San Diego Mortgage News & Advice - Carl Spiteri

San Diego Mortgage News & Advice - Carl Spiteri For 25+ years, I’ve helped homeowners use their mortgage as a strategic part of their financial life—not just a loan. My approach: Straight talk. Smart choices.

From first-time homebuyers to retirees planning cash flow in retirement, my focus is on smart choices, long-term thinking, and clear guidance without the jargon.I focus on reverse mortgages, cash flow in retirement, and liability management, but I’m equally passionate about helping move-up buyers and first-time homebuyers navigate the process with confidence. Education over pressure. A plan that f

its your life today and your goals for tomorrow.What I bring:• Co-author of Borrow Smart, Repay Smart (copy available upon request)• A referral-driven business built on trust• A discovery process that looks at your whole financial pictureLet’s connect if you’re looking to buy, downsize, free up cash flow, or understand how your mortgage fits into your long-term wealth strategy.

Locked in a low rate years ago? There may still be opportunities worth exploring depending on your current goals and fin...
06/11/2026

Locked in a low rate years ago? There may still be opportunities worth exploring depending on your current goals and financial situation.

Carl Spiteri, Producing Partnership Branch Manager NMLS #286890
(858) 526-3037 | [email protected]

Many homeowners are surprised to learn they may qualify for a reverse mortgage. A quick conversation could help you bett...
06/09/2026

Many homeowners are surprised to learn they may qualify for a reverse mortgage. A quick conversation could help you better understand what's available.

Carl Spiteri, Producing Partnership Branch Manager NMLS #286890
(858) 526-3037 | [email protected]

06/06/2026

The Easiest Balance Hack You Can Do Daily…

In this episode of Boomers, Bucks & Bling Ep 29, Carl sits down with fitness expert Mark Alexander-Warne to talk about the best exercises for longevity, balance, strength, and overall wellness after 50. From preventing falls and improving posture to building muscle and boosting energy, this episode is full of practical fitness tips for healthy aging.

Why Sleep Matters More Than You Think After 50 | Boomers, Bucks, and Bling Episode 25

🎧 Listen to More Episodes:
Spotify: https://ow.ly/ttaN50TZH81
Apple Podcasts: https://ow.ly/cFb350TZH84
YouTube Playlist: https://ow.ly/cwaf50TZH8u

Life changes, and your mortgage strategy may need to change too. It's always worth reviewing your options as new goals a...
06/04/2026

Life changes, and your mortgage strategy may need to change too. It's always worth reviewing your options as new goals and priorities arise.

Carl Spiteri, Producing Partnership Branch Manager NMLS #286890
(858) 526-3037 | [email protected]

06/03/2026

Why functional fitness matters at any age…

In this episode of Boomers, Bucks & Bling Ep 29, Carl sits down with fitness expert Mark Alexander-Warne to talk about the best exercises for longevity, balance, strength, and overall wellness after 50. From preventing falls and improving posture to building muscle and boosting energy, this episode is full of practical fitness tips for healthy aging.

Why Sleep Matters More Than You Think After 50 | Boomers, Bucks, and Bling Episode 25

🎧 Listen to More Episodes:
Spotify: https://ow.ly/ttaN50TZH81
Apple Podcasts: https://ow.ly/cFb350TZH84
YouTube Playlist: https://ow.ly/cwaf50TZH8u

Your home equity may have more potential than you realize. A reverse mortgage could be one option worth exploring if you...
06/02/2026

Your home equity may have more potential than you realize. A reverse mortgage could be one option worth exploring if you're looking for additional flexibility in retirement.

Carl Spiteri, Producing Partnership Branch Manager NMLS #286890
(858) 526-3037 | [email protected]

05/29/2026

Why You Must Build Muscle After 60…

In this episode of Boomers, Bucks & Bling Ep 29, Carl sits down with fitness expert Mark Alexander-Warne to talk about the best exercises for longevity, balance, strength, and overall wellness after 50. From preventing falls and improving posture to building muscle and boosting energy, this episode is full of practical fitness tips for healthy aging.

Why Sleep Matters More Than You Think After 50 | Boomers, Bucks, and Bling Episode 25

🎧 Listen to More Episodes:
Spotify: https://ow.ly/ttaN50TZH81
Apple Podcasts: https://ow.ly/cFb350TZH84
YouTube Playlist: https://ow.ly/cwaf50TZH8u

If you haven't revisited your mortgage in a while, it may be worth a second look. A 15-minute conversation with us could...
05/28/2026

If you haven't revisited your mortgage in a while, it may be worth a second look. A 15-minute conversation with us could tell you a lot.

Carl Spiteri, Producing Partnership Branch Manager NMLS #286890
(858) 526-3037 | [email protected]

Refinancing doesn't have to feel overwhelming. It starts with one simple conversation and we'll walk you through what ma...
05/26/2026

Refinancing doesn't have to feel overwhelming. It starts with one simple conversation and we'll walk you through what makes sense for your situation.

Carl Spiteri, Producing Partnership Branch Manager NMLS #286890
(858) 526-3037 | [email protected]

A reverse mortgage doesn't mean giving up ownership, it's simply a different way to access the equity you've already bui...
05/21/2026

A reverse mortgage doesn't mean giving up ownership, it's simply a different way to access the equity you've already built.

Carl Spiteri, Producing Partnership Branch Manager NMLS #286890
(858) 526-3037 | [email protected]

Address

11622 El Camino Real # 100
San Diego, CA
92130

Opening Hours

Monday 8am - 5:30pm
Tuesday 8am - 5:30pm
Wednesday 8am - 5:30pm
Thursday 8am - 5:30pm
Friday 8am - 5:30pm

Telephone

+16195446444

Website

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