Intercap Lending San Diego Branch

Intercap Lending San Diego Branch Home ownership is one of life’s greatest achievements. Exceeding expectations with extraordinary service that’s uniquely personal to your life is where we live.

Welcome Home! Our San Diego branch specializes in the needs of all home buyers in San Diego and the surrounding areas including Los Angeles County, Orange County, San Bernadino County, Riverside County, Ventura County, San Diego County, and throughout our great state of California. Intercap of San Diego helps first-time homebuyers, mover-uppers, down-sizers, investors, and those wanting to refinan

ce. Common loans include USDA loans, VA loans, FHA loans, New Construction, Jumbo Loans, Conventional Loans, Adjustable Rate Loans (ARMS), Refinance, 203k Fixer-Upper Loans, Reverse Mortgages, and more. Call them today to start learning more about what mortgage options are available to you!

Happy Labor Day from all of us at Intercap Lending.Today we celebrate the hard work, dedication, and determination that ...
09/07/2026

Happy Labor Day from all of us at Intercap Lending.

Today we celebrate the hard work, dedication, and determination that keep our communities strong.

Whether you’re spending the day with family, relaxing, or recharging for what’s ahead, we hope you take time to appreciate how far you’ve come.

Thinking about buying a home this year? Now is actually one of the best times to start preparing.You don't have to be re...
07/15/2026

Thinking about buying a home this year? Now is actually one of the best times to start preparing.

You don't have to be ready to make an offer today to benefit from understanding your buying power. Starting early gives you time to explore loan options, work on your credit if needed, save for a down payment, and build a plan that fits your goals.

I've seen too many buyers wait until they find the perfect house before asking questions. By then, everything feels rushed.

A little planning now can make the entire home buying process much less stressful later.

If buying a home in San Diego is on your list, even if it's months away, let's help you get prepared.

How much is your home worth?Most homeowners have a number in mind, but the market is always changing.Whether you're thin...
07/13/2026

How much is your home worth?

Most homeowners have a number in mind, but the market is always changing.

Whether you're thinking about selling next year, buying another home, or you're just curious, it's nice to have a better understanding of your home's value without having to guess.

Your Homeowner's Digest helps you track your home's estimated value, monitor your equity, and stay informed as the market changes.

If you've ever wondered what your home might be worth today, let's get you set up.

It's easy to fall in love with a house.Before you do, let's make sure it fits your budget.A personalized Buyer Profile g...
07/10/2026

It's easy to fall in love with a house.

Before you do, let's make sure it fits your budget.

A personalized Buyer Profile gives you a better understanding of your buying power, estimated monthly payment, and loan options before you start shopping in San Diego.

Sign Up to create your Buyer Profile.

Wishing you a fun and meaningful 4th of July. Here’s to celebrating freedom, community, and the people who make every pl...
07/04/2026

Wishing you a fun and meaningful 4th of July. Here’s to celebrating freedom, community, and the people who make every place feel like home.

06/29/2026

Timing is the reason most move-up buyers hesitate. It is also one of the most solvable problems in the transaction when a lender knows what they are doing.

We work with agents regularly to structure loans that give clients flexibility on both the buy and sell side. That means cleaner offers, fewer contingencies, and transactions that do not fall apart because the calendar did not cooperate.

If you have a listing where the seller needs to buy next, this is a conversation worth having before they go under contract. The earlier we get involved, the more options we have.

Send us the scenario and we will tell you what fits.

06/26/2026

Most people think they have to sell their home before they can buy the next one. That is not always true.

Our Stress Less Transition program gives you a 90 day window to buy your next home before your current one sells. No scrambling to find temporary housing. No making an offer contingent on your sale. No living out of boxes while you wait.

Here is why that matters in today's market. Contingent offers are harder to win. Sellers want certainty. When you can come in without a sale contingency, your offer looks completely different.

There are conditions to qualify and not every situation will fit. But for the right buyer, this program removes one of the biggest stress points in the entire moving process.

Watch the video and reach out to find out if you qualify. The process is more straightforward than most people expect.

06/24/2026

Not every buyer looks the same. Neither should their loan.

First-time buyer with limited savings? We have programs for that. Self-employed with complicated income? We have a path forward. Veteran ready to use your benefit? We have you covered. Investor building a portfolio? We work with that too.

The biggest mistake buyers make is assuming they do not qualify before they ever ask. The second biggest mistake is working with a lender who only has one or two options to offer.

We carry the full range. FHA, VA, USDA, Conventional, Jumbo, HELOC, New Construction, Reverse Mortgage, and more. Whatever your situation looks like, we start by finding the right fit, not forcing you into what is easy.

Watch the video and then reach out. Your scenario is probably more workable than you think.

06/22/2026

Ever wonder what actually happens after you apply for a home loan?

Most buyers have no idea what goes on behind the scenes. They submit their application and then wait, hoping for good news. We think you deserve to know exactly what is happening and why.

The approval process comes down to a few core things. Your income, your credit, your assets, and the property itself. Each one gets reviewed and verified. When all four check out, you get your approval.

Knowing this upfront means no surprises mid-process. It also means if something needs attention, we catch it early and fix it before it becomes a problem.

Watch the video. Then reach out and we will walk you through exactly where you stand.

Happy Father’s Day to the dads who build, guide, and inspire every day.Your hard work, support, and dedication create th...
06/21/2026

Happy Father’s Day to the dads who build, guide, and inspire every day.

Your hard work, support, and dedication create the foundation families grow on.

From all of us at Intercap Lending, thank you for everything you do.

Address

8954 Rio San Diego Drive Suite 102
San Diego, CA
92108

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm

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