Holly Nelson - Your Home Loan Lady

03/06/2026

This is Great News!

Florida takes care of their !!

📞Call me
📞I’ll explain more
📞612-801-4047

ICYMI: Big news! 🎉

Last week, Florida Housing proudly announced that the Hometown Heroes housing program officially committed all available funds for the 2025-2026 fiscal year!

That means more firefighters, teachers, nurses, and other everyday heroes are one step closer to homeownership.

Learn more about the impact of Hometown Heroes by reading the full press release here: https://ow.ly/vpGA50Yp6T4

03/03/2026

Fixed-rate gang rise up! Locked and loaded. 🐊🏠😎😂

02/27/2026

I’ve been having a lot of conversations lately about housing payments and monthly cash flow.

If your mortgage rate is over 6%, it may be worth revisiting your options. There could be opportunities to lower your payment or restructure things to create a little more financial breathing room.

If you have equity, we may be able to use it to improve your monthly cash flow. I’m happy to take a look and see what makes sense for your situation.

No obligation. Just a review.
Weekend appointments available.
Reach out today!

Real-life refinance examples from this week:
💰FHA to Conventional. Lower rate and removed mortgage insurance.
💰Paid off 2nd mortgage loan. Lower rate, one simplified payment.
💰Divorce. Paid off ex-spouse and removed them from the mortgage.
💰Debt consolidation. Paid off auto and credit cards. Saving $1,000+ per month.
💰Home improvements. Rolled flooring and windows into the mortgage.

02/25/2026

Shovel? Check. Closing docs? Check. Sense of humor? Double check. ❄️🏠😂MN buyers and homeowners, this one's for you!

02/24/2026

Hey there, home hunters! As your quirky MomLOfficer (that's Mom + Loan Officer, because who says mortgages can't be family-friendly fun?), I'm serving up a fresh batch of corny jokes. These are all about that housing hustle, with a nod to the states I'm licensed in: snowy MN, cheesy WI, sunny FL, and desert-hot AZ. Keeping it light, nerdy, and pun-tastic!

02/23/2026

Not all updates are loud — but this one is meaningful.

Fannie Mae expanded who can be an acceptable gift donor on conventional loans.

This could change the plan for some buyers!

02/20/2026

HOW I SERVE

I am direct. Strategic. Transparent. Results-driven.

You will always know:
• Where your loan stands
• What I need from you
• What to expect next
• What challenges may arise
• How we solve them

Customer satisfaction comes first. The paycheck is second. Whether you’re buying or refinancing, I approach every loan with structure, communication, and long-term planning in mind.

This isn’t just about closing.
It’s about equity. Strategy. Protection.

For Agents: I protect your reputation like it’s my own.

Clean files.
Clear communication.
No surprises.

HIRE ME!
Licensed in MN, WI, FL and AZ
NMLS # 1055847

02/18/2026

Do you have gently worn business attire that could help a Floridian land the job of their dreams?

Join Florida Housing in donating to Volunteer Florida’s eleventh annual Suits for Session, an annual service project that “engages legislators and staff, state agency employees and other local professionals to collect business attire that will help prepare Florida job-seekers in need.”

You may bring your new or gently worn business attire to the Second Floor of the Florida Capitol tomorrow, February 18, from 9am to 5pm.

https://ow.ly/rXMk50Y57yt

02/17/2026

☕ Introducing Tea Time with Holly.

This will be a regular space where I break down what’s happening in the housing market, answer common questions, and share strategy for buyers who want to move wisely.

Clear. Calm. Practical.

Let’s begin.

02/16/2026

Realtor friends, register and attend if you can!

02/16/2026

I don’t just pre-approve loans…
I pre-approve corny jokes too.
Welcome to the season that makes buyers spring into action. 😏🌷