United Family Mortgage

United Family Mortgage Helping people achieve their dreams of home ownership while maintaining sound financial principles. Not many places can say that.

United Family Mortgage has been a family owned business in Elk River since 1995. Our core mission from day one has been to help people achieve their dreams of home ownership while maintaining sound financial principles. We have made loans to literally hundreds of local families over the years for their primary home, their lake home or even investment properties. We have the capabilities to offer e

very type of loan including FHA (3.5% down), USDA (0% down), VA (Veteran financing) and Conventional (20% down) and enjoy serving the undeserved families with credit scores as low as 580. Another niche product is the self-built construction loan…we still recognize skills and sweat as down payment and allow you to be your own general contractor when building your dream home. Best Mortgage Rates Today | Mortgage Broker Elk River | Mortgage Interest Rates | FHA Loan Application | FHA Mortgage Interest Rates | FHA Streamline Loan | VA Home Loan | FHA 203k Lenders Elk River | FHA Approved Lenders | Apply for VA Home Loan | Zero Down Mortgage | Down Payment Assistance | Home Construction Loans | 0 Down Mortgage | Freddie Mac Mortgage Rates Today | Home Loans with No Down Payment | Veteran Home Loan | Fannie Mae Home Loans | Zero Down Home Loans Otsego | Ramsey | Elk River | Zimmerman | Rogers | Big Lake | Princeton

08/16/2023

United Family Mortgage is a mortgage broker, meaning we act as intermediaries between borrowers and multiple lending institutions. We work with a variety of lenders, including banks, credit unions, and non-bank lenders, to offer you a range of loan options. We shop around to find the best available mortgage rates and terms. This can save you time and effort. We may even have access to lenders that you haven’t heard of, potentially leading to better deals. For a mortgage pre-approval or a 2nd opinion mortgage pre-approval, contact Jim Riley today at 612-968-2601 or email [email protected]. https://unitedfamilymortgage.com/pre-approval-2023-need-know/

07/24/2023

As you begin the mortgage pre-approval process, evaluate your wants, and needs. Then go house shopping. For a mortgage consultation, contact us today. At United Family Mortgage, we can help. For a no-obligation mortgage consultation or a mortgage pre-approval, contact Jim Riley today at 612-968-2601 or email [email protected].

07/24/2023

Remote or hybrid work opens a world of opportunities. That’s because it allows you to broaden your search for your next home since you’re no longer limited to living close to your workplace. With the freedom to work from anywhere, you can explore more affordable areas that may be located farther away from bustling city centers or your office. For a no-obligation mortgage consultation or a mortgage pre-approval, contact Jim Riley today at 612-968-2601 or email [email protected].

For over 78 years, Veterans Affairs (VA) home loans have provided millions of veterans with the opportunity to purchase ...
05/16/2023

For over 78 years, Veterans Affairs (VA) home loans have provided millions of veterans with the opportunity to purchase homes of their own. If you or a loved one have served, this is a great opportunity to finance buying a home. There is no down payment with a VA mortgage. United Family Mortgage is a VA mortgage expert, don’t hesitate to contact Jim Riley for a VA mortgage pre-approval or a no-obligation VA mortgage consultation today at 612-968-2601.

For over 78 years, Veterans Affairs (VA) home loans have provided millions of veterans with the opportunity to purchase homesRead more »

04/05/2023

In a new report, single women have bought more homes than single men. The report noted homeownership is life-changing for many women. At United Family Mortgage, we get it! United Family Mortgage is a Mortgage Broker. We shop for mortgage deals for our borrowers, from conventional low-interest mortgages and low-down-payment mortgages to zero-downpayment options and VA (veteran) mortgages. So why get a personal shopper, like United Family Mortgage, for your mortgage? Because you want an advocate, not an order taker. For a no-obligation mortgage consultation or a mortgage pre-approval, contact Jim Riley today at 612-968-2601 or email [email protected].

01/31/2023

To understand your down payment options, be sure to do your homework. Unless specified by your loan type or lender, it’s typically not required to put 20% down. If you’re interested in learning more about our low down payment, zero down payment options, and down payment assistance programs, contact Jim Riley with United Family Mortgage today at 612-968-2601 or email [email protected]. Jim has over 30 years of experience helping buyers secure mortgage financing. https://unitedfamilymortgage.com/avoid-rental-trap-2023/

01/31/2023

Getting pre-approved is an important first step toward buying a home. It lets you know what you can borrow and shows sellers you’re serious about purchasing their home. In this blog get some great tips. For a no-obligation mortgage consultation or a second opinion, contact Jim Riley with United Family Mortgage today at 612-968-2601 or email [email protected]. https://unitedfamilymortgage.com/pre-approval-2023-need-know/

01/31/2023

If you’re a renter, you likely face an important decision every year: renew your current lease, start a new one, or buy a home. But before you dive too deeply into your options, it helps to understand the true costs of renting moving forward. Learn more in this blog. For a no-obligation mortgage consultation or a second opinion, contact Jim Riley with United Family Mortgage today at 612-968-2601 or email [email protected]. https://unitedfamilymortgage.com/avoid-rental-trap-2023/

Getting a mortgage pre-approval letter from a trusted mortgage broker makes it clear to sellers you are a serious and qu...
11/29/2022

Getting a mortgage pre-approval letter from a trusted mortgage broker makes it clear to sellers you are a serious and qualified buyer. In this competitive housing market, United Family Mortgage can help you game out several options and scenarios to leverage your financing to make a solid offer. For a hassle-free mortgage consultation or a second opinion, contact Aaron Redberg with United Family Mortgage today at 763-568-0973.

For a hassle-free mortgage consultation or a second opinion, contact DJ Riley with United Family Mortgage today at 763-276-3960.

Are you waiting to pay your student loans before you buy your first home? You should know a delay may not be necessary. ...
10/18/2022

Are you waiting to pay your student loans before you buy your first home? You should know a delay may not be necessary. For a hassle-free, mortgage consultation or a second opinion, contact Jim Riley with United Family Mortgage today at 763-782-7302.

  If you’re looking to buy a home, you may be wondering how your student loan debt could impact those plans.Read more »

Deciding whether to rent or buy, consider the many financial benefits that comes with owning a home. For a hassle-free m...
09/24/2022

Deciding whether to rent or buy, consider the many financial benefits that comes with owning a home. For a hassle-free mortgage consultation or a second opinion, contact Jim Riley with United Family Mortgage today at 763-782-7302 or email [email protected]
https://unitedfamilymortgage.com/difference-renting-owning/

Mortgage Interest Rates | FHA Loan Application | FHA Mortgage Interest Rates | FHA Streamline Loan Otsego | Ramsey | Zimmerman | Rogers | Big Lake

Address

200 5th Street NW Ste F
Elk River, MN
55330

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

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