large covered patio, light fixtures, and ceiling fan invites you to relax, dine al fresco, or host guests year-round.✨ The central El Cajon location keeps you close to schools, parks, dining, shopping, and provides easy access to the 8 and 67 freeways for smooth commutes across San Diego County.

Ready to explore this inviting home in person? Contact us today to schedule your private tour or request more details!

10/28/2026

Here's something most buyers overlook…

When the housing market slows down, homeowners and builders don't always have the same priorities.

A homeowner may be willing to wait for a better offer. But builders with completed homes sitting unsold often have more reason to keep sales moving.

In October, over 60% of builders offered some type of incentive. And almost half (43%) cut prices.

That could mean more negotiating opportunities for you.

The trick is knowing where to look. Let's find the builders with more move-in-ready homes available right now and see what they're willing to offer to get their inventory sold.

Message me if you want to talk further..

10/27/2026

Bring your vision to this standout El Cajon opportunity! 🛠️ Set on a sprawling 0.48-acre lot, 307 E Washington Ave, El Cajon, CA 92020 offers 2,191 sq ft of potential with 4 bedrooms, 3 bathrooms, and is listed at $895,000.

The oversized backyard invites endless possibilities, picture a revitalized private pool area, entertaining spaces, or room for creative landscaping. The separate attached living quarters feature a small kitchen and the option for a private entrance, making it ideal for multigenerational living or added flexibility. Ample parking with a large driveway and a two-car garage/carport means space for everyone. 🏊‍♂️🚗

Properties with this much land and versatility don’t come around every day. Ready to reimagine what’s possible? Message to learn more or schedule a private tour! ✨

10/26/2026

Buyers, this is big.

The housing market is giving you a level of negotiating power we haven't seen since the years following the housing crash.

According to Redfin, there are now 63% more sellers than buyers nationwide, and 41 of the 50 largest metros favor buyers. That means, in most places, you have more say in what you're willing to pay, what you're willing to accept, and what you want to negotiate.

And sellers have more reason to listen.

Of course this varies market to market, but this shift is creating opportunities for buyers who are ready to jump in – even with today’s higher rates.

DM me, and let's make sure you know how to take advantage of it.

Message me if you want to talk further..

10/25/2026

Luxury meets comfort at 133 N Stephanie Ln N, El Cajon, CA 92019! ✨ Step into 1,844 sq ft of modern living in Granite Hills, with 4 bedrooms, 2 bathrooms, and countless thoughtful upgrades, all move-in ready for $899,900.

Enjoy tile flooring throughout, stylish recessed lighting, and a beautifully renovated luxury bathroom with high-end finishes. The finished garage comes with tile flooring and air conditioning, adding flexibility to your space. Outside, relax or entertain in the backyard oasis featuring a sparkling pool and low-maintenance artificial turf 🌴. The fenced front yard and concrete improvements complete the property's curb appeal.

Perfectly positioned near shopping, dining, schools, and freeway access, this home offers both convenience and comfort for your next chapter 🏡.

Ready to make this Granite Hills retreat yours? Contact us to schedule a private showing or request more details today!

10/23/2026

Adjustable-rate mortgages (ARMs) are making a comeback, and it's easy to see why.

In October, starting rates for ARMs were running almost a full percentage point below fixed-rate loans. On a median-priced home, that can mean your payment could be roughly $150-300 less per month.

For buyers struggling with affordability, that’s worth considering. Just know that they do come with some trade-offs – the biggest of which is that your rate (and your payment) could rise after a set timeframe.

And just in case you’re thinking…aren't ARMs risky? You should know today's ARMs aren't like the ones from 2008. But they do work differently than a fixed-rate mortgage, so it pays to understand them first.

A trusted lender can help you explore how these loans work, how they can help, and walk you through the what-ifs.

Message me if you want to talk further..

10/23/2026

Step into comfort and convenience in the heart of Granite Hills 🌳 This standout two-level home at 1682 Granite Hills Dr, El Cajon, CA, 92019 is designed to offer the space and features that make daily life effortless.

Enjoy 1,990 sq ft with 4 bedrooms, 2 full baths, vaulted ceilings for a spacious feel, and a versatile layout perfect for gatherings or quiet nights in. The attached garage, expansive circular driveway, and potential RV parking add practical touches that buyers love 🚗✨ All in a sought-after community where it’s easy to feel right at home.

Ready to explore this property? Schedule a private showing or reach out for more details today!

10/21/2026

Are home prices going up or down? It depends on where you look.

Over the past year, prices in Chicago climbed almost 7%. In Seattle, they dipped about 1.6%. That’s a nearly 9-point gap between two major cities.

Look at little closer, though. Home prices are rising in 13 of the 19 major cities on this chart. And where prices are down, the dips are small (less than 2%).

So, this isn’t a crash. It’s just a market normalizing after overheating during the pandemic. And that’s hitting some areas differently than others.

Here’s what it really means. Your local market matters.

If you’re selling where prices are still rising, you may not need to cut your price. And if you’re buying where prices are softer, you may have more room to negotiate.

National headlines can’t tell you which side your neighborhood is on. Local data can. Let’s look at how prices are moving in your area, so you can set your price or...

Message me if you want to talk further..

10/21/2026

Experience a peaceful escape without leaving East County at 2019 Avenida Penasco, El Cajon, CA 92019. 🌄 This single-story retreat sits on approximately 1.12 acres in the scenic hills near Rancho San Diego, blending upgraded living with mountain views and total privacy.

Step inside the main home’s 2,254 sq ft, featuring 3 bedrooms, 2 bathrooms, and open, welcoming spaces updated with designer tile, stainless steel appliances, and stylish finishes. Central air and forced-air heating mean year-round comfort, while the primary suite’s mini-split system allows you to set your own perfect climate. The studio-style bonus room above the garage, with a kitchenette and bathroom, delivers flexibility for guests, an office, or your favorite hobby. Step out back and enjoy relaxing evenings or gatherings in a backyard designed to capture the beauty and tranquility of hillside living.

Ready to experience the possibilities at this unique El Cajon property? Priced at $999,999, this featured listing combines privacy, views, and space. Message to schedule a showing or request more details today! 🏡✨

Address

3160 Camino Del Rio South #206
San Diego, CA
92108

Telephone

+16198185351

Website

http://www.thefrattalonegroup.com/, https://www.instagram.com/thefrattalonegroup/

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