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The Lowe Team at Supreme Lending

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San Diego, CA
The Lowe Team at Supreme Lending

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I’m proud to be among the top 1% of residential mortgage brokers nationwide and have earned a flawless track record with a 5-star client satisfaction rating.

🏁 8-Day Closes | ✅ Conditional Approvals |
⏰ 99% On-Time Close Rating

💼 20+ Years Experience | 🌎 Top 1% Nationwide |
⭐ 4.98-Star Rating

The Lowe Team | NMLS #201719
Supreme Lending | NMLS #2129 I’m known for closing on time—often in as little as 8 days—so you can stay competitive, even against cash bids, fast-moving purchases, and multiple or higher offers. As part of a full-service mortgage lender, my team is able to underwrite, close, and fund most loans in-house which translates to lower interest rates, smaller closing costs, and faster turnaround times. With over 20 years of experience in the real estate and mortgage industry, I’m here to make the homebuying journey smooth, fast, & cost effective, with a "white glove" experience that ensures every detail is handled with care and professionalism. But what I value most is building lifelong relationships with my clients. I started as a Loan Officer in 2002, quickly becoming one of the top 10 loan officers at my company. Within a year, I was promoted to Branch Manager and turned one of the lowest-performing branches into the top producer. Now, with The Lowe Team, my goal is to provide you with a mortgage experience that’s not just professional but personal. Let's make your home dreams come true! Desiree Lowe
Branch Manager
NMLS #201719
Nationwide Multistate Licensing System (Official) logo
Licensed in AZ, CA, CO, FL, ID, MD, MO, MT, NC, NM, NV, SC, TN, TX, VA, WA, WY
Licensed in AZ, CA, CO, FL, ID, MD, MO, MT, NC, NM, NV, SC, TN, TX, VA, WA, WY
Cell: (858) 263-5900
Fax: (858) 716-3009
[email protected]
www.LoweKnowsLoans.com
2550 Fifth Avenue Suite 510
San Diego, CA 92103

Everett Financial, Inc. dba Supreme Lending
NMLS #2129 (http://www.nmlsconsumeraccess.org).
14801 Quorum Dr., #300
Dallas, TX 75254
877-350-5225
Equal Housing Lender. http://bit.ly/SLDisclaimers. For licensing information go to: www.nmlsconsumeraccess.org. CA: Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Texas Disclosure - https://www.sml.texas.gov/ConsumerInformation/tdsml_consumer_complaints.html

11/03/2026

Hey future homeowners — Desiree Lowe here,
your favorite top 1% mortgage lender and professional myth-buster 👋✨

Today we’re talking DTI — Debt-to-Income ratio.

Sexy? No.
Important? Absolutely.

Because buying a home isn’t just about what you earn…

it’s also about what you already owe.

https://myoc.io/DesireeLowe

11/02/2026

5.0 star review received on Experience.com for Desiree Lowe by Muhammed R - It has been a great experience working with Desiree amd her team, we would 100% work with them in the future, Thank you for so helpful and working so quickly on this purchase!

Click to see all 453 reviews of Desiree Lowe - Supreme Lending, Managing Director - The Lowe Team | NMLS #201719

11/01/2026

5.0 star review received on Experience.com for Desiree Lowe by Kara M - Desiree is phenominal! We were able to close this loan in only 14 days from the ratified contract! All went very smoothly and the buyers were pleased with the process and ease of communication with Desiree. She was quiclky responsive and answered all the client's questions along the way. Very WELL DONE!

Click to see all 452 reviews of Desiree Lowe - Supreme Lending, Managing Director - The Lowe Team | NMLS #201719

10/29/2026

Hey future homeowners, want to squeeze more comfort from your mortgage? 🏠 Meet the 40-year interest-only loan—think of it as the sweatpants of the financial world! Perfect for when your income doesn’t fit the standard W2 mold.

Whether you’re a 1099 hustler or an entrepreneur, stretch your mortgage game without pulling a financial hamstring. Ease into home ownership and keep your cash flow ready for life's surprises. Want to chat about how this flexible option can fit your lifestyle? Let’s explore together and make your home dreams a reality.

Drop me a message or click the link to see how we can customize your path to homeownership. Low knows loans, and your mortgage should work for your life. 🏡

https://myoc.io/DesireeLowe

10/28/2026

Thinking about buying a home in 2026? 🏡 Let's talk about those "harsh truths" that most people ignore until it's too late. Don't let waiting for "perfect" interest rates make you feel stuck—your budget can offer you options today, not just hope for the future.

Always remember: the monthly payment trumps the purchase price. Ensure you plan for taxes, insurance, and HOA fees beyond the sticker price.

Don't wait for house hunting to magically improve your credit score. Little steps now can lead to big savings later.

Ready to get real and smart about homeownership? Drop "truth" in the comments, and let’s chat about crafting a plan tailored just for you. Let’s make buying a home less stressful and more of the exciting journey you deserve.

https://myoc.io/DesireeLowe

10/27/2026

Shopping for a home should be like finding your soulmate—minus the drama and heartbreak. 🏡 Just like in love, we want cozy charm without the catfishing surprises. Are you ready to swipe left on bad deals and say yes to the right home?

Think of me as your home buying matchmaker, where dreams meet reality and every red flag is expertly banished. My mission? To ensure there's no buyer's remorse… only moving day bliss.

Do you have your matchbook checklist ready? Comment below or slide into my DMs. Let’s find you a home you’ll be *wholly* committed to. Because Loan knows both loans and love deserve the perfect match.

https://myoc.io/DesireeLowe

10/22/2026

Great news for home buyers: the FHA loan limits just increased! 🎉 This could help you get more home for the same down payment, even in higher-cost areas, with limits now maxing out at $1,249,125.

Ready to run the numbers? Reach out for a no-pressure, no-guesswork consultation and see how close you are to stepping into your dream home. Comment or message me and let's make the process as smooth as possible.

https://myoc.io/DesireeLowe

10/21/2026

A real condo review isn’t scary.
It’s not unnecessary.
And it’s definitely not random.

It focuses on the things lenders must verify:
HOA budgets and reserves, master insurance coverage, commercial space limits, ownership concentration, and the required governing documents 📄🏢

https://myoc.io/DesireeLowe

10/20/2026

🏡 Wondering what makes a home inspection and appraisal different? While an inspection is like your home's health check-up, ensuring every nook and cranny is in good shape, an appraisal assesses market value. Together, they’re your dream team for informed home buying—no sneaky surprises or overpayments here.

Navigating the home-buying process can sometimes feel like learning a new language, but that’s what I'm here for. From “Wait, what?” to “Ohhh, got it” moments, I’ll guide you every step of the way.

Got questions about inspections, appraisals, or anything else? Let’s chat and make your home-buying journey clear and straightforward.

Give them less stress and make your homeownership dreams crystal clear. Reach out today and let's make owning a home a reality!

https://myoc.io/DesireeLowe

10/17/2026

5.0 star review received on Experience.com for Desiree Lowe by Kim N - Friendly, responds quickly;

Click to see all 450 reviews of Desiree Lowe - Supreme Lending, Managing Director - The Lowe Team | NMLS #201719

Address

2550 Fifth Avenue, Suite 510
San Diego, CA
92103

Opening Hours

Monday	6am - 9pm
Tuesday	6am - 9pm
Wednesday	6am - 9pm
Thursday	6am - 9pm
Friday	6am - 9pm
Saturday	6am - 9pm
Sunday	6am - 9pm

Website

http://www.LoweKnowsLoans.com/

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