The Lowe Team at Supreme Lending

09/09/2026

Your next chapter doesn’t have to be “do nothing and hope for the best.”

If you’re 62+, a reverse mortgage may help you:

• Stay in your current home
• Fund renovations or accessibility updates
• Cover certain retirement-related costs
• Even buy a new primary residence that better fits your lifestyle

So if you’re asking, “Should I stay or should I move?” your home equity may be part of the answer.

Important note: no required monthly mortgage payments means you still must stay current on property taxes, homeowners insurance, and home maintenance. And like every loan strategy, this option is subject to qualification and program guidelines.

Want to explore what may fit your goals?

Schedule a Strategy Call: https://calendly.com/loweknowsloans/15min

Learn More: https://viewinfo.me/ #/t/desireelowe
https://myoc.io/DesireeLowe

09/08/2026

Waiting to buy because of the down payment?

There may be another option.

The Supreme 100 program is a Conventional Loan with Down Payment Assistance in San Diego, allowing eligible buyers to pair a first mortgage with up to 4% assistance.

✔ Primary residence only
✔ Credit & income requirements apply
✔ Education required
✔ Program availability varies
✔ Not all borrowers qualify

Smart strategy > guesswork.

Download the San Diego Down Payment Assistance Qualification Checklist and see if this option aligns with your goals.

📍 Learn more: https://viewinfo.me/ #/t/desireelowe
📲 Book your strategy call: https://calendly.com/loweknowsloans/15min
https://myoc.io/DesireeLowe

09/03/2026

5.0 star review received on Experience.com for Desiree Lowe by William M G - Desiree was a pleasure to work with. She's great at her job, of course, and her communication skills are amazing. But what really sets her apart from others in her field is her thoughtfulness and kindness. That's rare in this business, and it's a true gift.

Click to see all 437 reviews of Desiree Lowe - Supreme Lending, Managing Director - The Lowe Team | NMLS #201719

09/03/2026

You didn’t spend 8–12 years in school to be told “come back in two years.”

If you’re a doctor, resident, or fellow in San Diego, there are loan options designed specifically for you — including flexible down payment options and contract-based income qualification for eligible borrowers.

✔️ Potential 0% down options
✔️ No monthly mortgage insurance in many cases
✔️ Use of executed employment contracts
✔️ Designed for high student debt profiles

Grab the San Diego Doctor Homebuyer Quick-Start Checklist and see what’s possible.

Ready to run the numbers?

📍 Learn more: https://viewinfo.me/ #/t/desireelowe
📲 Book your strategy call: https://calendly.com/loweknowsloans/15min
https://myoc.io/DesireeLowe

09/02/2026

The biggest mistake home buyers make is focusing only on the purchase price. A lower listing price does not always mean a lower monthly payment. Property taxes, insurance, seller credits, and loan options can completely change the true cost of a home. That is why comparing total financial scenarios is far more important than just looking at sticker prices. The smartest decision is choosing the house that fits your actual budget and long term goals. 🏡

If you are starting your home search, comment COMPARE below.

I will show you how to evaluate the true cost of any home before you make an offer.

https://myoc.io/DesireeLowe

09/01/2026

Key Takeaways:
-DSCR loans qualify borrowers using rental income from the property
-Investors can close DSCR loans in an LLC
-Credit scores from 600 upward qualify, with better pricing at 740+
-No limit on the number of financed properties
-Short-term rentals qualify in many programs

Learn how DSCR loans help San Diego real estate investors qualify using rental income instead of personal income.

09/01/2026

Did you know that buying a brand new home might actually cost less than buying an existing one right now?

In states like Florida, South Carolina, Idaho, California, and North Carolina, new construction is currently priced lower than resale homes on average. Builders in these markets are competing for buyers, creating unique opportunities to get a move in ready home without the traditional price markup.

Finding the right location and matching it with the right loan program can completely change your home buying budget.

Comment your state below to learn about your local market, or send me a direct message to review your financing options today. 🏡

https://myoc.io/DesireeLowe

08/31/2026

The U.S. economy is telling two different stories right now: business activity is expanding at its fastest pace in years, while housing and consumer sentiment are cooling under the weight of persistent inflation and elevated yields.

Home Sales & Buyer Activity: This is exactly the kind of window motivated buyers wait for. Lighter transaction volume means less competition, more negotiating room, and sellers who are more open to conversations on price, concessions, and timing. This is a strategic entry point, especially for buyers who've been priced out of bidding wars in recent years.

Home Prices & Consumer Confidence: Stabilizing prices are a healthier long-term signal than the rapid appreciation of recent years. Separate consumer sentiment from your personal financial readiness — confidence indexes measure mood, not opportunity. The buyers who move now with the right strategy are positioned well before sentiment catches up to the more balanced market underway.

08/30/2026

5.0 star review received on Experience.com for Desiree Lowe by Devyn D J - Informative and timely

Click to see all 434 reviews of Desiree Lowe - Supreme Lending, Managing Director - The Lowe Team | NMLS #201719

08/28/2026

Labor Market & Business Strength: The broader economy is on solid footing, even if housing headlines feel negative. Strong business activity and employment data support household income stability, which underpins long-term homebuying confidence.

Fed Policy & Rate Environment: An active, engaged Fed means the environment is being managed, not ignored — and that's reassuring context for buyers worried about being "too early" or "too late." The buyers who get their financing lined up now are the ones ready to capitalize the moment conditions shift.