San Diego Mortgage News & Advice - Carl Spiteri

San Diego Mortgage News & Advice - Carl Spiteri For 25+ years, I’ve helped homeowners use their mortgage as a strategic part of their financial life—not just a loan. My approach: Straight talk. Smart choices.

From first-time homebuyers to retirees planning cash flow in retirement, my focus is on smart choices, long-term thinking, and clear guidance without the jargon.I focus on reverse mortgages, cash flow in retirement, and liability management, but I’m equally passionate about helping move-up buyers and first-time homebuyers navigate the process with confidence. Education over pressure. A plan that fits your life today and your goals for tomorrow.What I bring:• Co-author of Borrow Smart, Repay Smart (copy available upon request)• A referral-driven business built on trust• A discovery process that looks at your whole financial pictureLet’s connect if you’re looking to buy, downsize, free up cash flow, or understand how your mortgage fits into your long-term wealth strategy.

Reverse mortgages can sound complicated, but the basics are pretty simple. For eligible homeowners 62+, there are differ...
09/15/2026

Reverse mortgages can sound complicated, but the basics are pretty simple.
For eligible homeowners 62+, there are different ways to access home equity while continuing to own and live in your home.

Have questions? I’m always happy to walk you through it!
Carl Spiteri, Producing Partnership Branch Manager NMLS #286890
(858) 526-3037 | [email protected]

09/12/2026

Is Medicare Part D Going Away?

Medicare 2027: What’s Changing & What You Need to Know | Boomers, Bucks, and Bling Episode 32

In this episode of Boomers, Bucks & Bling, Carl welcomes back Medicare expert Keith Betkowski to break down some of the upcoming changes, with a special focus on Medicare Part D and prescription drug coverage.

🎙️ Tune in to Boomers, Bucks & Bling for real conversations about retirement, finances, Medicare, and making the most of your next chapter.

🎧 Listen to More Episodes:
Spotify: https://ow.ly/ttaN50TZH81
Apple Podcasts: https://ow.ly/cFb350TZH84
YouTube Playlist: https://ow.ly/cwaf50TZH8u

Not sure if it’s the right time to refinance?You don’t have to wait for the “perfect” rate to start planning. Knowing yo...
09/10/2026

Not sure if it’s the right time to refinance?
You don’t have to wait for the “perfect” rate to start planning. Knowing your target now can help you be ready when the opportunity comes.

Let’s run the numbers!
Carl Spiteri, Producing Partnership Branch Manager NMLS #286890
(858) 526-3037 | [email protected]

09/09/2026

Big Medicare Changes Coming in 2027…

Medicare 2027: What’s Changing & What You Need to Know | Boomers, Bucks, and Bling Episode 32

In this episode of Boomers, Bucks & Bling, Carl welcomes back Medicare expert Keith Betkowski to break down some of the upcoming changes, with a special focus on Medicare Part D and prescription drug coverage.

🎙️ Tune in to Boomers, Bucks & Bling for real conversations about retirement, finances, Medicare, and making the most of your next chapter.

🎧 Listen to More Episodes:
Spotify: https://ow.ly/ttaN50TZH81
Apple Podcasts: https://ow.ly/cFb350TZH84
YouTube Playlist: https://ow.ly/cwaf50TZH8u

One feature of a reverse mortgage you may not know about 👀An unused line of credit could grow over time, giving you acce...
09/08/2026

One feature of a reverse mortgage you may not know about 👀
An unused line of credit could grow over time, giving you access to more available funds down the road if needed.

Let’s talk about how it works!
Carl Spiteri, Producing Partnership Branch Manager NMLS #286890
(858) 526-3037 | [email protected]

09/07/2026

Restoring Dignity Through Technology...

Technology Tips for Boomers | Smartphone, Wi-Fi & Digital Assistants | Boomers, Bucks, and Bling Episode 31

Technology is constantly changing, and for many older adults, it can feel overwhelming to keep up. But learning today's technology doesn't have to be frustrating.

In this episode, Carl sits down with technology educator Abby Richie, founder of The Smarter Service, to discuss simple ways older adults can become more confident using smartphones, Wi-Fi, digital assistants, and everyday technology. Abby shares practical tips that make devices easier to use while helping seniors maintain their independence and stay connected.

🎧 Listen to More Episodes:
Spotify: https://ow.ly/ttaN50TZH81
Apple Podcasts: https://ow.ly/cFb350TZH84
YouTube Playlist: https://ow.ly/cwaf50TZH8u

Love your home and want to stay there long-term? For eligible homeowners 62+, a reverse mortgage could help fund updates...
09/03/2026

Love your home and want to stay there long-term?
For eligible homeowners 62+, a reverse mortgage could help fund updates that make your home work better for you as you age.

Happy to answer any questions!
Carl Spiteri, Producing Partnership Branch Manager NMLS #286890
(858) 526-3037 | [email protected]

When was the last time you took a look at your mortgage?Changes in rates, home value, or even your long-term plans could...
09/01/2026

When was the last time you took a look at your mortgage?
Changes in rates, home value, or even your long-term plans could make refinancing worth exploring.

A quick review can help you see where you stand!
Carl Spiteri, Producing Partnership Branch Manager NMLS #286890
(858) 526-3037 | [email protected]

High-interest debt can take a serious bite out of your monthly budget.Depending on your situation, a cash-out refinance ...
08/27/2026

High-interest debt can take a serious bite out of your monthly budget.
Depending on your situation, a cash-out refinance could help consolidate that debt into one payment.

Let’s take a look at the numbers and see what makes sense!
Carl Spiteri, Producing Partnership Branch Manager NMLS #286890
(858) 526-3037 | [email protected]

Your home equity could be another tool in your retirement plan. For eligible homeowners 62+, a reverse mortgage may prov...
08/25/2026

Your home equity could be another tool in your retirement plan.
For eligible homeowners 62+, a reverse mortgage may provide access to that equity without having to sell or move.

Let’s chat and see if it could be a fit!
Carl Spiteri, Producing Partnership Branch Manager NMLS #286890
(858) 526-3037 | [email protected]

Address

11622 El Camino Real # 100
San Diego, CA
92130

Opening Hours

Monday 8am - 5:30pm
Tuesday 8am - 5:30pm
Wednesday 8am - 5:30pm
Thursday 8am - 5:30pm
Friday 8am - 5:30pm

Telephone

+16195446444

Website

,

Alerts

Be the first to know and let us send you an email when San Diego Mortgage News & Advice - Carl Spiteri posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to San Diego Mortgage News & Advice - Carl Spiteri:

Shortcuts

Share

Category